Gaatjes
ActiveGaatjes has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €56k and a net result of €12k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 7447 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability93▲+93
Solvency100=
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 9.88 against 8.11 in 2023; short-term debt: 9.3% and cash: 6.7% of total assets), and 9.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
280 d late
2022
30 d late
2021
45 d early
2020
57 d early
2019
56 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€56k▲ 27.3%
2023 · €44k
2018: €51k
2019: €44k
2020: €56k
2021: €62k
2022: €69k
2023: €44k
2018 → 2024
Total assets
€62k▲ 26.2%
2023 · €49k
2018: €69k
2019: €79k
2020: €80k
2021: €77k
2022: €77k
2023: €49k
2018 → 2024
Net result
€12k
2023 · €-25k
2018: €13k
2019: €3k
2020: €19k
2021: €6k
2022: €7k
2023: €-25k
2018 → 2024
Working capital
€51k▲ 44.8%
2023 · €35k
2018: €53k
2019: €37k
2020: €45k
2021: €47k
2022: €54k
2023: €35k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€56k-€62k▲ 10.1%€69k▲ 12.1%€44k▼ 36.3%€56k▲ 27.3%
Operating result€23k-€6k▼ 75.7%€8k▲ 48.9%€-27k€11k
Net result€19k-€6k▼ 69.5%€7k▲ 32.3%€-25k€12k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €11k after a loss of €27k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €62k
Fixed assets
€5k▼ 42.8%
Current assets
€57k▲ 41.3%
Equity and liabilities €62k
Equity
€56k▲ 27.3%
Debt
€6k▲ 16.0%
The debt ratio falls from 10.1% to 9.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€14k▲
2023 · €-20k
Cash flow
€16k▲
2023 · €-19k
Solvency
90.7%▲
2023 · 89.9%
Current ratio
9.88▲
2023 · 8.11
Quick ratio
9.88▲
2023 · 8.11
Debt / equity
0.10▼
2023 · 0.11
ROE
21.5%▲
2023 · -56.9%
ROA
19.5%▲
2023 · -51.2%
Interest coverage
15.59▲
2023 · -42.24
Debt
€6k▲
2023 · €5k
Debt ≤ 1 year
€6k▲
2023 · €5k
Staff costs
€331▲
2023 · €44
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€49k€62k▲
Fixed assets21/28€9k€5k▼
Tangible fixed assets22/27€9k€5k▼
Land and buildings22€2k€1k▼
Plant, machinery and equipment23€3k€1k▼
Furniture and vehicles24€5k€3k▼
Current assets29/58€40k€57k▲
Amounts receivable within one year40/41€39k€53k▲
Trade receivables40€2k€1k▼
Other amounts receivable41€37k€51k▲
Cash at bank and in hand54/58€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€49k€62k▲
Equity10/15€44k€56k▲
Contributions10/11€12k€12k=
Reserves13€42k€42k=
Distributable reserves133€42k€42k=
Profit (loss) carried forward14€-10k€2k▲
Amounts payable17/49€5k€6k▲
Amounts payable within one year42/48€5k€6k▲
Trade debts44€5k€6k▲
Suppliers440/4€5k€6k▲
Income statement
Code20232024
Remuneration, social security and pensions62€44€331▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€4k▼
Other operating charges640/8€2k€914▼
Gross operating margin9900€-18k€16k▲
Operating profit (loss)9901€-27k€11k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€485€929▲
Recurring financial charges65€485€929▲
Profit (loss) for the period before taxes9903€-25k€12k▲
Profit (loss) for the period9904€-25k€12k▲
Profit (loss) for the period to be appropriated9905€-25k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-25k€2k▲
Profit (loss) brought forward from the previous period14P-€-10k
Transfer from equity791/2€15k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
07-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 280 days late
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
2023
31-12
Financial
Weakest financial yearnet €-25k ▼436%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €19k ▲486%
Operating result €23k, net result €19k, both a record.
05-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
15-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vredestraat 273920 LommelGround area
1,085 m²
Building footprint
142 m²
Volume, LiDAR
1,151 m³
Parcel 72020C0118/00B003, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Gaatjes BVBA
since 20082.175.578.554
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72020C0118/00B003 | Flanders | 1,085 m² | 1 · 142 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,541 companies in sector 43990 we hold annual accounts for 7,422. 6,163 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2008
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.