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Stichting CIVA (Centre d'Information, de documentation et d'exposition de la ville, de l'architecture, du paysage et de l'urbanisme de la Région de

Active
Public-utility foundationfounded 201610 yrs activeKluisstraat 55, 1050 Elsene, BelgiumKBO/BCE: BE 0653.956.380
Summary

For the legal form of Stichting CIVA (Centre d'Information, de documentation et d'exposition de la ville, de l'architecture, du paysage et de l'urbanisme de la Région de, Checked does not compute a bankruptcy probability. The 2025 annual accounts show equity of €1.06M and a net result of €53k. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 71% of 4157 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
83 / 100
Excellent▲ +3 vs 2024
The score weighs solvency, liquidity, profitability and financial development. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-4
Solvency81▲+6
Growth68=
Track record100
Credit verdict
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 3.36 against 2.67 in 2024; short-term debt: 20.1% and cash: 35.5% of total assets), and 43.7% of the assets are financed with debt.
Credit check for your own amount and term

Signals

1 signal. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
70 d early
2024
on the day
2023
on the day
2022
84 d early
2021
18 d early
2020
101 d early
2019
93 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
€381k▲ 4.3%
2021 · €365k
2021: €365k
2021 → 2022
EBIT margin
15.1%▼ 8.6pp
2021 · 23.7%
2021: 23.7%
2021 → 2022
Net result
€53k▼ 53.3%
2024 · €114k
2018: €0 2019: €0 2021: €83k 2022: €55k 2023: €25k 2024: €114k
2018 → 2025
Working capital
€889k▼ 5.0%
2024 · €936k
2018: €252k 2019: €266k 2020: €363k 2021: €579k 2022: €653k 2023: €658k 2024: €936k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€365k-€381k▲ 4.3%
Equity€680k-€827k▲ 21.7%€816k▼ 1.4%€1.04M▲ 27.2%€1.06M▲ 1.7%
Operating result€86k-€58k▼ 33.5%€30k▼ 48.6%€118k▲ 298%€56k▼ 52.3%
Net result€83k-€55k▼ 33.9%€25k▼ 53.3%€114k▲ 349%€53k▼ 53.3%
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €86k€86kNet result 2021: €83k€83kOperating result 2022: €58k€58kNet result 2022: €55k€55kOperating result 2023: €30k€30kNet result 2023: €25k€25kOperating result 2024: €118k€118kNet result 2024: €114k€114kOperating result 2025: €56k€56kNet result 2025: €53k€53k20212022202320242025€0€50k€100kOperating result 2023: €30k€30kNet result 2023: €25k€25kOperating result 2024: €118k€118kNet result 2024: €114k€114kOperating result 2025: €56k€56kNet result 2025: €53k€53k202320242025
The operating result falls in 2025; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.88M
Fixed assets €608k ▲ 4.3%
Current assets €1.27M ▼ 15.3%
Equity and liabilities €1.88M
Equity €1.06M ▲ 1.7%
Provisions €439k ▼ 8.2%
Debt €381k ▼ 32.3%
Debt's share of the balance-sheet total falls from 27.1% to 20.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€105k
2024 · €160k
Cash flow
€102k
2024 · €157k
Current ratio
3.36
2024 · 2.67
Quick ratio
3.29
2024 · 2.53
Debt to equity
0.36
2024 · 0.54
ROE
5.1%
2024 · 11.0%
ROA
2.8%
2024 · 5.5%
Interest coverage
38.75
2024 · 48.24
Debt ≤ 1 year
€378k
2024 · €560k
Income taxes
€10
2024 · €16
Staff costs
€2.81M
2024 · €2.77M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet Code20242025
Assets
Total assets20/58€2.08M€1.88M
Fixed assets21/28€583k€608k
Intangible fixed assets21€11k€68k
Tangible fixed assets22/27€572k€541k
Plant, machinery and equipment23€395€211
Furniture and vehicles24€105k€65k
Other tangible fixed assets26€467k€475k
Financial fixed assets28€185€195
Current assets29/58€1.50M€1.27M
Stocks and contracts in progress3€80k€23k
Stocks30/36€80k€23k
Amounts receivable within one year40/41€466k€540k
Trade receivables40€89k€57k
Other amounts receivable41€377k€483k
Current investments50/53€73€73=
Cash at bank and in hand54/58€934k€665k
Deferred charges and accrued income490/1€15k€39k
Equity and liabilities
Total equity and liabilities10/49€2.08M€1.88M
Equity10/15€1.04M€1.06M
Contributions10/11€148k€148k=
Capital10€148k€148k=
Reserves13€328k€396k
Profit (loss) carried forward14€14k-
Investment grants15€547k€511k
Provisions and deferred taxes16€478k€439k
Provisions for liabilities and charges160/5€478k€439k
Other liabilities and charges164/5€478k€439k
Amounts payable17/49€563k€381k
Amounts payable within one year42/48€560k€378k
Trade debts44€280k€84k
Suppliers440/4€280k€84k
Advances received on contracts in progress46€420€420=
Taxes, remuneration and social security45€280k€293k
Taxes450/3€6k€41
Remuneration and social security454/9€274k€293k
Accrued charges and deferred income492/3€4k€4k=
Income statement Code20242025
Non-recurring operating income76A€553€41k
Remuneration, social security and pensions62€2.77M€2.81M
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€49k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€10k€56k
Other operating charges640/8€52€118k
Non-recurring operating charges66A€822-
Gross operating margin9900€3.14M€3.07M
Operating profit (loss)9901€118k€56k
Financial income75/76B€68€49
Recurring financial income75€68€49
Financial charges65/66B€3k€3k
Recurring financial charges65€3k€3k
Profit (loss) for the period before taxes9903€114k€53k
Income taxes67/77€16€10
Profit (loss) for the period9904€114k€53k
Profit (loss) for the period to be appropriated9905€114k€53k
Appropriation of the result
Profit (loss) to be appropriated9906€114k€68k
Profit (loss) brought forward from the previous period14P-€14k
To contributions691€100k€68k
Social balance
Average headcount (FTE)908742.142.5

