MAXASSUR
ActiveMAXASSUR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €306k and a net result of €34k. Equity is growing by ~15.2% per year across the filed fiscal years. Its solvency ranks better than 78% of 2410 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
60 d late
2023
16 d late
2022
38 d late
2021
5 d late
2020
9 d late
2019
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€306k▲ 12.3%
2024 · €272k
2018: €128k
2019: €130k
2020: €149k
2021: €163k
2022: €189k
2023: €235k
2024: €272k
2018 → 2025
Net result
€34k▼ 9.8%
2024 · €37k
2018: €4k
2019: €1k
2020: €19k
2021: €14k
2022: €27k
2023: €46k
2024: €37k
2018 → 2025
Total assets
€386k▲ 12.2%
2024 · €344k
2018: €160k
2019: €176k
2020: €194k
2021: €199k
2022: €254k
2023: €308k
2024: €344k
2018 → 2025
Solvency
79.3%=
2024 · 79.2%
2018: 80.0%
2019: 73.6%
2020: 76.8%
2021: 82.0%
2022: 74.6%
2023: 76.2%
2024: 79.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€163k-€189k▲ 16.3%€235k▲ 24.1%€272k▲ 15.8%€306k▲ 12.3%
Operating result€20k-€35k▲ 79.0%€61k▲ 74.4%€50k▼ 19.3%€52k▲ 6.0%
Net result€14k-€27k▲ 91.1%€46k▲ 72.2%€37k▼ 18.7%€34k▼ 9.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €386k
Fixed assets
€15k▼ 35.1%
Current assets
€370k▲ 15.7%
Equity and liabilities €386k
Equity
€306k▲ 12.3%
Debt
€80k▲ 12.0%
The debt ratio stays at 20.7%.
Key figures and ratios
Solvency
79.3%▲
2024 · 79.2%
ROE
11.0%▼
2024 · 13.6%
ROA
8.7%▼
2024 · 10.8%
Debt
€80k▲
2024 · €71k
Debt ≤ 1 year
€71k▲
2024 · €58k
Debt > 1 year
€7k▼
2024 · €14k
Income taxes
€13k▼
2024 · €15k
Staff costs
€71k▼
2024 · €71k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€344k€386k▲
Fixed assets21/28€24k€15k▼
Tangible fixed assets22/27€24k€15k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€21k€14k▼
Current assets29/58€320k€370k▲
Amounts receivable within one year40/41€288k€358k▲
Trade receivables40€161k€145k▼
Other amounts receivable41€127k€213k▲
Cash at bank and in hand54/58€25k€12k▼
Deferred charges and accrued income490/1€6k-
Equity and liabilities
Total equity and liabilities10/49€344k€386k▲
Equity10/15€272k€306k▲
Contributions10/11€24k€24k=
Reserves13€248k€282k▲
Tax-exempt reserves132€16k€16k=
Distributable reserves133€232k€266k▲
Amounts payable17/49€71k€80k▲
Amounts payable after more than one year17€14k€7k▼
Financial debts170/4€14k€7k▼
Amounts payable within one year42/48€58k€71k▲
Current portion of amounts payable after more than one year42€7k€7k▲
Trade debts44€25k€21k▼
Suppliers440/4€25k€21k▼
Taxes, remuneration and social security45€26k€25k▼
Taxes450/3€14k€13k▼
Remuneration and social security454/9€12k€12k=
Other amounts payable47/48-€18k
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Remuneration, social security and pensions62€71k€71k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▼
Other operating charges640/8€7k€2k▼
Gross operating margin9900€136k€133k▼
Operating profit (loss)9901€50k€52k▲
Financial income75/76B€8k€816▼
Recurring financial income75€8k€816▼
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€52k€46k▼
Income taxes67/77€15k€13k▼
Profit (loss) for the period9904€37k€34k▼
Profit (loss) for the period to be appropriated9905€37k€34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€34k▼
Transfer to equity691/2€37k€34k▼
To other reserves6921€37k€34k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
31-12
Financial
Highest result since 2018net €46k ▲72.2%
Operating result €61k, net result €46k, both a record.
31-12
Financial
Equity above €200kEq €235k ▲24.1%
6 profitable years in a row build equity to €235k.
07-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 38 days late
2022
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
31-12
Financial
Equity above €150kEq €163k ▲9.3%
4 profitable years in a row build equity to €163k.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
31-12
Financial
Weakest financial yearnet €1k ▼59.8%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lange Herentalsestraat 762018 AntwerpenGround area
203 m²
Building footprint
102 m²
Volume, LiDAR
1,131 m³
Parcel 11808H1176/00Y013, Flanders · tallest building 16.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
MAXASSUR
since 20032.133.059.890
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1176/00Y013 | Flanders | 203 m² | 1 · 102 m² | 16.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,668 companies in sector 66220 we hold annual accounts for 3,216. 2,736 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-07-2003
Fiscal year end31-12
Activities, NACEBEL
66220Insurance agents and brokers
67201
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.