Rénovation A Schaerbeek
ActiveSummary
Rénovation A Schaerbeek has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €184k and a net result of €30k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 24% of 502 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+58
Solvency51▲+8
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 2.56 against 1.89 in 2024; short-term debt: 37.8% and cash: 61.8% of total assets), but 73.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 94
Relative position
BE, all sectors
reference
Sector 94
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.3%
Return on assets
4.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 502 sector peers (2025).
NBB · sector comparisonPosition among 502 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
1 d late
2023
35 d early
2022
18 d early
2021
74 d early
2020
61 d early
2019
32 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€30k
2024 · €-20k
2018: €194
2019: €206
2020: €305
2021: €825
2022: €289
2023: €3k
2024: €-20k
2018 → 2025
Working capital
€414k▲ 7.5%
2024 · €385k
2018: €386k
2019: €362k
2020: €437k
2021: €377k
2022: €372k
2023: €384k
2024: €385k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€171k-€171k▲ 0.2%€174k▲ 1.8%€154k▼ 11.7%€184k▲ 19.3%
Operating result€2k-€-369€916€-19k€31k
Net result€825-€289▼ 64.9%€3k▲ 992%€-20k€30k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €31k after a loss of €19k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €699k
Fixed assets
€21k ▲ 4.0%
Current assets
€678k ▼ 16.8%
Equity and liabilities €699k
Equity
€184k ▲ 19.3%
Debt
€515k ▼ 24.3%
Debt's share of the balance-sheet total falls from 81.6% to 73.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€44k▲
2024 · €-3k
Cash flow
€43k▲
2024 · €-5k
Current ratio
2.56▲
2024 · 1.89
Debt to equity
2.80▼
2024 · 4.42
ROE
16.2%▲
2024 · -13.2%
ROA
4.3%▲
2024 · -2.4%
Interest coverage
31.28▲
2024 · -2.47
Debt ≤ 1 year
€264k▼
2024 · €430k
Staff costs
€1.43M▼
2024 · €1.71M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€835k€699k▼
Fixed assets21/28€20k€21k▲
Tangible fixed assets22/27€19k€20k▲
Furniture and vehicles24€15k€13k▼
Assets under construction and advance payments27€4k€7k▲
Financial fixed assets28€500€500=
Current assets29/58€815k€678k▼
Amounts receivable within one year40/41€591k€246k▼
Trade receivables40€10k€15k▲
Other amounts receivable41€582k€231k▼
Cash at bank and in hand54/58€224k€432k▲
Equity and liabilities
Total equity and liabilities10/49€835k€699k▼
Equity10/15€154k€184k▲
Reserves13€166k€166k=
Profit (loss) carried forward14€-12k€17k▲
Amounts payable17/49€681k€515k▼
Amounts payable within one year42/48€430k€264k▼
Trade debts44€37k€14k▼
Suppliers440/4€37k€14k▼
Taxes, remuneration and social security45€266k€225k▼
Taxes450/3€51k€48k▼
Remuneration and social security454/9€215k€177k▼
Accrued charges and deferred income492/3€251k€251k=
Income statement
Code20242025
Non-recurring operating income76A-€785
Remuneration, social security and pensions62€1.71M€1.43M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€13k▼
Other operating charges640/8€500-
Gross operating margin9900€1.70M€1.48M▼
Operating profit (loss)9901€-19k€31k▲
Financial income75/76B€16€1▼
Recurring financial income75€16€1▼
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€-20k€30k▲
Profit (loss) for the period9904€-20k€30k▲
Profit (loss) for the period to be appropriated9905€-20k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€17k▲
Profit (loss) brought forward from the previous period14P€8k€-12k▼
Social balance
Average headcount (FTE)908724.020.3▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
State Gazette act
Resignations: BOZDAG Gülcan, AMEDEO Michele and 5 othersReappointments: JODOGNE Cécile, NUTTENS Olivier and DE MOFFARTS JAN · Appointments: HARZÉ Justine, NYST Guillaume and 4 others27 facts ▸
State Gazette act
Resignations: BOZDAG Gülcan, AMEDEO Michele and 5 others
Reappointments: JODOGNE Cécile, NUTTENS Olivier and DE MOFFARTS JAN · Appointments: HARZÉ Justine, NYST Guillaume and 4 others27 facts ▸
- General meeting, 07-10-2025
- Director resignation, BOZDAG Gülcan (director)
- Director resignation, AMEDEO Michele (director)
- Director resignation, LIKAJ Kevin (director)
- Director resignation, BAUDRY Fabian (director)
- Director resignation, OUCHEN Yousra (director)
- Director resignation, BENTALEB Mustapha (director)
- Director reappointment, JODOGNE Cécile (director)
- Director reappointment, NUTTENS Olivier (director)
- Director reappointment, DE MOFFARTS JAN (director)
- Director appointment, HARZÉ Justine (director)
- Director appointment, NYST Guillaume (director)
- +15 further facts in this act
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 1 day late
2024
31-12
Financial
Weakest financial yearnet €-20k ▼745%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
18-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 32 days late
22-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 175 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 22 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 6 acts read
About the unread acts
Of the 6 Belgian State Gazette acts we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
under verification, last change in 2025
This board is reconstructed from a single act (26114840). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
GENICOT Cédric
CurrentDirector · since 07-10-2025
HAMDAOUI Jamila
CurrentDirector · since 07-10-2025
HARZÉ Justine
CurrentDirector · since 07-10-2025
Kirsten Paula Crick
CurrentDirector · since 07-10-2025
MANALIS Georgy
CurrentDirector · since 07-10-2025
NYST Guillaume
CurrentDirector · since 07-10-2025
3 other directors
DE MOFFARTS JAN
CurrentDirector
JODOGNE Cécile
CurrentDirector
NUTTENS Olivier
CurrentDirector
07-10-2025
GENICOT Cédric: Appointed as Director
07-10-2025
HAMDAOUI Jamila: Appointed as Director
07-10-2025
HARZÉ Justine: Appointed as Director
07-10-2025
HARZÉ Justine: Appointed as Chair
07-10-2025
Kirsten Paula Crick: Appointed as Director
Not every act has been read: a resignation may be missing here
5 of this company's 6 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Schaarbeek · 3 establishment units since 1996
Ground area
9,488 m²
Building footprint
3,718 m²
Volume, LiDAR
80,729 m³
4 parcels, Brussels · tallest building 57.6 m, ±8 floors. Linked by address, not a title deed.
3 establishment units
Rénovation A Schaerbeek
since 19962.163.076.739
Siège d'exploitation
since 20222.325.800.078
Antenne Conseils en Rénovation
since 20222.325.800.672
4 parcels
Brussels
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21909E0227/00M000 | Brussels | 5,506 m² | 1 · 162 m² | 17.7 m · 5 fl. |
| 21910E0168/00T003 | Brussels | 3,757 m² | 1 · 3,345 m² | 57.6 m · 8 fl. |
| 21910E0172/00V003 | Brussels | 139 m² | 1 · 137 m² | 20.4 m · 6 fl. |
| 21910E0152/00N008 | Brussels | 86 m² | 1 · 75 m² | 17.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Structure & network
Connections & network
4 connected companiesLinked via shared directors
via MANALIS Georgy · Director
→
via Kirsten Paula Crick · Director
→
via HARZÉ Justine · Director
former→
via HARZÉ Justine · Director
former→
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Of 444 companies in sector 94992 we hold annual accounts for 137. 97 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded16-12-1996
Fiscal year end31-12
Abbreviation FR
Renovas
Activities, NACEBEL 2025
94992Activities of membership organisations
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:[email protected]