SNS SOLUTIONS
ActiveSNS SOLUTIONS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €88k and a net result of €17k. Equity is growing by ~17.7% per year across the filed fiscal years. Its solvency ranks better than 20% of 11615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability73▼-3
Solvency44▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.38 in 2023; short-term debt: 71.5% and cash: 20.4% of total assets), and 80.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
19.5%
Return on assets
3.7%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 11615 sector peers (2024).
NBB · sector comparisonPosition among 11615 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
201 d late
2022
68 d late
2021
117 d late
2020
87 d late
2019
106 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€88k▲ 23.4%
2023 · €72k
2018: €31k
2019: €35k
2020: €43k
2021: €53k
2022: €52k
2023: €72k
2018 → 2024
Total assets
€453k▲ 27.4%
2023 · €356k
2018: €159k
2019: €132k
2020: €207k
2021: €261k
2022: €253k
2023: €356k
2018 → 2024
Net result
€17k▼ 14.7%
2023 · €20k
2018: €-3k
2019: €4k
2020: €8k
2021: €10k
2022: €-649
2023: €20k
2018 → 2024
Working capital
€90k▲ 8.9%
2023 · €83k
2018: €22k
2019: €27k
2020: €-27k
2021: €-23k
2022: €-4k
2023: €83k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€43k-€53k▲ 22.8%€52k▼ 1.2%€72k▲ 37.7%€88k▲ 23.4%
Operating result€11k-€19k▲ 74.8%€6k▼ 65.9%€34k▲ 434%€64k▲ 87.3%
Net result€8k-€10k▲ 20.2%€-649€20k€17k▼ 14.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 87% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €453k
Fixed assets
€39k▼ 27.0%
Current assets
€414k▲ 37.0%
Equity and liabilities €453k
Equity
€88k▲ 23.4%
Debt
€365k▲ 28.4%
The debt ratio rises from 79.9% to 80.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€89k▲
2023 · €68k
Cash flow
€42k▼
2023 · €54k
Solvency
19.5%▼
2023 · 20.1%
Current ratio
1.28▼
2023 · 1.38
Quick ratio
1.23▼
2023 · 1.28
Debt / equity
4.13▲
2023 · 3.97
ROE
18.9%▼
2023 · 27.4%
ROA
3.7%▼
2023 · 5.5%
Interest coverage
9.95▼
2023 · 19.21
Debt
€365k▲
2023 · €284k
Debt ≤ 1 year
€324k▲
2023 · €219k
Debt > 1 year
€40k▼
2023 · €64k
Income taxes
€11k▼
2023 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€356k€453k▲
Fixed assets21/28€54k€39k▼
Tangible fixed assets22/27€53k€39k▼
Plant, machinery and equipment23€837€3k▲
Furniture and vehicles24€51k€34k▼
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€171€171=
Current assets29/58€302k€414k▲
Stocks and contracts in progress3€22k€15k▼
Stocks30/36€22k€8k▼
Contracts in progress37-€7k
Amounts receivable within one year40/41€174k€303k▲
Trade receivables40€132k€216k▲
Other amounts receivable41€41k€87k▲
Cash at bank and in hand54/58€105k€92k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€356k€453k▲
Equity10/15€72k€88k▲
Contributions10/11€6k€6k=
Reserves13€21k€38k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€20k€36k▲
Profit (loss) carried forward14€44k€44k▲
Amounts payable17/49€284k€365k▲
Amounts payable after more than one year17€64k€40k▼
Financial debts170/4€64k€40k▼
Amounts payable within one year42/48€219k€324k▲
Current portion of amounts payable after more than one year42€5k€14k▲
Financial debts43€22k€24k▲
Credit institutions430/8€22k€24k▲
Trade debts44€176k€235k▲
Suppliers440/4€176k€235k▲
Taxes, remuneration and social security45€17k€51k▲
Taxes450/3€17k€21k▲
Remuneration and social security454/9€167€29k▲
Accrued charges and deferred income492/3€1k€548▼
Income statement
Code20232024
Remuneration, social security and pensions62€57k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€25k▼
Other operating charges640/8€384€2k▲
Non-recurring operating charges66A-€5k
Gross operating margin9900€125k€96k▼
Operating profit (loss)9901€34k€64k▲
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€4k€39k▲
Recurring financial charges65€4k€9k▲
Non-recurring financial charges66B-€30k
Profit (loss) for the period before taxes9903€32k€27k▼
Income taxes67/77€12k€11k▼
Profit (loss) for the period9904€20k€17k▼
Profit (loss) for the period to be appropriated9905€20k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€61k▼
Profit (loss) brought forward from the previous period14P€44k€44k=
Transfer to equity691/2€20k€17k▼
To other reserves6921€20k€17k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
17-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 201 days late
2023
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
07-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 68 days late
2022
25-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 117 days late
2021
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 87 days late
2020
14-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 106 days late
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
2016
05-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 66 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jemeppe-sur-Sambre · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Jemeppe,Moustier 445190 Jemeppe-sur-SambreGround area
727 m²
Building footprint
84 m²
Volume, LiDAR
718 m³
Parcel 92091C0037/00T000, Wallonia · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SNS Solutions
since 20072.163.649.831
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92091C0037/00T000 | Wallonia | 727 m² | 1 · 84 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RIDDERMANS
BE 0832.889.213
Brakel · Eq €88k
TRAMPOLIS
BE 0479.853.852
Gavere · Eq €88k
QUADRICONSULT
BE 0827.714.460
La Hulpe · Eq €88k
MURHO Engineering
BE 0790.355.802
Wemmel · Eq €88k
THODA
BE 0803.629.261
Gent · Eq €88k
Of 11,553 companies in sector 71121 we hold annual accounts for 6,558. 5,203 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-04-2007
Fiscal year end31-12
Activities, NACEBEL
46649Wholesale of other machinery and equipment
71121Engineering and related technical consultancy, excluding land surveyors
74203
33110Repair and maintenance of fabricated metal products
41001General construction of residential buildings
43222Installation of electric heating, air conditioning, cooling and ventilation
43350Other building finishing work
43990Other specialised construction activities
43999Specialised construction activities
45211
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.