Scheefdruk vzw
ActiveScheefdruk vzw has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €-159. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 71% of 2027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▼-18
Solvency93▼-7
Growth40▲+5
Track record94
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 4.54 against 5.57 in 2024; short-term debt: 22% and cash: 66.5% of total assets), and 31.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.3%
Return on assets
-1.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-05-2026, 83 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
83 d early
2024
12 d late
2023
90 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€30k▲ 3.4%
2024 · €29k
2023: €33k
2024: €29k
2023 → 2025
EBIT margin
-0.1%▼ 2.9pp
2024 · 2.8%
2023: 28.4%
2024: 2.8%
2023 → 2025
Net result
€-159
2024 · €756
2023: €9k
2024: €756
2023 → 2025
Working capital
€11k▲ 12.3%
2024 · €10k
2023: €11k
2024: €10k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Turnover€33k-€29k▼ 12.9%€30k▲ 3.4%
Equity€9k-€10k▲ 8.1%€10k▼ 1.6%
Operating result€9k-€816▼ 91.3%€-32
Net result€9k-€756▼ 91.9%€-159
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €32 after €816 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €14k
Equity
€10k▼ 1.6%
Debt
€5k▲ 108%
The debt ratio rises from 18.0% to 31.7%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
68.3%▼
2024 · 82.0%
Current ratio
4.54▼
2024 · 5.57
Quick ratio
4.54▼
2024 · 5.57
Debt / equity
0.46▲
2024 · 0.22
ROE
-1.6%▼
2024 · 7.5%
ROA
-1.1%▼
2024 · 6.2%
Debt
€5k▲
2024 · €2k
Debt ≤ 1 year
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€12k€14k▲
Current assets29/58€12k€14k▲
Amounts receivable within one year40/41€3k€5k▲
Trade receivables40€3k€5k▲
Other amounts receivable41€120€260▲
Cash at bank and in hand54/58€9k€10k▲
Equity and liabilities
Total equity and liabilities10/49€12k€14k▲
Equity10/15€10k€10k▼
Profit (loss) carried forward14€10k€10k▼
Amounts payable17/49€2k€5k▲
Amounts payable within one year42/48€2k€3k▲
Trade debts44-€577
Suppliers440/4-€577
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Turnover70€29k€30k▲
Goods, raw materials, services and sundry goods60/61€28k€32k▲
Other operating charges640/8-€776
Gross operating margin9900€816€744▼
Operating profit (loss)9901€816€-32▼
Financial income75/76B€30-
Recurring financial income75€30-
Financial charges65/66B€90€128▲
Recurring financial charges65€90€128▲
Profit (loss) for the period before taxes9903€756€-159▼
Profit (loss) for the period9904€756€-159▼
Profit (loss) for the period to be appropriated9905€756€-159▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€10k▼
Profit (loss) brought forward from the previous period14P€9k€10k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-159 ▼121%
Net result drops to €-159, the lowest in the series.
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
02-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gemeentestraat 1913010 LeuvenGround area
631 m²
Building footprint
183 m²
Volume, LiDAR
1,202 m³
Parcel 24482F0130/00V002, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24482F0130/00V002 | Flanders | 631 m² | 1 · 183 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Graines de Plénitude
BE 0755.383.738
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Legame
BE 0805.446.626
Scherpenheuvel-Zichem · Eq €8k
Koninklijke Harmonie Sint-Cecilia Baardegem
BE 0805.102.077
Aalst · Eq €13k
Groeikwartier
BE 0762.446.130
Lier · Eq €7k
CONVIARE
BE 1029.377.658
Ganshoren · Eq €7k
Of 998 companies in sector 85593 we hold annual accounts for 129. 42 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded14-01-2023
Fiscal year end31-12
Activities, NACEBEL
85593Socio-cultural adult education
13300Finishing of textiles
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.scheefdruk.be
E-mail:info@scheefdruk.be