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SLJ SERVICES

Active
Private limited company·Wassen en poetsen van motorvoertuigen· 5 yrs active
Italiëlaan 38 ·1050 Elsene, Belgium
KBO/BCE: BE 0758.515.749
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age5 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of SLJ SERVICES is 1.8% (moderate). The 2024 annual accounts show equity of €44k and a net result of €37k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 93% of 926 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

3 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 93% of 926 peers (2024). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend
Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 15 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 30-07-2025 1 d early 2025-00362221
31-12-2023 31-07-2024 18-03-2025 230 d late 2025-00049723
31-12-2022 31-07-2023 18-03-2025 596 d late 2025-00049725
31-12-2021 31-07-2022 18-03-2025 961 d late 2025-00049728

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.8% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate region +Lower-failure-rate sector

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€37k+7373.1%
Working capital€44k+495.9%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 30-07-2025 with the NBB · fiscal year 2024 · micro
€-20k€0€20k€40kOperating result 2021: €3k€3kNet result 2021: €3k€3kNet result 2022: €-141€-141Operating result 2023: €704€704Net result 2023: €494€494Operating result 2024: €48k€48kNet result 2024: €37k€37k2021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile Too volatile to project: the yearly deviation from the trend is ~39% of the level (threshold 35%). We therefore deliberately show no projection line.
€0€10k€20k€30k€40k2021: €7k2022: €7k2023: €7k2024: €44k2021202220232024
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 95 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 77.3% 24.6%
better than 93% of 926 sector peers
Net result €37k €5k
better than 83% of 922 sector peers
Equity €44k €17k
better than 69% of 927 sector peers
Gross operating margin €52k €27k
better than 66% of 921 sector peers
Total assets €57k €81k
better than 40% of 926 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P93
2021: P95 · n=3242022: P95 · n=5572023: P95 · n=7682024: P93 · n=9262021 2024
Stable position over 2021-2024 · n=324-926
Net result P83
2021: P59 · n=3252022: P34 · n=5572023: P33 · n=7692024: P83 · n=9222021 2024
Stable position over 2021-2024 · n=325-922
Equity P69
2021: P38 · n=3262022: P36 · n=5582023: P37 · n=7712024: P69 · n=9272021 2024
Improving position over 2021-2024 · n=326-927
Gross operating margin P66
2021: P29 · n=3242023: P18 · n=7652024: P66 · n=9212021 2024
Improving position over 2021-2024 · n=324-921
Describes the position versus peers, not a forecast.
EBITDA
€48k
- 21-24
Net profit
€37k
+7373.1% 21-24
Cash flow
€37k
- 21-24
Total assets
€57k
+658.3% 21-24
Equity
€44k
+501.7% 21-24
Working capital
€44k
+495.9% 21-24
Income taxes
€10k
- 21-24
Debt
€13k
+6477.8% 21-24
Debt ≤ 1y
€13k
+6477.8% 21-24
Current ratio
4.37
-88.6% 21-24
Quick ratio
4.37
-88.6% 21-24
Solvency
77.3%
-20.7% 21-24
Debt / equity
0.29
+993.2% 21-24
ROE
83.4%
+1141.9% 21-24
ROA
64.4%
+885.5% 21-24
Interest coverage
298.51
- 21-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€48k
Net profit€37k
Cash flow€37k
Staff costs-
Income taxes€10k
Dividends-
Total assets€57k
Equity€44k
Debt€13k
of which ≤ 1y€13k
of which > 1y-
Working capital€44k
Employees (FTE)-
Ratios (computed)
2024
Current ratio4.37
Quick ratio4.37
Working capital ratio76.5%
Solvency77.3%
Debt / equity0.29
Long-term debt ratio-
Interest coverage298.51
Gross margin-
Net margin-
ROA64.4%
ROE83.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€57k
Fixed assets 21/28€429
Tangible fixed assets 22/27€429
Current assets 29/58€57k
Amounts receivable within one year 40/41€7k
Cash & bank 54/58€50k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€57k
Equity 10/15€44k
Contributions / capital 10/11€4k
Accumulated profits (losses) 14€40k
Amounts payable 17/49€13k
Amounts payable within one year 42/48€13k
Income statement
Gross operating margin 9900€52k
Operating result 9901€48k
Financial charges 65€160
Result before taxes 9903€47k
Income taxes 67/77€10k
Net result for the period 9904€37k
Result to be appropriated 9905€37k
You are seeing the latest fiscal year only. 3 prior years (figures + ratios) are in a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
7 companies at this address See who is registered here
Parcels1
Ground area1,309 m²
Buildings1
Building footprint1,309 m²
Volume (LiDAR)24,301 m³
Tallest building24.0 m · ±7 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21446D0139/00G000 Brussels 1,309 m² 1 · 1,309 m² 24.0 m · 7 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
Address history · 1
19-08-2024
Registered-office move
All acts · 1 updated 1 year ago
2024
19-08-2024 Registered office moved from Anderlecht to Ixelles Registered-office change
  • Avenue Norbert Gille 41 - 1070 Anderlecht → Avenue d'Italie 38-

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability100Solvency100Growth78Stability94
94 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 94

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Wassen en poetsen van motorvoertuigen45206Wassen en poetsen van motorvoertuigen95316
Primary activity highlighted.
Names & trade names
Legal nameFR SLJ SERVICES
Registered office
Italiëlaan 38
1050 Elsene, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.