CONVIARE
ActiveCONVIARE is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €7k and a net result of €6k. Its solvency ranks better than 72% of 2027 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency95
Growth-
Track record50
Credit verdict
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 3.32; short-term debt: 30.1% and cash: 60.6% of total assets), and 30.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€7k
Total assets
€10k
Net result
€6k
Working capital
€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €10k
Equity
€7k
Debt
€3k
Debt finances 30.1% of the balance-sheet total.
Key figures and ratios
Solvency
69.9%
Current ratio
3.32
Quick ratio
3.32
Debt / equity
0.43
ROE
85.0%
ROA
59.4%
Debt
€3k
Debt ≤ 1 year
€3k
Income taxes
€1k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€10k
Current assets29/58€10k
Amounts receivable within one year40/41€4k
Trade receivables40€3k
Other amounts receivable41€425
Cash at bank and in hand54/58€6k
Deferred charges and accrued income490/1€115
Equity and liabilities
Total equity and liabilities10/49€10k
Equity10/15€7k
Contributions10/11€1k
Profit (loss) carried forward14€6k
Amounts payable17/49€3k
Amounts payable within one year42/48€3k
Trade debts44€483
Suppliers440/4€483
Taxes, remuneration and social security45€2k
Taxes450/3€2k
Income statement
Code2025
Gross operating margin9900€7k
Operating profit (loss)9901€7k
Financial charges65/66B€132
Recurring financial charges65€132
Profit (loss) for the period before taxes9903€7k
Income taxes67/77€1k
Profit (loss) for the period9904€6k
Profit (loss) for the period to be appropriated9905€6k
Appropriation of the result
Profit (loss) to be appropriated9906€6k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ganshoren · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wereldtentoonstellingslaan 1311083 GanshorenGround area
213 m²
Building footprint
53 m²
Volume, LiDAR
393 m³
Parcel 21008A0333/00R007, Brussels · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CONVIARE
since 20252.381.233.204
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21008A0333/00R007 | Brussels | 213 m² | 1 · 53 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 998 companies in sector 85593 we hold annual accounts for 129. 38 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-10-2025
Fiscal year end31-12
Activities, NACEBEL
85593Socio-cultural adult education
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:hanane.anejoui@gmail.com