BC SERVICES
ActiveThe computed 12-month bankruptcy probability of BC SERVICES is 2.0% (moderate). The 2025 annual accounts show equity of €93k and a net result of €67k. Its solvency ranks better than 37% of 18281 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+13
Solvency44▲+14
Growth78
Track record82
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.82 against 0.65 in 2024; short-term debt: 54.3% and cash: 25% of total assets), and 80.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.4%
Return on assets
13.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
1 d early
2024
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€93k▲ 254%
2024 · €26k
2024: €26k
2024 → 2025
Total assets
€479k▼ 6.5%
2024 · €512k
2024: €512k
2024 → 2025
Net result
€67k▲ 310%
2024 · €16k
2024: €16k
2024 → 2025
Working capital
€-46k▲ 63.8%
2024 · €-128k
2024: €-128k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€26k-€93k▲ 254%
Operating result€27k-€102k▲ 281%
Net result€16k-€67k▲ 310%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 281% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €479k
Fixed assets
€265k▼ 4.9%
Current assets
€214k▼ 8.3%
Equity and liabilities €479k
Equity
€93k▲ 254%
Debt
€386k▼ 20.5%
The debt ratio falls from 94.9% to 80.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€151k▲
2024 · €41k
Cash flow
€116k▲
2024 · €30k
Solvency
19.4%▲
2024 · 5.1%
Current ratio
0.82▲
2024 · 0.65
Quick ratio
0.70▲
2024 · 0.61
Debt / equity
4.16▼
2024 · 18.51
ROE
71.7%▲
2024 · 61.9%
ROA
13.9%▲
2024 · 3.2%
Interest coverage
29.05▲
2024 · 9.15
Debt
€386k▼
2024 · €485k
Debt ≤ 1 year
€260k▼
2024 · €361k
Debt > 1 year
€122k▲
2024 · €121k
Income taxes
€30k▲
2024 · €6k
Staff costs
€97k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€512k€479k▼
Fixed assets21/28€279k€265k▼
Intangible fixed assets21€206k€175k▼
Tangible fixed assets22/27€70k€87k▲
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€66k€84k▲
Financial fixed assets28€3k€3k=
Current assets29/58€233k€214k▼
Stocks and contracts in progress3€12k€31k▲
Stocks30/36€12k€31k▲
Amounts receivable within one year40/41€83k€61k▼
Trade receivables40€83k€61k▼
Other amounts receivable41-€140
Cash at bank and in hand54/58€137k€120k▼
Deferred charges and accrued income490/1€152€2k▲
Equity and liabilities
Total equity and liabilities10/49€512k€479k▼
Equity10/15€26k€93k▲
Contributions10/11€10k€10k=
Reserves13€16k€83k▲
Distributable reserves133€16k€83k▲
Amounts payable17/49€485k€386k▼
Amounts payable after more than one year17€121k€122k▲
Financial debts170/4€121k€122k▲
Amounts payable within one year42/48€361k€260k▼
Current portion of amounts payable after more than one year42€20k€26k▲
Trade debts44€137k€8k▼
Suppliers440/4€137k€8k▼
Taxes, remuneration and social security45€26k€50k▲
Taxes450/3€24k€38k▲
Remuneration and social security454/9€2k€12k▲
Other amounts payable47/48€177k€176k▼
Accrued charges and deferred income492/3€3k€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€23k€97k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€49k▲
Other operating charges640/8€815€3k▲
Gross operating margin9900€65k€252k▲
Operating profit (loss)9901€27k€102k▲
Financial income75/76B€10€150▲
Recurring financial income75€10€150▲
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€22k€97k▲
Income taxes67/77€6k€30k▲
Profit (loss) for the period9904€16k€67k▲
Profit (loss) for the period to be appropriated9905€16k€67k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€67k▲
Transfer to equity691/2€16k€67k▲
To other reserves6921€16k€67k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Modave · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Tige de Strée 394577 ModaveGround area
144 m²
Building footprint
155 m²
Volume, LiDAR
887 m³
Parcel 61064B0236/00X002, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Tige de Strée 39, 4577 Modave
since 20242.361.826.967
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61064B0236/00X002 | Wallonia | 144 m² | 1 · 155 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0404.327.573
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RZK CAR STORE
BE 0716.914.231
Châtelet · Eq €93k
VAG AUTO PARTS
BE 0632.745.846
Fléron · Eq €93k
SB AUTOMOBILE
BE 0741.487.596
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Of 10,672 companies in sector 47811 we hold annual accounts for 5,223. 3,625 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-2024
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.