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MaximO

Active
Private limited companyfounded 200620 yrs activeTerlinden 30, 1785 Merchtem, BelgiumKBO/BCE: BE 0878.461.692

MaximO has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €132k and a net result of €16k. Equity is growing by ~21.9% per year across the filed fiscal years. Its solvency ranks better than 43% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
70 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▼-12
Solvency73▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.18 against 0.34 in 2024; short-term debt: 51.9% and cash: 6.9% of total assets), and 51.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 20 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
48.1%
Return on assets
5.7%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
27 d late
2024
4 d late
2023
on the day
2022
1 d early
2021
on the day
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€132k▲ 13.3%
2024 · €117k
2021: €43k 2022: €79k 2023: €96k 2024: €117k
2021 → 2025
Total assets
€275k▼ 11.5%
2024 · €311k
2021: €255k 2022: €266k 2023: €278k 2024: €311k
2021 → 2025
Net result
€16k▼ 24.8%
2024 · €21k
2021: €-433k 2022: €36k 2023: €17k 2024: €21k
2021 → 2025
Working capital
€-118k▲ 8.2%
2024 · €-128k
2021: €-169k 2022: €-139k 2023: €-150k 2024: €-128k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€43k-€79k▲ 84.2%€96k▲ 22.1%€117k▲ 21.5%€132k▲ 13.3%
Operating result€42k-€54k▲ 28.7%€29k▼ 45.1%€38k▲ 30.3%€31k▼ 18.3%
Net result€-433k-€36k€17k▼ 51.7%€21k▲ 18.9%€16k▼ 24.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-600k€-400k€-200k€0Operating result 2021: €42k€42kNet result 2021: €-433k€-433kOperating result 2022: €54k€54kNet result 2022: €36k€36kOperating result 2023: €29k€29kNet result 2023: €17k€17kOperating result 2024: €38k€38kNet result 2024: €21k€21kOperating result 2025: €31k€31kNet result 2025: €16k€16k20212022202320242025
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €275k
Fixed assets €250k▲ 2.1%
Current assets €25k▼ 61.9%
Equity and liabilities €275k
Equity €132k▲ 13.3%
Debt €143k▼ 26.4%
The debt ratio falls from 62.4% to 51.9%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€35k
2024 · €42k
Cash flow
€19k
2024 · €24k
Solvency
48.1%
2024 · 37.6%
Current ratio
0.18
2024 · 0.34
Quick ratio
0.18
2024 · 0.34
Debt / equity
1.08
2024 · 1.66
ROE
11.8%
2024 · 17.7%
ROA
5.7%
2024 · 6.7%
Interest coverage
4.57
2024 · 5.87
Debt
€143k
2024 · €194k
Debt ≤ 1 year
€143k
2024 · €194k
Income taxes
€8k
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€311k€275k
Fixed assets21/28€245k€250k
Tangible fixed assets22/27€35k€40k
Land and buildings22€25k€31k
Plant, machinery and equipment23€6k€4k
Furniture and vehicles24€5k€5k
Financial fixed assets28€210k€210k=
Current assets29/58€66k€25k
Amounts receivable within one year40/41€6k€6k
Trade receivables40€6k€6k=
Other amounts receivable41€11€281
Cash at bank and in hand54/58€60k€19k
Equity and liabilities
Total equity and liabilities10/49€311k€275k
Equity10/15€117k€132k
Contributions10/11€50k€50k=
Reserves13€67k€82k
Distributable reserves133€67k€82k
Amounts payable17/49€194k€143k
Amounts payable within one year42/48€194k€143k
Trade debts44€570€551
Suppliers440/4€570€551
Taxes, remuneration and social security45€6k€2k
Taxes450/3€6k€2k
Other amounts payable47/48€187k€141k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k
Other operating charges640/8€384€387
Gross operating margin9900€42k€35k
Operating profit (loss)9901€38k€31k
Financial income75/76B€0€0
Recurring financial income75€0€0
Financial charges65/66B€7k€8k
Recurring financial charges65€7k€8k
Profit (loss) for the period before taxes9903€31k€24k
Income taxes67/77€11k€8k
Profit (loss) for the period9904€21k€16k
Profit (loss) for the period to be appropriated9905€21k€16k
Appropriation of the result
Profit (loss) to be appropriated9906€21k€16k
Transfer to equity691/2€21k€16k
To other reserves6921€21k€16k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
27-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
04-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial Equity above €100kEq €117k ▲21.5%
3 profitable years in a row build equity to €117k.
31-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial Back to profitnet €36k
Net result €36k after one loss-making year.
31-01
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merchtem · 1 establishment unit since 2006
seat establishment The establishment unit on the map
Ground area
619 m²
Building footprint
152 m²
Volume, LiDAR
853 m³
Parcel 23052E0183/00D000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MaximO
Terlinden 30, 1785 MerchtemBusiness and other management consultancy
since 20062.151.216.213
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23052E0183/00D000 Flanders 619 m² 1 · 152 m² 7.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 40,858 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded10-01-2006
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
47120Other non-specialised retail sale
47639Retail sale of other sporting goods
47640Retail trade
47910Retail trade
85510Sports and recreation education
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.