SPARKLE
ActiveSummary
SPARKLE has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €218k and a net result of €99k. Equity is growing by ~26.6% per year across the filed fiscal years. Its solvency ranks better than 41% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▼-3
Solvency75▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 2.05 against 1.82 in 2024; short-term debt: 46.8% and cash: 16.1% of total assets), but 50.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.7%
Return on assets
22.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
29 d early
2023
8 d late
2022
4 d early
2021
11 d early
2020
24 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€218k▲ 12.1%
2024 · €195k
2018: €51k
2019: €56k
2020: €55k
2021: €76k
2022: €127k
2023: €168k
2024: €195k
2018 → 2025
Total assets
€440k▲ 1.0%
2024 · €436k
2018: €75k
2019: €76k
2020: €98k
2021: €113k
2022: €164k
2023: €319k
2024: €436k
2018 → 2025
Net result
€99k▼ 22.2%
2024 · €127k
2018: €18k
2019: €5k
2020: €23k
2021: €21k
2022: €59k
2023: €121k
2024: €127k
2018 → 2025
Working capital
€216k▲ 16.1%
2024 · €186k
2018: €46k
2019: €52k
2020: €54k
2021: €74k
2022: €118k
2023: €155k
2024: €186k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€76k-€127k▲ 67.1%€168k▲ 32.6%€195k▲ 15.9%€218k▲ 12.1%
Operating result€31k-€78k▲ 154%€163k▲ 109%€182k▲ 11.6%€149k▼ 18.1%
Net result€21k-€59k▲ 185%€121k▲ 107%€127k▲ 4.4%€99k▼ 22.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €440k
Fixed assets
€18k ▼ 14.9%
Current assets
€422k ▲ 1.8%
Equity and liabilities €440k
Equity
€218k ▲ 12.1%
Debt
€222k ▼ 8.0%
Debt's share of the balance-sheet total falls from 55.3% to 50.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€160k▼
2024 · €191k
Cash flow
€110k▼
2024 · €136k
Current ratio
2.05▲
2024 · 1.82
Debt to equity
1.01▼
2024 · 1.24
ROE
45.1%▼
2024 · 65.0%
ROA
22.4%▼
2024 · 29.1%
Interest coverage
24.58▼
2024 · 49.60
Debt ≤ 1 year
€206k▼
2024 · €229k
Income taxes
€44k▼
2024 · €51k
Staff costs
€498k▲
2024 · €342k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€436k€440k▲
Fixed assets21/28€21k€18k▼
Tangible fixed assets22/27€21k€18k▼
Furniture and vehicles24€21k€18k▼
Financial fixed assets28€160€160=
Current assets29/58€415k€422k▲
Amounts receivable within one year40/41€112k€209k▲
Trade receivables40€112k€147k▲
Other amounts receivable41€811€62k▲
Cash at bank and in hand54/58€226k€71k▼
Deferred charges and accrued income490/1€76k€142k▲
Equity and liabilities
Total equity and liabilities10/49€436k€440k▲
Equity10/15€195k€218k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€174k€198k▲
Amounts payable17/49€241k€222k▼
Amounts payable within one year42/48€229k€206k▼
Trade debts44€30k€47k▲
Suppliers440/4€30k€47k▲
Taxes, remuneration and social security45€98k€83k▼
Taxes450/3€65k€37k▼
Remuneration and social security454/9€33k€45k▲
Other amounts payable47/48€100k€76k▼
Accrued charges and deferred income492/3€12k€16k▲
Income statement
Code20242025
Remuneration, social security and pensions62€342k€498k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€11k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€33k-
Other operating charges640/8€462€412▼
Gross operating margin9900€566k€658k▲
Operating profit (loss)9901€182k€149k▼
Financial income75/76B€477€261▼
Recurring financial income75€477€261▼
Financial charges65/66B€4k€7k▲
Recurring financial charges65€4k€7k▲
Profit (loss) for the period before taxes9903€178k€142k▼
Income taxes67/77€51k€44k▼
Profit (loss) for the period9904€127k€99k▼
Profit (loss) for the period to be appropriated9905€127k€99k▼
Appropriation of the result
Profit (loss) to be appropriated9906€274k€273k▼
Profit (loss) brought forward from the previous period14P€148k€174k▲
Profit to be distributed694/7€100k€75k▼
Return on contributions (dividend)694€100k€75k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €218k ▲12.1%
8 profitable years in a row build equity to €218k.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €127k ▲4.4%
Operating result €182k, net result €127k, both a record.
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
31-12
Financial
Equity above €150kEq €168k ▲32.6%
6 profitable years in a row build equity to €168k.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €127k ▲67.1%
5 profitable years in a row build equity to €127k.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €5k ▼73.5%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
Show earlier events
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 26 days late
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée du Roeulx 787000 MonsGround area
1,151 m²
Building footprint
130 m²
Volume, LiDAR
1,236 m³
2 parcels, Wallonia · tallest building 12.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
SPARKLE
since 20162.248.945.196
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53404B0572/00T000 | Wallonia | 976 m² | 1 · 77 m² | 10.1 m · 3 fl. |
| 53405C0003/00L010 | Wallonia | 175 m² | 1 · 52 m² | 12.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Consultancy IT
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Ozet Consulting
BE 0849.498.779
Aarschot · Eq €218,472
POWR
BE 0657.930.313
Lede · Eq €218,374
C2D SYSTEM HOUSE
BE 0456.427.560
Soumagne · Eq €218,517
Olive Solutions
BE 0672.467.841
Diksmuide · Eq €218,334
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 14,467 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-2016
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
56210Event catering
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.