RZK CAR STORE
Open bankruptcyA bankruptcy procedure is open for RZK CAR STORE according to publications in the Belgian State Gazette; curator: HERVE POLLET. The 2022 annual accounts show equity of €93k and a net result of €51k.
Signals
Three signals.
+raises risk○neutral
Financials · fiscal year 2022, micro schema
Equity
€93k▲ 124%
2021 · €41k
2019: €22k
2020: €30k
2021: €41k
2019 → 2022
Total assets
€396k▲ 34.2%
2021 · €295k
2019: €46k
2020: €158k
2021: €295k
2019 → 2022
Net result
€51k▲ 357%
2021 · €11k
2019: €9k
2020: €8k
2021: €11k
2019 → 2022
Working capital
€88k▲ 127%
2021 · €39k
2019: €19k
2020: €33k
2021: €39k
2019 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2019202020212022Trend
Equity€22k-€30k▲ 38.5%€41k▲ 37.0%€93k▲ 124%
Operating result€12k-€11k▼ 6.2%€15k▲ 36.3%€72k▲ 364%
Net result€9k-€8k▼ 10.9%€11k▲ 33.0%€51k▲ 357%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2020 the operating result has climbed two years in a row; 2022 is 364% above 2021 and is the highest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €396k
Fixed assets
€5k▲ 75.2%
Current assets
€391k▲ 33.9%
Equity and liabilities €396k
Equity
€93k▲ 124%
Debt
€303k▲ 19.6%
The debt ratio falls from 85.9% to 76.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€72k▲
2021 · €16k
Cash flow
€52k▲
2021 · €12k
Solvency
23.4%▲
2021 · 14.1%
Current ratio
1.29▲
2021 · 1.15
Quick ratio
0.22▼
2021 · 0.79
Debt / equity
3.27▼
2021 · 6.11
ROE
55.3%▲
2021 · 27.0%
ROA
12.9%▲
2021 · 3.8%
Interest coverage
22.54▲
2021 · 7.63
Debt
€303k▲
2021 · €253k
Debt ≤ 1 year
€303k▲
2021 · €253k
Income taxes
€17k▲
2021 · €2k
Staff costs
€110
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€295k€396k▲
Fixed assets21/28€3k€5k▲
Tangible fixed assets22/27€3k€5k▲
Plant, machinery and equipment23-€2k
Other tangible fixed assets26€3k€2k▼
Current assets29/58€292k€391k▲
Stocks and contracts in progress3€92k€325k▲
Stocks30/36€92k€325k▲
Amounts receivable within one year40/41€177k€59k▼
Trade receivables40€177k€58k▼
Other amounts receivable41€53€1k▲
Cash at bank and in hand54/58€23k€7k▼
Deferred charges and accrued income490/1-€36
Equity and liabilities
Total equity and liabilities10/49€295k€396k▲
Equity10/15€41k€93k▲
Contributions10/11€12k€12k=
Outside capital11€12k-
Other1109/19€12k-
Profit (loss) carried forward14€29k€80k▲
Amounts payable17/49€253k€303k▲
Amounts payable within one year42/48€253k€303k▲
Current portion of amounts payable after more than one year42€6k-
Financial debts43€37k€21k▼
Credit institutions430/8€37k€21k▼
Trade debts44€150k€36k▼
Suppliers440/4€150k€36k▼
Taxes, remuneration and social security45€23k€34k▲
Taxes450/3€23k€34k▲
Other amounts payable47/48€37k€212k▲
Income statement
Code20212022
Remuneration, social security and pensions62-€110
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€367€447▲
Other operating charges640/8€238€1k▲
Non-recurring operating charges66A€670-
Gross operating margin9900€17k€74k▲
Operating profit (loss)9901€15k€72k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€13k€69k▲
Income taxes67/77€2k€17k▲
Profit (loss) for the period9904€11k€51k▲
Profit (loss) for the period to be appropriated9905€11k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€80k▲
Profit (loss) brought forward from the previous period14P€18k€29k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
13-12
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Charleroi · RZK CAR STORE SRL RUE DE COUILLET 95, 6200 CHATELET · event 09-12-2024
2023
21-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 113 days late
2022
31-12
Financial
Highest result since 2019net €51k ▲357%
Operating result €72k, net result €51k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €8k ▼10.9%
Net result drops to €8k, the lowest in the series.
07-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 38 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
1.3 ha
Building footprint
2,803 m²
Volume, LiDAR
5,128 m³
2 parcels, Flanders, Wallonia · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RZK CAR STORE
since 20182.284.746.512
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094D0041/00F000 | Flanders | 7,975 m² | 1 · 1,789 m² | - |
| 52012A1297/00A005 | Wallonia | 5,183 m² | 1 · 1,014 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | HERVE POLLET RUE T’SERCLAES DE TILLY 49,
6061 MONTIGNIES-SUR-SAMBRE- .
Date provisoire de cessation de paiement : 09/12/2024 |
09-12-2024 → present |
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Of 10,672 companies in sector 47811 we hold annual accounts for 5,222. 3,623 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2018
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.