Skip to content

STERLANDRIX

Active
Private limited companyfounded 20206 yrs activeRue Bruyère-Saint-Jean 131, 1410 Waterloo, BelgiumKBO/BCE: BE 0746.675.712
Summary

STERLANDRIX has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €23k. Equity is shrinking by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 49% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
74 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+3
Solvency83▼-5
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.93 against 2.5 in 2024; short-term debt: 41.5% and cash: 20.9% of total assets), and 41.5% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
58.5%
Return on assets
51.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
202122232425
2020 to 2025 · latest year €26k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
21 d early
2024
24 d early
2023
29 d early
2022
26 d early
2021
33 d early
2020
19 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€26k▲ 17.1%
2024 · €23k
2020: €39k 2021: €83k 2022: €63k 2023: €22k 2024: €23k
2020 → 2025
Total assets
€45k▲ 26.1%
2024 · €36k
2020: €57k 2021: €90k 2022: €81k 2023: €37k 2024: €36k
2020 → 2025
Net result
€23k▲ 49.8%
2024 · €16k
2020: €29k 2021: €45k 2022: €36k 2023: €13k 2024: €16k
2020 → 2025
Working capital
€17k▼ 12.4%
2024 · €20k
2020: €33k 2021: €78k 2022: €61k 2023: €20k 2024: €20k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€83k-€63k▼ 23.4%€22k▼ 65.5%€23k▲ 2.7%€26k▲ 17.1%
Operating result€57k-€46k▼ 19.5%€51k▲ 10.1%€55k▲ 7.8%€63k▲ 14.3%
Net result€45k-€36k▼ 20.1%€13k▼ 63.0%€16k▲ 16.0%€23k▲ 49.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €57k€57kNet result 2021: €45k€45kOperating result 2022: €46k€46kNet result 2022: €36k€36kOperating result 2023: €51k€51kNet result 2023: €13k€13kOperating result 2024: €55k€55kNet result 2024: €16k€16kOperating result 2025: €63k€63kNet result 2025: €23k€23k20212022202320242025€0€20k€40k€60kOperating result 2023: €51k€51kNet result 2023: €13k€13kOperating result 2024: €55k€55kNet result 2024: €16k€16kOperating result 2025: €63k€63kNet result 2025: €23k€23k202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 14% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45k
Fixed assets €9k ▲ 237%
Current assets €36k ▲ 9.1%
Equity and liabilities €45k
Equity €26k ▲ 17.1%
Debt €19k ▲ 41.3%
Debt's share of the balance-sheet total rises from 37.0% to 41.5%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€65k
2024 · €56k
Cash flow
€25k
2024 · €17k
Current ratio
1.93
2024 · 2.50
Debt to equity
0.71
2024 · 0.59
ROE
88.6%
2024 · 69.3%
ROA
51.8%
2024 · 43.6%
Interest coverage
1.97
2024 · 1.62
Debt ≤ 1 year
€19k
2024 · €13k
Income taxes
€7k
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€36k€45k
Fixed assets21/28€3k€9k
Tangible fixed assets22/27€3k€9k
Plant, machinery and equipment23€291-
Furniture and vehicles24€2k€9k
Current assets29/58€33k€36k
Amounts receivable within one year40/41€27k€24k
Trade receivables40€26k€24k
Other amounts receivable41€957-
Cash at bank and in hand54/58€4k€9k
Deferred charges and accrued income490/1€2k€3k
Equity and liabilities
Total equity and liabilities10/49€36k€45k
Equity10/15€23k€26k
Contributions10/11€10k€10k=
Profit (loss) carried forward14€13k€16k
Amounts payable17/49€13k€19k
Amounts payable within one year42/48€13k€19k
Trade debts44€2k€900
Suppliers440/4€2k€900
Taxes, remuneration and social security45€9k€6k
Taxes450/3€9k€6k
Other amounts payable47/48€2k€11k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k
Other operating charges640/8€285€394
Gross operating margin9900€56k€65k
Operating profit (loss)9901€55k€63k
Financial income75/76B-€69
Recurring financial income75-€69
Financial charges65/66B€35k€33k
Recurring financial charges65€35k€33k
Profit (loss) for the period before taxes9903€20k€30k
Income taxes67/77€5k€7k
Profit (loss) for the period9904€16k€23k
Profit (loss) for the period to be appropriated9905€16k€23k
Appropriation of the result
Profit (loss) to be appropriated9906€28k€36k
Profit (loss) brought forward from the previous period14P€12k€13k
Profit to be distributed694/7€15k€20k
Return on contributions (dividend)694€15k€20k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €13k ▼63%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
05-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2020net €45k ▲56.5%
Net result €45k, the highest in the series.
31-12
Financial Liquidity quadruplescurrent ratio 11.50
Current ratio from 2.85 to 11.50; short-term debt falls from €18k to €7k.
12-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2020
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Bruyère-Saint-Jean 1311410 Waterloo
Ground area
343 m²
Building footprint
77 m²
Volume, LiDAR
752 m³
Parcel 25110D1014/00C000, Wallonia · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
STERLANDRIX
Rue Bruyère-Saint-Jean 131, 1410 WaterlooRetail trade
since 20202.304.197.386
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25110D1014/00C000 Wallonia 343 m² 1 · 77 m² 11.7 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

254900HPWLK91DR16X31
live in the LEI register

Similar companies · same sector, comparable size

Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 13,963 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded05-05-2020
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.