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RIDDERMANS

Active
Private limited companyfounded 201115 yrs activeZwalmbeekweg 1, 9660 Brakel, BelgiumKBO/BCE: BE 0832.889.213

RIDDERMANS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88k and a net result of €20k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 47% of 9384 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
90 / 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency91▼-7
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.78 against 2.1 in 2024), and 49% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
51%
Return on assets
11.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
52 d early
2024
59 d early
2023
51 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€88k▼ 6.3%
2024 · €94k
2023: €86k 2024: €94k
2023 → 2025
Total assets
€173k▲ 7.4%
2024 · €161k
2023: €158k 2024: €161k
2023 → 2025
Net result
€20k=
2024 · €20k
2023: €48k 2024: €20k
2023 → 2025
Working capital
€63k▼ 1.3%
2024 · €63k
2023: €53k 2024: €63k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€86k-€94k▲ 9.0%€88k▼ 6.3%
Operating result€64k-€28k▼ 56.3%€30k▲ 6.8%
Net result€48k-€20k▼ 59.5%€20k=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2023: €64k€64kNet result 2023: €48k€48kOperating result 2024: €28k€28kNet result 2024: €20k€20kOperating result 2025: €30k€30kNet result 2025: €20k€20k202320242025
The operating result recovers in 2025; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €173k
Fixed assets €30k▼ 25.1%
Current assets €143k▲ 18.2%
Equity and liabilities €173k
Equity €88k▼ 6.3%
Debt €85k▲ 26.7%
The debt ratio rises from 41.6% to 49.0%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€43k
2024 · €41k
Cash flow
€32k
2024 · €33k
Solvency
51.0%
2024 · 58.4%
Current ratio
1.78
2024 · 2.10
Quick ratio
1.78
2024 · 2.10
Debt / equity
0.96
2024 · 0.71
ROE
22.2%
2024 · 20.8%
ROA
11.3%
2024 · 12.2%
Interest coverage
16.49
2024 · 11.72
Debt
€85k
2024 · €67k
Debt ≤ 1 year
€80k
2024 · €57k
Debt > 1 year
€4k
2024 · €9k
Income taxes
€11k
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€161k€173k
Fixed assets21/28€40k€30k
Tangible fixed assets22/27€40k€30k
Land and buildings22€12k€14k
Furniture and vehicles24€28k€16k
Current assets29/58€121k€143k
Amounts receivable within one year40/41€48k€54k
Trade receivables40€300€10k
Other amounts receivable41€48k€45k
Cash at bank and in hand54/58€71k€87k
Deferred charges and accrued income490/1€2k€1k
Equity and liabilities
Total equity and liabilities10/49€161k€173k
Equity10/15€94k€88k
Contributions10/11€2k€2k=
Reserves13€92k€86k
Distributable reserves133€92k€86k
Profit (loss) carried forward14€158€253
Amounts payable17/49€67k€85k
Amounts payable after more than one year17€9k€4k
Financial debts170/4€9k€4k
Amounts payable within one year42/48€57k€80k
Current portion of amounts payable after more than one year42€10k€5k
Trade debts44€1k€421
Suppliers440/4€1k€421
Taxes, remuneration and social security45€21k€15k
Taxes450/3€21k€15k
Other amounts payable47/48€25k€61k
Accrued charges and deferred income492/3€666€667
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k
Other operating charges640/8€853€1k
Gross operating margin9900€42k€44k
Operating profit (loss)9901€28k€30k
Financial income75/76B€3k€3k
Recurring financial income75€3k€3k
Financial charges65/66B€3k€3k
Recurring financial charges65€3k€3k
Profit (loss) for the period before taxes9903€28k€31k
Income taxes67/77€8k€11k
Profit (loss) for the period9904€20k€20k=
Profit (loss) for the period to be appropriated9905€20k€20k=
Appropriation of the result
Profit (loss) to be appropriated9906€20k€20k=
Profit (loss) brought forward from the previous period14P€158€158
Transfer from equity791/2€10k€24k
Transfer to equity691/2€18k€18k
To other reserves6921€18k€18k
Profit to be distributed694/7€12k€26k
Return on contributions (dividend)694€12k€26k

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €20k ▼0%
Net result drops to €20k, the lowest in the series.
02-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
10-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brakel · 1 establishment unit since 2011
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Zwalmbeekweg 19660 Brakel
Ground area
1.1 ha
Building footprint
164 m²
Volume, LiDAR
748 m³
2 parcels, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bart De Ridder
Watermolenstraat 16, 9660 BrakelActivities of building architects
since 20112.195.234.219
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45028B0016/00B000 Flanders 1.1 ha 1 · 81 m² 3.1 m · 1 fl.
45028A0664/00E004 Flanders 157 m² 1 · 83 m² 9.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,508 companies in sector 71121 we hold annual accounts for 6,527. 5,176 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded18-01-2011
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.