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PROMIMO

Active
Private limited companyfounded 198739 yrs activeChaussée de Wavre 373, 1390 Grez-Doiceau, BelgiumKBO/BCE: BE 0431.705.428

PROMIMO has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €58k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 32% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
71 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-9
Solvency35▲+6
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.74 against 0.56 in 2024; short-term debt: 55.1% and cash: 23.4% of total assets), and 89.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 39 years 0 40 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
10.1%
Return on assets
15%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €39k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 d early
2024
41 d early
2023
29 d early
2022
5 d early
2021
41 d early
2020
31 d late
2019
29 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€39k▲ 160%
2024 · €15k
2018: €232k 2019: €237k 2020: €29k 2021: €29k 2022: €22k 2023: €6k 2024: €15k
2018 → 2025
Total assets
€388k▲ 13.0%
2024 · €344k
2018: €756k 2019: €515k 2020: €420k 2021: €439k 2022: €414k 2023: €465k 2024: €344k
2018 → 2025
Net result
€58k▼ 25.7%
2024 · €79k
2018: €31k 2019: €4k 2020: €-208k 2021: €51k 2022: €16k 2023: €38k 2024: €79k
2018 → 2025
Working capital
€-56k▲ 26.1%
2024 · €-76k
2018: €166k 2019: €154k 2020: €-42k 2021: €-44k 2022: €-58k 2023: €-81k 2024: €-76k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€29k-€22k▼ 24.1%€6k▼ 72.6%€15k▲ 146%€39k▲ 160%
Operating result€68k-€31k▼ 54.6%€52k▲ 70.9%€96k▲ 84.0%€94k▼ 2.5%
Net result€51k-€16k▼ 67.9%€38k▲ 132%€79k▲ 107%€58k▼ 25.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75k€100kOperating result 2021: €68k€68kNet result 2021: €51k€51kOperating result 2022: €31k€31kNet result 2022: €16k€16kOperating result 2023: €52k€52kNet result 2023: €38k€38kOperating result 2024: €96k€96kNet result 2024: €79k€79kOperating result 2025: €94k€94kNet result 2025: €58k€58k20212022202320242025
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €388k
Fixed assets €230k▼ 7.0%
Current assets €158k▲ 64.7%
Equity and liabilities €388k
Equity €39k▲ 160%
Debt €349k▲ 6.3%
The debt ratio falls from 95.6% to 89.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€115k
2024 · €115k
Cash flow
€79k
2024 · €97k
Solvency
10.1%
2024 · 4.4%
Current ratio
0.74
2024 · 0.56
Quick ratio
0.74
2024 · 0.56
Debt / equity
8.90
2024 · 21.78
ROE
148.9%
2024 · 521.5%
ROA
15.0%
2024 · 22.9%
Interest coverage
7.25
2024 · 8.99
Debt
€349k
2024 · €329k
Debt ≤ 1 year
€214k
2024 · €172k
Debt > 1 year
€135k
2024 · €157k
Income taxes
€20k
2024 · €5k
Staff costs
€112k
2024 · €110k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€344k€388k
Fixed assets21/28€248k€230k
Intangible fixed assets21€6k€3k
Tangible fixed assets22/27€237k€222k
Land and buildings22€206k€195k
Plant, machinery and equipment23-€3k
Furniture and vehicles24€22k€17k
Other tangible fixed assets26€9k€7k
Financial fixed assets28€5k€5k=
Current assets29/58€96k€158k
Amounts receivable within one year40/41€63k€65k
Trade receivables40€63k€39k
Other amounts receivable41€221€25k
Cash at bank and in hand54/58€30k€91k
Deferred charges and accrued income490/1€3k€2k
Equity and liabilities
Total equity and liabilities10/49€344k€388k
Equity10/15€15k€39k
Contributions10/11€6k€6k=
Profit (loss) carried forward14€9k€33k
Amounts payable17/49€329k€349k
Amounts payable after more than one year17€157k€135k
Financial debts170/4€157k€135k
Amounts payable within one year42/48€172k€214k
Current portion of amounts payable after more than one year42€20k€21k
Financial debts43€27k€9k
Credit institutions430/8€27k€9k
Trade debts44€2k€25k
Suppliers440/4€2k€25k
Taxes, remuneration and social security45€40k€27k
Taxes450/3€28k€17k
Remuneration and social security454/9€12k€10k
Other amounts payable47/48€83k€133k
Income statement Code20242025
Remuneration, social security and pensions62€110k€112k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€21k
Other operating charges640/8€16k€15k
Gross operating margin9900€241k€242k
Operating profit (loss)9901€96k€94k
Financial charges65/66B€13k€16k
Recurring financial charges65€13k€16k
Profit (loss) for the period before taxes9903€84k€78k
Income taxes67/77€5k€20k
Profit (loss) for the period9904€79k€58k
Profit (loss) for the period to be appropriated9905€79k€58k
Appropriation of the result
Profit (loss) to be appropriated9906€62k€67k
Profit (loss) brought forward from the previous period14P€-16k€9k
Transfer from equity791/2€16k-
Profit to be distributed694/7€70k€34k
Return on contributions (dividend)694€70k€34k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
20-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €79k ▲107%
Operating result €96k, net result €79k, both a record.
02-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
26-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
20-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €51k
Net result €51k after one loss-making year.
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial Weakest financial yearnet €-208k ▼4982%
Net result drops to €-208k, the lowest in the series; recovery starts the following year.
02-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Liquidity doublescurrent ratio 3.52
Current ratio from 1.57 to 3.52; short-term debt falls from €291k to €61k.
19-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
17-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 2 establishment units since 1987
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Chaussée de Wavre 3731390 Grez-Doiceau
Ground area
205 m²
Building footprint
146 m²
Volume, LiDAR
1,668 m³
2 parcels, Wallonia · tallest building 14.2 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Chaussée de Wavre 373, 1390 Grez-Doiceau
NACE 70201
since 19872.031.181.681
PROMIME
Place de l'Equerre 35, 1348 Ottignies-Louvain-la-NeuveActivities of head offices; management consultancy activities
since 20012.031.181.780
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25386B0077/00L000 Wallonia 183 m² 1 · 132 m² 14.2 m · 4 fl.
25037E0479/00P002 Wallonia 22 m² 1 · 14 m² 9.2 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,750 companies in sector 68310 we hold annual accounts for 6,907. 4,649 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded07-08-1987
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.