Olive Solutions
ActiveSummary
Olive Solutions has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €218k and a net result of €37k. Equity is growing by ~50% per year across the filed fiscal years. Its solvency ranks better than 76% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-14
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 5.23 against 6.78 in 2024; short-term debt: 16.6% and cash: 25.5% of total assets), and 18.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.3%
Return on assets
13.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
91 d late
2022
61 d late
2021
60 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€218k▲ 6.6%
2024 · €205k
2018: €8k
2019: €-1k
2020: €20k
2021: €57k
2022: €82k
2023: €154k
2024: €205k
2018 → 2025
Total assets
€269k▲ 12.6%
2024 · €239k
2018: €59k
2019: €59k
2020: €71k
2021: €104k
2022: €119k
2023: €219k
2024: €239k
2018 → 2025
Net result
€37k▼ 37.4%
2024 · €60k
2018: €-4k
2019: €-10k
2020: €20k
2021: €36k
2022: €25k
2023: €73k
2024: €60k
2018 → 2025
Working capital
€188k▲ 6.1%
2024 · €177k
2018: €-2k
2019: €-10k
2020: €3k
2021: €42k
2022: €65k
2023: €141k
2024: €177k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€57k-€82k▲ 44.1%€154k▲ 88.9%€205k▲ 32.8%€218k▲ 6.6%
Operating result€49k-€36k▼ 26.9%€96k▲ 169%€76k▼ 20.2%€45k▼ 40.7%
Net result€36k-€25k▼ 31.3%€73k▲ 190%€60k▼ 17.9%€37k▼ 37.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €269k
Fixed assets
€36k ▲ 17.7%
Current assets
€233k ▲ 11.8%
Equity and liabilities €269k
Equity
€218k ▲ 6.6%
Debt
€50k ▲ 48.7%
Debt's share of the balance-sheet total rises from 14.2% to 18.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€60k▼
2024 · €87k
Cash flow
€52k▼
2024 · €70k
Current ratio
5.23▼
2024 · 6.78
Debt to equity
0.23▲
2024 · 0.17
ROE
17.1%▼
2024 · 29.1%
ROA
13.9%▼
2024 · 25.0%
Interest coverage
51.16▲
2024 · 39.02
Debt ≤ 1 year
€45k▲
2024 · €31k
Income taxes
€12k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€239k€269k▲
Fixed assets21/28€30k€36k▲
Tangible fixed assets22/27€30k€36k▲
Plant, machinery and equipment23€13k€17k▲
Furniture and vehicles24€17k€14k▼
Other tangible fixed assets26-€5k
Current assets29/58€208k€233k▲
Amounts receivable within one year40/41€121k€146k▲
Trade receivables40€35k€20k▼
Other amounts receivable41€87k€125k▲
Current investments50/53€14k€14k=
Cash at bank and in hand54/58€70k€69k▼
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€239k€269k▲
Equity10/15€205k€218k▲
Contributions10/11€12k€19k▲
Reserves13€190k€195k▲
Distributable reserves133€190k€195k▲
Profit (loss) carried forward14€2k€5k▲
Amounts payable17/49€34k€50k▲
Amounts payable within one year42/48€31k€45k▲
Trade debts44€6k€9k▲
Suppliers440/4€6k€9k▲
Taxes, remuneration and social security45€15k€6k▼
Taxes450/3€15k€6k▼
Other amounts payable47/48€9k€30k▲
Accrued charges and deferred income492/3€3k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€15k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-788-
Other operating charges640/8€6k€3k▼
Gross operating margin9900€93k€63k▼
Operating profit (loss)9901€76k€45k▼
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€77k€49k▼
Income taxes67/77€17k€12k▼
Profit (loss) for the period9904€60k€37k▼
Profit (loss) for the period to be appropriated9905€60k€37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€61k€40k▼
Profit (loss) brought forward from the previous period14P€958€2k▲
Transfer from equity791/2€2k-
Transfer to equity691/2€51k€5k▼
To other reserves6921€51k€5k▼
Profit to be distributed694/7€9k€30k▲
Return on contributions (dividend)694€9k€30k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 6.78
Current ratio from 3.30 to 6.78; short-term debt falls from €61k to €31k.
31-12
Financial
Equity above €200kEq €205k ▲32.8%
5 profitable years in a row build equity to €205k.
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 91 days late
2023
31-12
Financial
Highest result since 2018net €73k ▲190%
Operating result €96k, net result €73k, both a record.
31-12
Financial
Equity above €150kEq €154k ▲88.9%
4 profitable years in a row build equity to €154k.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €20k
Net result €20k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diksmuide · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelhoekstraat(ESE) 408600 DiksmuideGround area
1,710 m²
Building footprint
890 m²
Volume, LiDAR
5,047 m³
Parcel 32472A0149/00F000, Flanders · tallest building 12.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Olive Solutions
since 20172.272.365.352
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32472A0149/00F000 | Flanders | 1,710 m² | 1 · 890 m² | 12.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 14,467 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-03-2017
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
62100Computer programming
63920Other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:olivier.vaneenoo@olivesolutions.be
Phone:+32485672855