SANI HELP
ActiveSANI HELP has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56k and a net result of €1k. Equity is shrinking by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 71% of 7692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-1
Solvency87▲+2
Growth22=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.73 against 2.64 in 2024; short-term debt: 25% and cash: 40.1% of total assets), and 37.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.2%
Return on assets
1.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
55 d early
2023
30 d late
2022
2 d late
2021
361 d late
2020
21 d late
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€106k▼ 22.8%
2018 · €137k
2018: €137k
2018 → 2020
EBIT margin
-18.9%▼ 24.1pp
2018 · 5.2%
2018: 5.2%
2018 → 2020
Net result
€1k▼ 38.3%
2024 · €2k
2018: €5k
2020: €-18k
2021: €-40k
2022: €10k
2023: €30k
2024: €2k
2018 → 2025
Working capital
€39k▲ 2.9%
2024 · €38k
2018: €83k
2020: €84k
2021: €48k
2022: €58k
2023: €26k
2024: €38k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€60k▲ 19.9%€53k▼ 11.5%€55k▲ 4.0%€56k▲ 2.4%
Operating result€-40k-€10k€32k▲ 215%€5k▼ 85.9%€2k▼ 45.2%
Net result€-40k-€10k€30k▲ 201%€2k▼ 93.0%€1k▼ 38.3%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 45% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €90k
Fixed assets
€29k▼ 4.5%
Current assets
€62k▲ 1.0%
Equity and liabilities €90k
Equity
€56k▲ 2.4%
Debt
€34k▼ 5.6%
The debt ratio falls from 39.7% to 37.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€21k▲
2024 · €20k
Cash flow
€20k▲
2024 · €18k
Solvency
62.2%▲
2024 · 60.3%
Current ratio
2.73▲
2024 · 2.64
Quick ratio
2.73▲
2024 · 2.64
Debt / equity
0.61▼
2024 · 0.66
ROE
2.3%▼
2024 · 3.8%
ROA
1.4%▼
2024 · 2.3%
Interest coverage
17.10▲
2024 · 14.20
Debt
€34k▼
2024 · €36k
Debt ≤ 1 year
€23k▼
2024 · €23k
Debt > 1 year
€12k▼
2024 · €13k
Staff costs
€23k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€91k€90k▼
Fixed assets21/28€30k€29k▼
Tangible fixed assets22/27€30k€29k▼
Plant, machinery and equipment23€409-
Furniture and vehicles24€29k€29k▼
Financial fixed assets28€100€100=
Current assets29/58€61k€62k▲
Amounts receivable within one year40/41€19k€22k▲
Trade receivables40€12k€21k▲
Other amounts receivable41€7k€1k▼
Cash at bank and in hand54/58€37k€36k▼
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€91k€90k▼
Equity10/15€55k€56k▲
Contributions10/11€100€100=
Outside capital11€100€100=
Other1109/19€100€100=
Reserves13€25k€25k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€24k€24k=
Profit (loss) carried forward14€29k€31k▲
Amounts payable17/49€36k€34k▼
Amounts payable after more than one year17€13k€12k▼
Financial debts170/4€13k€12k▼
Amounts payable within one year42/48€23k€23k▼
Current portion of amounts payable after more than one year42€6k€10k▲
Trade debts44€7k€1k▼
Suppliers440/4€7k€1k▼
Advances received on contracts in progress46-€4k
Taxes, remuneration and social security45€10k€3k▼
Taxes450/3€6k€481▼
Remuneration and social security454/9€4k€3k▼
Other amounts payable47/48€321€5k▲
Income statement
Code20242025
Non-recurring operating income76A-€1k
Remuneration, social security and pensions62€21k€23k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€18k▲
Other operating charges640/8€10k€3k▼
Gross operating margin9900€52k€47k▼
Operating profit (loss)9901€5k€2k▼
Financial income75/76B€1€40▲
Recurring financial income75€1€40▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€3k€1k▼
Income taxes67/77€986-
Profit (loss) for the period9904€2k€1k▼
Profit (loss) for the period to be appropriated9905€2k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€31k▼
Profit (loss) brought forward from the previous period14P€29k€29k=
Transfer to equity691/2€2k-
To other reserves6921€2k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €30k ▲201%
Operating result €32k, net result €30k, both a record.
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 361 days late
2022
30-09
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
2021
30-09
Financial
Weakest financial yearnet €-40k
Net result drops to €-40k, the lowest in the series; recovery starts the following year.
21-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 21 days late
2020
02-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
15-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
15-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Théophile De Baisieuxstraat 1761020 BrusselGround area
142 m²
Building footprint
85 m²
Volume, LiDAR
607 m³
Parcel 21816H0140/00X006, Brussels · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Sani Help
since 20062.152.477.213
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21816H0140/00X006 | Brussels | 142 m² | 1 · 85 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Gaatjes
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POWER BAT
BE 0629.913.248
Hoeilaart · Eq €56k
NEIMIS
BE 0758.731.525
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Thibault Legrand
BE 0761.594.906
Incourt · Eq €56k
ILUMIA Concept
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Of 15,541 companies in sector 43990 we hold annual accounts for 7,420. 6,163 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-02-2006
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43990Other specialised construction activities
43999Specialised construction activities
45250
45332
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.