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-05
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
27-10
State Gazette act Resignations: Justine Harzé (director) and Jeremy Uhr (daily management delegate)
Appointments: Kim Vanvolsom (director) and Pieter Van Damme (daily management delegate) · Act execution · Delegation power9 facts ▸
  • Board meeting, 22/05/2023
  • Director resignation, Justine Harzé (director)
  • Director appointment, Kim Vanvolsom (director)
  • Board meeting, 08/09/2025
  • Director resignation, Jeremy Uhr (daily management delegate)
  • Director appointment, Pieter Van Damme (daily management delegate)
  • Act execution, 08/09/2025
  • Delegation power, pouvoir d'accomplir seul des actes de gestion jusqu'au seuil des marchés publics de faible montant
  • Delegation power, pouvoir d'engager la Fondation CIVA conjointement avec le délégué à la gestion journalière pour une valeur jusqu'au seuil des marchés publics passés selon la pr…
31-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Highest result since 2018net €114k ▲349%
Operating result €118k, net result €114k, both a record.
31-12
Financial Equity above €1MEq €1.04M ▲27.2%
4 profitable years in a row build equity to €1.04M.
31-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
08-05
NBB filing Annual accounts filed
fiscal year 2022 · full schema
28-03
State Gazette act Appointment: Jeremy Uhr (dagelijks beheer)
Resignation: Benjamin Erarts (dagelijks beheer) · Power of attorney5 facts ▸
  • Board meeting, 23-01-2023
  • Director appointment, Jeremy Uhr (dagelijks beheer)
  • Director resignation, Benjamin Erarts (dagelijks beheer)
  • Power of attorney, Jeremy Uhr
  • Power of attorney, de voorzitster
2022
13-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
11-07
State Gazette act Reappointment: Jos Vandenbreeden (director)
Resignations: Karel Lowette, Catherine Van Zeeland and Bety Waknine · Appointments: Katrien Devroe, Justine Harzé and 2 others12 facts ▸
  • Board meeting, 27-09-2021
  • Director reappointment, Jos Vandenbreeden (director)
  • Board meeting, 24-01-2022
  • Director resignation, Karel Lowette (director and vice-chair)
  • Board meeting, 21-03-2022
  • Director resignation, Catherine Van Zeeland (director)
  • Director resignation, Bety Waknine (director)
  • Director appointment, Katrien Devroe (director)
  • Director appointment, Justine Harzé (director)
  • Director appointment, Pieter De Keyser (director)
  • Director appointment, Katrien Devroe (vice-chair)
  • Director appointment, Karel Lowette (commissaire du gouvernement)
06-05
State Gazette act Reappointment: Jos Vandenbreeden (director)
Resignations: Karel Lowette, Catherine Van Zeeland and Bety Waknine · Appointments: Katrien Devroe, Justine Harzé and 2 others12 facts ▸
  • Board meeting, 27-09-2021
  • Director reappointment, Jos Vandenbreeden (director)
  • Board meeting, 24-01-2022
  • Director resignation, Karel Lowette (director and vice-chair)
  • Board meeting, 21-03-2022
  • Director resignation, Catherine Van Zeeland (director)
  • Director resignation, Bety Waknine (director)
  • Director appointment, Katrien Devroe (director)
  • Director appointment, Justine Harzé (director)
  • Director appointment, Pieter De Keyser (director)
  • Director appointment, Katrien Devroe (vice-chair)
  • Director appointment, Karel Lowette (regeringscommissaris)
16-03
State Gazette act Statutes amendment
Delegation · Governance5 facts ▸
  • Board meeting, 27-09-2021
  • Statutes amendment
  • Delegation, De Raad van Bestuur delegeert het dagelijks beheer van de Stichting aan een algemeen secretariaat, dat bestaat uit een of meerdere personen, al dan niet bestuur…
  • Delegation, De Raad van Bestuur delegeert de verwezenlijking van de culturele en wetenschappelijke componenten aan een artistiek directie, ondersteund door een transversale…
  • Governance, Het Gewest stelt twee regeringscommissarissen van het Brussels Hoofdstedelijk Gewest aan, elk behorend tot een verschillende taalrol, voor een mandaat van vijf…
Show earlier events
25-02
State Gazette act Statutes amendment
Representation4 facts ▸
  • Board meeting, 27-09-2021
  • Statutes amendment
  • Representation, Le Conseil d'administration délègue au Président et Vice-président le pouvoir conjoint de représenter la Fondation à l'égard des tiers, dans tous les actes, en…
  • Statutes amendment
17-02
State Gazette act Resignation: Serge Peeters (director)
Appointment: Rabab KHAIRY (class A director) · Power of attorney6 facts ▸
  • Board meeting, 24-02-2020
  • Director resignation, Serge Peeters (director)
  • Director appointment, Rabab KHAIRY (class A director)
  • Board meeting, 21-09-2020
  • Power of attorney, Benjamin ERARTS
  • Power of attorney, Yves GOLDSTEIN
2021
18-08
