CARLAB

Active

Private limited company·Wassen en poetsen van motorvoertuigen· 3 yrs active

Pastoriestraat 128 ·8200 Brugge, Belgium

Health 78/100 Excellent Risk: moderate

KBO/BCE: BE 0802.246.319

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Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age3 yrs

Staff (FTE)2.2

Real estate1 parcel · 406 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of CARLAB is 1.7% (moderate). The 2023 annual accounts show equity of €44k and a net result of €44k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 15 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

How we compute the deadline

The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	10-07-2025	21 d early	2025-00261914
31-12-2023	31-07-2024	27-06-2024	34 d early	2024-00201989

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2023, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

1.7% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Annual accounts: weaker financial profile +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€44k

Working capital€22k

CSV export

Annual accounts & ratios

Source: NBB · 2023

Annual accounts filed on 10-07-2025 with the NBB · fiscal year 2024 · micro

Highlight YoY changes (±10%)

Fiscal year	2023
Deposit	micro
Revenue	-
EBITDA	€70k
Net profit	€44k
Cash flow	€54k
Staff costs	€94k
Income taxes	€14k
Dividends	€833
Total assets	€160k
Equity	€44k
Debt	€116k
of which ≤ 1y	€61k
of which > 1y	€55k
Working capital	€22k
Employees (FTE)	2.2

Ratios (computed)

	2023
Current ratio	1.36
Quick ratio	1.36
Working capital ratio	13.6%
Solvency	27.3%
Debt / equity	2.67
Long-term debt ratio	1.26
Interest coverage	32.32
Gross margin	-
Net margin	-
ROA	27.7%
ROE	101.7%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2023

Assets

Fixed assets €77k · 48.1% Current assets €83k · 51.9%

Equity & liabilities

Equity €44k · 27.3% Debt €116k · 72.7%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€160k
Fixed assets	21/28	€77k
Tangible fixed assets	22/27	€77k
Current assets	29/58	€83k
Amounts receivable within one year	40/41	€30k
Cash & bank	54/58	€46k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€160k
Equity	10/15	€44k
Contributions / capital	10/11	€100
Accumulated profits (losses)	14	€43k
Amounts payable	17/49	€116k
Amounts payable after one year	17	€55k
Amounts payable within one year	42/48	€61k
Trade debts payable within one year	44	€11k
Income statement
Gross operating margin	9900	€167k
Operating result	9901	€60k
Financial charges	65	€2k
Result before taxes	9903	€58k
Income taxes	67/77	€14k
Net result for the period	9904	€44k
Result to be appropriated	9905	€44k

Ratios computed by Checked.

Health barometer

FY 2023 · computed

78 / 100 Excellent

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

Establishment units

1 location

CARLAB

Pastoriestraat 128, 8200 BruggeGroothandel in auto's en lichte bestelwagens (= 3,5 ton)

since 20232.345.516.220

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area406 m²

Buildings1

Building footprint75 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)