NUOVA ERA
ActiveThe computed 12-month bankruptcy probability of NUOVA ERA is 1.7% (moderate). The 2023 annual accounts show negative equity (€-18k) and a net result of €15k. Equity is shrinking by ~61.4% per year across the filed fiscal years. Its solvency ranks better than 16% of 24647 sector peers (fiscal year 2023). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2023
16
/ 100
Critical▲ +1 vs 2022
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2022
Profitability0▼-100
Solvency42▼-1
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.9 against 0.92 in 2022), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
-20.7%
Return on assets
17%
Age of the figures
32 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 24647 sector peers (2023).
NBB · sector comparisonPosition among 24647 sector peers
Solvency
better than 16%
← weakest
strongest →
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 5 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline15-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 30-12-2024, 152 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
152 d late
2022
128 d late
2021
81 d late
2020
3 d early
2019
59 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€-18k▲ 45.1%
2022 · €-33k
2019: €22k
2020: €816
2021: €-25k
2022: €-33k
2019 → 2023
Total assets
€89k▲ 13.9%
2022 · €78k
2019: €60k
2020: €79k
2021: €77k
2022: €78k
2019 → 2023
Net result
€15k
2022 · €-8k
2019: €3k
2020: €-21k
2021: €-26k
2022: €-8k
2019 → 2023
Working capital
€-8k▼ 58.3%
2022 · €-5k
2019: €5k
2020: €10k
2021: €413
2022: €-5k
2019 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€22k-€816▼ 96.3%€-25k€-33k▼ 34.0%€-18k▲ 45.1%
Operating result€3k-€-20k€-24k▼ 19.9%€-7k▲ 69.4%€16k
Net result€3k-€-21k€-26k▼ 20.6%€-8k▲ 67.1%€15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2023: €16k after a loss of €7k in 2022, the highest year so far.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €89k
Fixed assets
€14k▼ 13.1%
Current assets
€75k▲ 20.8%
Key figures and ratios
EBITDA
€18k▲
2022 · €-2k
Cash flow
€17k▲
2022 · €-3k
Solvency
-20.7%▲
2022 · -42.9%
Current ratio
0.90▼
2022 · 0.92
Quick ratio
0.02▼
2022 · 0.04
Debt / equity
-5.83▼
2022 · -3.33
ROE
-82.2%▼
2022 · 25.4%
ROA
17.0%▲
2022 · -10.9%
Interest coverage
14.44▲
2022 · -2.16
Debt
€107k▼
2022 · €111k
Debt ≤ 1 year
€83k▲
2022 · €67k
Debt > 1 year
€24k▼
2022 · €34k
Staff costs
€0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€78k€89k▲
Fixed assets21/28€16k€14k▼
Tangible fixed assets22/27€8k€6k▼
Plant, machinery and equipment23€3k€2k▼
Other tangible fixed assets26€6k€4k▼
Financial fixed assets28€8k€8k=
Current assets29/58€62k€75k▲
Stocks and contracts in progress3€59k€73k▲
Stocks30/36€59k€73k▲
Amounts receivable within one year40/41€2k€1k▼
Trade receivables40€2k€1k▼
Cash at bank and in hand54/58€500€500=
Equity and liabilities
Total equity and liabilities10/49€78k€89k▲
Equity10/15€-33k€-18k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-52k€-37k▲
Amounts payable17/49€111k€107k▼
Amounts payable after more than one year17€34k€24k▼
Financial debts170/4€34k€24k▼
Amounts payable within one year42/48€67k€83k▲
Current portion of amounts payable after more than one year42€291€0▼
Financial debts43€5k€5k▼
Credit institutions430/8€5k€5k▼
Trade debts44€43k€62k▲
Suppliers440/4€43k€62k▲
Taxes, remuneration and social security45€18k€7k▼
Taxes450/3€11k€7k▼
Remuneration and social security454/9€7k€0▼
Other amounts payable47/48€450€8k▲
Accrued charges and deferred income492/3€10k€0▼
Income statement
Code20222023
Non-recurring operating income76A€50€60▲
Remuneration, social security and pensions62-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€2k▼
Other operating charges640/8€509€2k▲
Non-recurring operating charges66A-€0
Gross operating margin9900€-2k€20k▲
Operating profit (loss)9901€-7k€16k▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€-8k€15k▲
Profit (loss) for the period9904€-8k€15k▲
Profit (loss) for the period to be appropriated9905€-8k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-52k€-37k▲
Profit (loss) brought forward from the previous period14P€-44k€-52k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
30-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 152 days late
2023
31-12
Financial
Back to profitnet €15k
Net result €15k after 3 loss-making years.
06-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 128 days late
2022
20-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 81 days late
2021
31-12
Financial
Weakest financial yearnet €-26k
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paalstraat 402900 SchotenGround area
305 m²
Building footprint
305 m²
Volume, LiDAR
1,369 m³
Parcel 11442C0151/00G015, Flanders · tallest building 12.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
NUOVA ERA
since 20182.273.564.390
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11442C0151/00G015 | Flanders | 305 m² | 1 · 305 m² | 12.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,457 companies in sector 47716 we hold annual accounts for 2,421. 263 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-03-2018
Fiscal year end31-12
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.