2SPICY
ActiveSummary
2SPICY has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €-2k. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 64% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64=
Solvency95▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.53 against 1.82 in 2024; short-term debt: 30.4% and cash: 16.8% of total assets), and 30.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.6%
Return on assets
-4.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
46 d late
2023
33 d early
2022
116 d early
2021
1 d late
2020
11 d late
2019
34 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▼ 5.5%
2024 · €28k
2018: €13k
2019: €12k
2020: €27k
2021: €38k
2022: €35k
2023: €30k
2024: €28k
2018 → 2025
Total assets
€38k▼ 12.0%
2024 · €43k
2018: €24k
2019: €29k
2020: €45k
2021: €59k
2022: €53k
2023: €48k
2024: €43k
2018 → 2025
Net result
€-2k▲ 5.3%
2024 · €-2k
2018: €5k
2019: €-508
2020: €14k
2021: €11k
2022: €-2k
2023: €-6k
2024: €-2k
2018 → 2025
Working capital
€6k▼ 50.5%
2024 · €12k
2018: €10k
2019: €11k
2020: €21k
2021: €30k
2022: €25k
2023: €14k
2024: €12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€35k▼ 6.0%€30k▼ 16.5%€28k▼ 5.5%€26k▼ 5.5%
Operating result€16k-€-2k€-5k▼ 202%€-954▲ 80.6%€-1k▼ 37.9%
Net result€11k-€-2k€-6k▼ 158%€-2k▲ 72.0%€-2k▲ 5.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €954 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €38k
Fixed assets
€20k ▲ 30.2%
Current assets
€18k ▼ 35.9%
Equity and liabilities €38k
Equity
€26k ▼ 5.5%
Debt
€12k ▼ 24.0%
Debt's share of the balance-sheet total falls from 35.2% to 30.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€9k▼
2024 · €9k
Cash flow
€9k▲
2024 · €8k
Current ratio
1.53▼
2024 · 1.82
Debt to equity
0.44▼
2024 · 0.54
ROE
-5.9%▼
2024 · -5.9%
ROA
-4.1%▼
2024 · -3.8%
Interest coverage
38.11▲
2024 · 13.21
Debt ≤ 1 year
€12k▼
2024 · €15k
Income taxes
€153▲
2024 · €148
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€43k€38k▼
Fixed assets21/28€16k€20k▲
Tangible fixed assets22/27€16k€20k▲
Furniture and vehicles24€16k€8k▼
Other tangible fixed assets26-€12k
Current assets29/58€28k€18k▼
Amounts receivable after more than one year29€11k€10k▼
Other amounts receivable291€11k€10k▼
Amounts receivable within one year40/41€9k€2k▼
Trade receivables40€9k€2k▼
Cash at bank and in hand54/58€7k€6k▼
Equity and liabilities
Total equity and liabilities10/49€43k€38k▼
Equity10/15€28k€26k▼
Contributions10/11€8k€8k=
Reserves13€20k€20k=
Non-distributable reserves130/1€300€300=
Reserves not available under the articles1311€300€300=
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€126€-1k▼
Amounts payable17/49€15k€12k▼
Amounts payable within one year42/48€15k€12k▼
Current portion of amounts payable after more than one year42€3k-
Trade debts44€5k€7k▲
Suppliers440/4€5k€7k▲
Taxes, remuneration and social security45€7k€3k▼
Taxes450/3€7k€3k▼
Other amounts payable47/48€46€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Other operating charges640/8€1k€705▼
Gross operating margin9900€10k€9k▼
Operating profit (loss)9901€-954€-1k▼
Financial income75/76B€150€150=
Recurring financial income75€150€150=
Financial charges65/66B€683€230▼
Recurring financial charges65€683€230▼
Profit (loss) for the period before taxes9903€-1k€-1k▲
Income taxes67/77€148€153▲
Profit (loss) for the period9904€-2k€-2k▲
Profit (loss) for the period to be appropriated9905€-2k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€126€-1k▼
Profit (loss) brought forward from the previous period14P€2k€126▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 46 days late
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
06-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 35 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diamantlaan 151030 SchaarbeekGround area
373 m²
Building footprint
308 m²
Volume, LiDAR
3,350 m³
Parcel 21905C0087/00B006, Brussels · tallest building 19.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
2SPICY
since 20132.220.515.090
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21905C0087/00B006 | Brussels | 373 m² | 1 · 308 m² | 19.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0664.991.418
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 33,363 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-07-2013
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.