SCRIBA
ActiveSCRIBA has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €132k and a net result of €-3k. Equity is shrinking by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▲+3
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.83 against 1.48 in 2024; short-term debt: 3.8% and cash: 0.7% of total assets), and 3.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year €-3k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
4 d early
2022
5 d early
2021
9 d late
2020
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€132k▼ 2.2%
2024 · €135k
2020: €86k
2021: €154k
2022: €146k
2023: €140k
2024: €135k
2020 → 2025
Total assets
€138k▼ 1.5%
2024 · €140k
2020: €87k
2021: €156k
2022: €156k
2023: €144k
2024: €140k
2020 → 2025
Net result
€-3k▲ 37.1%
2024 · €-5k
2020: €73
2021: €-13k
2022: €-8k
2023: €-5k
2024: €-5k
2020 → 2025
Working capital
€-912
2024 · €2k
2020: €68k
2021: €54k
2022: €12k
2023: €7k
2024: €2k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€154k-€146k▼ 5.2%€140k▼ 3.7%€135k▼ 3.4%€132k▼ 2.2%
Operating result€-13k-€-8k▲ 38.3%€-5k▲ 33.0%€-5k▲ 11.6%€-3k▲ 38.9%
Net result€-13k-€-8k▲ 37.6%€-5k▲ 32.5%€-5k▲ 11.0%€-3k▲ 37.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €5k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €138k
Fixed assets
€133k=
Current assets
€4k▼ 32.7%
Equity and liabilities €138k
Equity
€132k▼ 2.2%
Debt
€5k▲ 20.7%
The debt ratio rises from 3.1% to 3.8%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
96.2%▼
2024 · 96.9%
Current ratio
0.83▼
2024 · 1.48
Quick ratio
0.83▼
2024 · 1.48
Debt / equity
0.04▲
2024 · 0.03
ROE
-2.3%▲
2024 · -3.5%
ROA
-2.2%▲
2024 · -3.4%
Debt
€5k▲
2024 · €4k
Debt ≤ 1 year
€5k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€140k€138k▼
Fixed assets21/28€133k€133k=
Intangible fixed assets21€133k€133k=
Current assets29/58€6k€4k▼
Amounts receivable within one year40/41€3k€3k▼
Trade receivables40€3k€0▼
Other amounts receivable41€375€3k▲
Cash at bank and in hand54/58€3k€973▼
Deferred charges and accrued income490/1€219€209▼
Equity and liabilities
Total equity and liabilities10/49€140k€138k▼
Equity10/15€135k€132k▼
Contributions10/11€166k€166k=
Profit (loss) carried forward14€-31k€-34k▼
Amounts payable17/49€4k€5k▲
Amounts payable within one year42/48€4k€5k▲
Financial debts43€30€29▼
Credit institutions430/8€30€29▼
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Other amounts payable47/48€382€482▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Other operating charges640/8€392€400▲
Gross operating margin9900€-4k€-2k▲
Operating profit (loss)9901€-5k€-3k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€201€206▲
Recurring financial charges65€201€206▲
Profit (loss) for the period before taxes9903€-5k€-3k▲
Profit (loss) for the period9904€-5k€-3k▲
Profit (loss) for the period to be appropriated9905€-5k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-31k€-34k▼
Profit (loss) brought forward from the previous period14P€-26k€-31k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
30-09
Financial
Weakest financial yearnet €-13k ▼17721%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
30-09
Financial
Equity above €150kEq €154k ▲78%
Equity rises from €86k to €154k.
26-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
A.J. Slegerslaan 3771200 Sint-Lambrechts-WoluweGround area
388 m²
Building footprint
131 m²
Volume, LiDAR
1,358 m³
Parcel 21673D0130/00V009, Brussels · tallest building 13.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
SCRIBA
since 20182.286.685.027
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0130/00V009 | Brussels | 388 m² | 1 · 131 m² | 13.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,857 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2018
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
47400Retail sale of information and communication equipment
47410Retail trade
58290Other software publishing
62010Computer programming, consultancy and related activities
62020IT consultancy
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.