SRTP CONSULT
ActiveSRTP CONSULT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €306k and a net result of €-2k. Equity is growing by ~38.9% per year across the filed fiscal years. Its solvency ranks better than 77% of 3325 sector peers (fiscal year 2024). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
85 d late
2022
31 d late
2021
31 d late
2020
24 d late
2019
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€306k▼ 0.5%
2023 · €308k
2018: €55k
2019: €83k
2020: €121k
2021: €235k
2022: €304k
2023: €308k
2018 → 2024
Net result
€-2k
2023 · €4k
2018: €9k
2019: €27k
2020: €38k
2021: €114k
2022: €89k
2023: €4k
2018 → 2024
Total assets
€391k▼ 11.1%
2023 · €440k
2018: €104k
2019: €118k
2020: €277k
2021: €393k
2022: €466k
2023: €440k
2018 → 2024
Solvency
78.2%▲ 8.3pp
2023 · 69.9%
2018: 53.4%
2019: 69.9%
2020: 43.5%
2021: 59.8%
2022: 65.2%
2023: 69.9%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€121k-€235k▲ 94.8%€304k▲ 29.4%€308k▲ 1.3%€306k▼ 0.5%
Operating result€57k-€146k▲ 155%€134k▼ 8.6%€12k▼ 91.3%€5k▼ 53.6%
Net result€38k-€114k▲ 202%€89k▼ 21.7%€4k▼ 95.7%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 54% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €391k
Fixed assets
€337k▼ 1.7%
Current assets
€54k▼ 43.9%
Equity and liabilities €391k
Equity
€306k▼ 0.5%
Debt
€85k▼ 35.5%
The debt ratio falls from 30.1% to 21.8%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
78.2%▲
2023 · 69.9%
ROE
-0.7%▼
2023 · 1.3%
ROA
-0.6%▼
2023 · 0.9%
Debt
€85k▼
2023 · €132k
Debt ≤ 1 year
€67k▼
2023 · €101k
Debt > 1 year
€18k▼
2023 · €31k
Income taxes
€5k▼
2023 · €6k
Staff costs
€75k▼
2023 · €123k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€440k€391k▼
Fixed assets21/28€343k€337k▼
Tangible fixed assets22/27€343k€337k▼
Plant, machinery and equipment23€34k€29k▼
Furniture and vehicles24€42k€37k▼
Assets under construction and advance payments27€266k€271k▲
Current assets29/58€97k€54k▼
Amounts receivable within one year40/41-€1k
Other amounts receivable41-€1k
Cash at bank and in hand54/58€82k€48k▼
Deferred charges and accrued income490/1€15k€5k▼
Equity and liabilities
Total equity and liabilities10/49€440k€391k▼
Equity10/15€308k€306k▼
Contributions10/11€11k€11k=
Outside capital11€11k€11k=
Other1109/19€11k€11k=
Reserves13€241k€241k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Distributable reserves133€240k€240k=
Profit (loss) carried forward14€55k€54k▼
Amounts payable17/49€132k€85k▼
Amounts payable after more than one year17€31k€18k▼
Financial debts170/4€31k€18k▼
Amounts payable within one year42/48€101k€67k▼
Current portion of amounts payable after more than one year42-€7k
Financial debts43€2k€2k=
Credit institutions430/8€2k€2k=
Trade debts44€85k€31k▼
Suppliers440/4€85k€31k▼
Taxes, remuneration and social security45€14k€15k▲
Remuneration and social security454/9€14k€15k▲
Other amounts payable47/48€104€13k▲
Income statement
Code20232024
Remuneration, social security and pensions62€123k€75k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€24k▲
Other operating charges640/8€1k€14k▲
Gross operating margin9900€150k€118k▼
Operating profit (loss)9901€12k€5k▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€10k€3k▼
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€4k€-2k▼
Profit (loss) for the period to be appropriated9905€4k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€55k€54k▼
Profit (loss) brought forward from the previous period14P€52k€56k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €-2k ▼158%
Net result drops to €-2k, the lowest in the series.
24-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 85 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €114k ▲202%
Operating result €146k, net result €114k, both a record.
31-12
Financial
Equity above €200kEq €235k ▲94.8%
4 profitable years in a row build equity to €235k.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Equity above €100kEq €121k ▲45.8%
3 profitable years in a row build equity to €121k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
20-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Onze Lieve Vrouwlaan 1021140 EvereGround area
82 m²
Building footprint
76 m²
Volume, LiDAR
931 m³
Parcel 21372D0187/00V012, Brussels · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Onze Lieve Vrouwlaan 102, 1140 Evere
since 20132.215.356.373
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21372D0187/00V012 | Brussels | 82 m² | 1 · 76 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,668 companies in sector 66220 we hold annual accounts for 3,216. 2,736 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-12-2012
Fiscal year end31-12
Activities, NACEBEL
66220Insurance agents and brokers
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.