SABINA
ActiveThe computed 12-month bankruptcy probability of SABINA is 2.1% (moderate). The 2025 annual accounts show equity of €785 and a net result of €-610. Equity is shrinking by ~18.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 59% of 18039 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-35
Solvency70▼-14
Growth58=
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
29 d early
2024
92 d early
2023
12 d early
2022
40 d early
2021
38 d early
2020
11 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€785▼ 43.7%
2024 · €1k
2018: €3k
2019: €3k
2020: €3k
2021: €2k
2022: €1k
2023: €1k
2024: €1k
2018 → 2025
Total assets
€2k▼ 25.8%
2024 · €2k
2018: €4k
2019: €4k
2020: €4k
2021: €3k
2022: €2k
2023: €2k
2024: €2k
2018 → 2025
Net result
€-610▼ 2,725%
2024 · €-22
2018: €-679
2019: €-15
2020: €-245
2021: €-637
2022: €-668
2023: €-18
2024: €-22
2018 → 2025
Working capital
€785▼ 43.7%
2024 · €1k
2018: €3k
2019: €3k
2020: €3k
2021: €2k
2022: €1k
2023: €1k
2024: €1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2k-€1k▼ 31.7%€1k▼ 1.3%€1k▼ 1.5%€785▼ 43.7%
Operating result€-921-€-814▲ 11.7%€-109▲ 86.6%€-22▲ 80.2%€-610▼ 2,725%
Net result€-637-€-668▼ 4.9%€-18▲ 97.3%€-22▼ 17.8%€-610▼ 2,725%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €610 in 2025 against €22 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €2k
Equity
€785▼ 43.7%
Debt
€967=
The debt ratio rises from 40.9% to 55.2%. Equity is lower.
Key figures and ratios
Debt
€967=
2024 · €967
Debt ≤ 1 year
€967=
2024 · €967
Ratios withheld: a balance sheet total of €2k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2k€2k▼
Current assets29/58€2k€2k▼
Stocks and contracts in progress3€704€704=
Stocks30/36€704€704=
Cash at bank and in hand54/58€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€2k€2k▼
Equity10/15€1k€785▼
Contributions10/11€2k€2k=
Reserves13€499€499=
Non-distributable reserves130/1€499€499=
Reserves not available under the articles1311€499€499=
Profit (loss) carried forward14€-1k€-2k▼
Amounts payable17/49€967€967=
Amounts payable within one year42/48€967€967=
Taxes, remuneration and social security45€967€967=
Taxes450/3€967€967=
Income statement
Code20242025
Gross operating margin9900€-22€-610▼
Operating profit (loss)9901€-22€-610▼
Profit (loss) for the period before taxes9903€-22€-610▼
Profit (loss) for the period9904€-22€-610▼
Profit (loss) for the period to be appropriated9905€-22€-610▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€-2k▼
Profit (loss) brought forward from the previous period14P€-1k€-1k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
NBB filing
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Willem Kuhnenstraat 661030 SchaarbeekGround area
194 m²
Building footprint
119 m²
Volume, LiDAR
1,097 m³
Parcel 21903B0208/00C002, Brussels · tallest building 15.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SABINA
since 20162.249.946.771
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21903B0208/00C002 | Brussels | 194 m² | 1 · 119 m² | 15.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INDUSTRY CLOTHING
BE 0805.422.771
Namur · Eq €766
NUOVA ERA
BE 0691.653.550
Schoten · Eq €816
NORMANDY ESTATE
BE 0451.310.415
Elsene · Eq €736
L. FACTORY
BE 0676.662.793
Eghezée · Eq €702
AU CHAPEAU JAUNE
BE 0548.894.690
Tournai · Eq €889
Of 6,501 companies in sector 47716 we hold annual accounts for 2,440. 261 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded15-10-2015
Fiscal year end31-12
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47820Market retail: textiles, clothing, footwear
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47789Other retail sale of new goods
47890Retail trade
47990Retail trade
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.