State Gazette act Appointments: Serge Kempeneers (director) and Rabab Khairy (chair)
4 facts ▸
  • Board meeting, 26-04-2021
  • Director appointment, Serge Kempeneers (director)
  • Board meeting, 14-06-2021
  • Director appointment, Rabab Khairy (chair)
06-08
State Gazette act Appointments: Serge Kempeneers (director) and Rabab Khairy (chair)
4 facts ▸
  • Board meeting, 26-04-2021
  • Director appointment, Serge Kempeneers (director)
  • Board meeting, 14-06-2021
  • Director appointment, Rabab Khairy (chair)
21-04
NBB filing Annual accounts filed
fiscal year 2020 · full schema
12-03
State Gazette act Resignations: Serge Peeters (director) and Pieter VAN DAMME (directeur général)
Appointment: Rabab KHAIRY (director) · Power of attorney7 facts ▸
  • Board meeting, 24-02-2020
  • Director resignation, Serge Peeters (director)
  • Director appointment, Rabab KHAIRY (director)
  • Board meeting, 21-09-2020
  • Power of attorney, Benjamin ERARTS
  • Power of attorney, Yves GOLDSTEIN
  • Director resignation, Pieter VAN DAMME (directeur général)
03-02
State Gazette act Reappointments: Yves Goldstein, Karel Lowette and 4 others
7 facts ▸
  • Board meeting, 14-12-2020
  • Director reappointment, Yves Goldstein (class A director)
  • Director reappointment, Karel Lowette (class A director)
  • Director reappointment, Emmanuel van Nuffel (class A director)
  • Director reappointment, Paul Henri Duvigneaud (class B director)
  • Director reappointment, Maurice Culot (class B director)
  • Director reappointment, Thierry Belenger (class B director)
25-01
State Gazette act Reappointments: Yves Goldstein, Karel Lowette and 4 others
7 facts ▸
  • Board meeting, 14-12-2020
  • Director reappointment, Yves Goldstein (bestuurder van categorie a)
  • Director reappointment, Karel Lowette (bestuurder van categorie a)
  • Director reappointment, Emmanuel van Nuffel (bestuurder van categorie a)
  • Director reappointment, Paul Henri Duvigneaud (bestuurder van categorie b)
  • Director reappointment, Maurice Culot (bestuurder van categorie b)
  • Director reappointment, Thierry Belenger (bestuurder van categorie b)
2020
29-04
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial Equity above €500kEq €601k ▲29.4%
Equity rises from €464k to €601k.
02-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
20-04
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
15-09
State Gazette act Appointments: Barones van ZEELAND Catherine Sophie Geraldine Eléonore, WAKNINE Bety and VANDENBREEDEN Joseph Maria Clementine Basile
Resignation: INGELAERE Pascale Stéphane (director) · Statutes amendment · Mandate compensation11 facts ▸
  • Board meeting, 26-06-2017
  • Statutes amendment
  • Director appointment, Barones van ZEELAND Catherine Sophie Geraldine Eléonore (director)
  • Director appointment, WAKNINE Bety (director)
  • Director appointment, VANDENBREEDEN Joseph Maria Clementine Basile (director)
  • Mandate compensation, Barones van ZEELAND Catherine Sophie Geraldine Eléonore
  • Mandate compensation, WAKNINE Bety
  • Mandate compensation, VANDENBREEDEN Joseph Maria Clementine Basile
  • Director resignation, INGELAERE Pascale Stéphane (director)
  • Director discharge, INGELAERE Pascale Stéphane
  • Power of attorney, STICHTING CIVA (CENTRE D'INFORMATION, DE DOCUMENTATION ET D'EXPOSITION DE LA VILLE, DE L'ARCHITECTURE, DU PAYSAGE ET DE L'URBANISME DE LA REGION DE BRUXELLES-CAPITALE)
23-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
19-07
State Gazette act Resignations & appointments
Power of attorney5 facts ▸
  • Board meeting, 08-06-2016
  • Power of attorney, Pieter Van Damme
  • Power of attorney, Yves GOLDSTEIN
  • Power of attorney, Yves GOLDSTEIN
  • Power of attorney, Karel LOWETTE
24-05
State Gazette act Incorporation
Appointments: Yves GOLDSTEIN, Emmanuel Pierre Bernard van NUFFEL d'HEYNSBROECK and 7 others · Founder · Mandate compensation17 facts ▸
  • Incorporation, 08-03-2016
  • Founder, HET BRUSSELS HOOFDSTEDELIJK GEWEST
  • Founder, Brussels Gewestelijk Centrum voor Documentantie over Stedenbouw en Landschapsarchitectuur - Bibliothèque René Pechère (BRP VZW)
  • Founder, Centre Paul Duvigneaud de Documentation Ecologique
  • Founder, Archieven voor Moderne Architectuur
  • Founder, Fonds pour l'Architecture
  • Director appointment, Yves GOLDSTEIN (director)
  • Director appointment, Emmanuel Pierre Bernard van NUFFEL d'HEYNSBROECK (director)
  • Director appointment, Karel Paul Jacques LOWETTE (director)
  • Director appointment, Pascale Stéphane INGELAERE (director)
  • Director appointment, Serge Edmond Albert PEETERS (director)
  • Director appointment, Paul Henri Jean DUVIGNEAUD (director)
  • +5 further facts in this act
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.An act published in both Dutch and French appears here once.
18 of 18 acts read

