SCIAGRI
ActiveSummary
SCIAGRI has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €18k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 47% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+41
Solvency77▼-15
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.9 against 2.19 in 2024; short-term debt: 47.9% and cash: 15.4% of total assets), and 47.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.1%
Return on assets
35.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
1 d early
2023
26 d late
2022
31 d late
2021
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▲ 37.5%
2024 · €19k
2021: €10k
2022: €19k
2023: €21k
2024: €19k
2021 → 2025
Total assets
€51k▲ 77.5%
2024 · €28k
2021: €18k
2022: €24k
2023: €51k
2024: €28k
2021 → 2025
Net result
€18k
2024 · €-2k
2021: €8k
2022: €9k
2023: €2k
2024: €-2k
2021 → 2025
Working capital
€22k▲ 96.9%
2024 · €11k
2021: €5k
2022: €10k
2023: €9k
2024: €11k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€19k▲ 87.7%€21k▲ 9.3%€19k▼ 10.0%€26k▲ 37.5%
Operating result€10k-€12k▲ 15.2%€4k▼ 67.0%€-2k€28k
Net result€8k-€9k▲ 15.6%€2k▼ 80.0%€-2k€18k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €28k after a loss of €2k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51k
Fixed assets
€5k ▼ 43.7%
Current assets
€46k ▲ 126%
Equity and liabilities €51k
Equity
€26k ▲ 37.5%
Debt
€24k ▲ 160%
Debt's share of the balance-sheet total rises from 32.7% to 47.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€31k▲
2024 · €2k
Cash flow
€21k▲
2024 · €2k
Current ratio
1.90▼
2024 · 2.19
Debt to equity
0.92▲
2024 · 0.49
ROE
67.4%▲
2024 · -11.1%
ROA
35.1%▲
2024 · -7.5%
Interest coverage
755.30▲
2024 · 16.05
Debt ≤ 1 year
€24k▲
2024 · €9k
Income taxes
€10k
Staff costs
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€28k€51k▲
Fixed assets21/28€8k€5k▼
Tangible fixed assets22/27€8k€5k▼
Furniture and vehicles24€8k€5k▼
Current assets29/58€20k€46k▲
Amounts receivable within one year40/41€18k€38k▲
Trade receivables40€12k€32k▲
Other amounts receivable41€6k€6k=
Cash at bank and in hand54/58€3k€8k▲
Equity and liabilities
Total equity and liabilities10/49€28k€51k▲
Equity10/15€19k€26k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€17k€24k▲
Amounts payable17/49€9k€24k▲
Amounts payable within one year42/48€9k€24k▲
Trade debts44€518€7k▲
Suppliers440/4€518€7k▲
Taxes, remuneration and social security45€3k€16k▲
Taxes450/3€3k€16k▲
Other amounts payable47/48€6k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€1k€3k▲
Gross operating margin9900€3k€35k▲
Operating profit (loss)9901€-2k€28k▲
Financial charges65/66B€123€41▼
Recurring financial charges65€115€41▼
Non-recurring financial charges66B€8-
Profit (loss) for the period before taxes9903€-2k€28k▲
Income taxes67/77-€10k
Profit (loss) for the period9904€-2k€18k▲
Profit (loss) for the period to be appropriated9905€-2k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€34k▲
Profit (loss) brought forward from the previous period14P€19k€17k▼
Profit to be distributed694/7-€11k
Return on contributions (dividend)694-€11k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-2k ▼217%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 3.43
Current ratio from 1.64 to 3.43; short-term debt falls from €7k to €4k.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wasseiges · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Sucrerie(AM) 7A4219 WasseigesGround area
779 m²
Building footprint
209 m²
Volume, LiDAR
1,202 m³
2 parcels, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
SCIAGRI
since 20212.312.315.890
SCIAGRI
since 20222.368.118.507
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25100C0058/00C000 | Wallonia | 624 m² | 1 · 131 m² | 8.7 m · 2 fl. |
| 64003B0186/00B000 | Wallonia | 154 m² | 1 · 78 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500B6FD566F9F2D22
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 33,362 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.