D. Bessems Holding
ActiveSummary
D. Bessems Holding has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €24k. Its solvency ranks better than 25% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency52
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.1; short-term debt: 37.8% and cash: 2.8% of total assets), and 73.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.7%
Return on assets
24.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
20 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€26k
Total assets
€99k
Net result
€24k
Working capital
€-34k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €99k
Fixed assets
€95k
Current assets
€4k
Equity and liabilities €99k
Equity
€26k
Debt
€72k
Debt finances 73.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€41k
Cash flow
€29k
Current ratio
0.10
Debt to equity
2.75
ROE
92.4%
ROA
24.7%
Interest coverage
8.50
Debt ≤ 1 year
€37k
Debt > 1 year
€35k
Income taxes
€7k
Filed annual accounts As filed with the NBB · 2025 · 39 lines
Balance sheet
Code2025
Assets
Total assets20/58€99k
Fixed assets21/28€95k
Tangible fixed assets22/27€95k
Furniture and vehicles24€95k
Current assets29/58€4k
Amounts receivable within one year40/41€616
Other amounts receivable41€616
Cash at bank and in hand54/58€3k
Deferred charges and accrued income490/1€433
Equity and liabilities
Total equity and liabilities10/49€99k
Equity10/15€26k
Contributions10/11€2k
Reserves13€24k
Distributable reserves133€24k
Amounts payable17/49€72k
Amounts payable after more than one year17€35k
Financial debts170/4€35k
Amounts payable within one year42/48€37k
Current portion of amounts payable after more than one year42€12k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€16k
Taxes450/3€16k
Other amounts payable47/48€8k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k
Other operating charges640/8€645
Gross operating margin9900€42k
Operating profit (loss)9901€36k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€5k
Recurring financial charges65€5k
Profit (loss) for the period before taxes9903€31k
Income taxes67/77€7k
Profit (loss) for the period9904€24k
Profit (loss) for the period to be appropriated9905€24k
Appropriation of the result
Profit (loss) to be appropriated9906€24k
Transfer to equity691/2€24k
To other reserves6921€24k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gemeenteplein 33620 LanakenGround area
3,541 m²
Building footprint
96 m²
Volume, LiDAR
598 m³
Parcel 73042B0908/00A000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
D. Bessems Holding
since 20252.374.418.161
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73042B0908/00A000 | Flanders | 3,541 m² | 1 · 96 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IO DataBridge
BE 0766.766.192
Londerzeel · Eq €26,364
STERLANDRIX
BE 0746.675.712
Waterloo · Eq €26,371
BROELS
BE 0783.779.992
Jabbeke · Eq €26,337
Makaytho
BE 0775.477.584
Boortmeerbeek · Eq €26,336
ZODIAQUE & CIE
BE 0844.269.687
Vorst · Eq €26,386
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 13,962 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-05-2025
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62100Computer programming
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.