Directors · office · real estate

Directors
14 directors, no change since 2025
Pieter Van Damme
Daily management delegate · since 08-09-2025
Current
Kim Vanvolsom
Director · since 22-05-2023
Current
Karel LOWETTE
Commissaire du gouvernement · since 04-07-2022
Current
Katrien Devroe
Director · since 29-04-2022
Current
Pieter De Keyser
Director · since 29-04-2022
Current
Serge Kempeneers
Director · since 26-04-2021
Current
8 other directors
KHAIRY Rabab
Class A director · since 04-03-2021
Current
Current
Emmanuel van NUFFEL d'HEYNSBROECK
Director · since 08-03-2016
Current
GOLDSTEIN Yves
Director · since 08-03-2016
Current
Maurice CULOT
Director · since 08-03-2016
Current
Thierry BELENGER
Director · since 08-03-2016
Current
Paul Henri Duvigneaud
Bestuurder van categorie b
Current
Paul DUVIGNEAUD
Director · since 08-03-2016
Not recently confirmed
08-09-2025 Pieter Van Damme: Appointed as Daily management delegate
04-04-2025 Jeremy Uhr: Resigned as Daily management delegate
22-05-2023 Kim Vanvolsom: Appointed as Director
22-05-2023 HARZÉ Justine: Resigned as Director
20-03-2023 Benjamin Erarts: Resigned as Daily management delegate
Full history in the Timeline (57 changes) →
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2016
seat establishment The establishment unit on the map
Ground area
2,211 m²
Building footprint
606 m²
Volume, LiDAR
7,404 m³
Parcel 21442A0308/00P004, Brussels · tallest building 19.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Fondation CIVA
Kluisstraat 55, 1050 ElseneOrganisation of conventions and trade shows
since 20162.258.780.996
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21442A0308/00P004 Brussels 2,211 m² 1 · 606 m² 19.2 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Articles of association

Purpose
De Stichting, die ontzegd is van enig winstoogmerk, heeft ais doel de bevordering van de architectuur, de stedenbouw, het erfgoed, het landschap, het stedelijk ecosysteem en de…
Full purpose

De Stichting, die ontzegd is van enig winstoogmerk, heeft ais doel de bevordering van de architectuur, de stedenbouw, het erfgoed, het landschap, het stedelijk ecosysteem en de cultuur in het Brussels Hoofdstedelijk Gewest.

Structure & network

Connections & network

18 connected companies
GOLDSTEIN Yves, Shared director, links 8 companies GYGOLDSTEIN YvesHashomer Hatzair de Belgique, via GOLDSTEIN Yves HHHashomer Hatzairde BelgiqueCentre d'Action Laique, via GOLDSTEIN Yves CDCentre d'ActionLaiqueCredendo - Trade Credit Insurance, via GOLDSTEIN Yves CTCredendo - TradeCredit InsuranceNEO, via GOLDSTEIN Yves NNEOPalais des Congrès, via GOLDSTEIN Yves PDPalais desCongrèsParc des Expositions de Bruxelles - Tentoonstellingspark van Brussel - Brüsseler Messegelände - Brussels Exhibition Center, via GOLDSTEIN Yves PDParc desExpositions…SOCIÉTÉ NATIONALE DES CHEMINS DE FER BELGES, via GOLDSTEIN Yves SNSOCIÉTÉNATIONALE DES…WALLIMAGE, via GOLDSTEIN Yves WWALLIMAGEPieter Van Damme, Shared director, links 2 companies PVPieter Van DammeNUTRECO BELGIUM, via Pieter Van Damme NBNUTRECOBELGIUMFIBORA, Fiscaliteit - Boekhouden - Raadgevingen, via Pieter Van Damme FFFIBORAFiscaliteit…Thierry BELENGER, Shared director TBThierry BELENGERArchitecture Muséum La Loge, via Thierry BELENGER AMArchitectureMuséum La LogeStichting CIVA (Centre d'Information, de documentation et d'exposition de la ville, de l'architecture, du paysage et de l'urbanisme de la Région de StichtingCIVA…0653.956.380
Shared directors
Linked via shared directors
Show 14 more companies with a shared director
BX1
via KHAIRY Rabab · Membre de l'organe d'administration et de l'assemblée générale
former
former
former
former
NEO
via GOLDSTEIN Yves · Administrateur de la classe a
former
former
former
WALLIMAGE
via GOLDSTEIN Yves · Observateur
former
homegrade
Shared director

Ownership & control

1 board mandate
Board mandates of this companythis company sits on their board1

Capital and shareholders

Shareholders according to the acts

The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 24-05-2016 Incorporation · 1,390,000 EUR

Public money · subsidies and aid

Wallonia-Brussels Federation

2023 to 2025 · 6 entries · 38,125 EUR in total
Year Entries paid
2025 2 13,125 EUR
2024 2 12,500 EUR
2023 2 12,500 EUR
Budget allocations
Mise en œuvre du PECA
6 entries · 38,125 EUR

Similar companies · same sector, comparable size

Of 601 companies in sector 47610 we hold annual accounts for 242. 97 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic-utility foundation
Founded12-05-2016
Fiscal year end31-12
Legal name FR Fondation CIVA (Centre d'Information, de documentation et d'exposition de la ville, de l'architecture, du paysage et de l'urbanisme de la Région de
Activities, NACEBEL 2025
47610Retail trade
91110Libraries, archives, museums and other cultural activities
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 18 actsNational Bank · 10 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.