RC CARS
ActiveSummary
RC CARS has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66k and a net result of €3k. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 85% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▲+17
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 6.83 against 6.97 in 2024; short-term debt: 14.6% and cash: 12.5% of total assets), and 14.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.4%
Return on assets
4.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-04-2026, 105 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
105 d early
2024
44 d early
2023
49 d early
2022
95 d early
2021
39 d early
2020
38 d early
2019
49 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€66k▲ 5.6%
2024 · €62k
2018: €53k
2019: €52k
2020: €50k
2021: €51k
2022: €63k
2023: €64k
2024: €62k
2018 → 2025
Total assets
€77k▲ 5.9%
2024 · €72k
2018: €73k
2019: €73k
2020: €71k
2021: €74k
2022: €73k
2023: €82k
2024: €72k
2018 → 2025
Net result
€3k
2024 · €-2k
2018: €-3k
2019: €-1k
2020: €-2k
2021: €1k
2022: €-607
2023: €431
2024: €-2k
2018 → 2025
Working capital
€66k▲ 5.6%
2024 · €62k
2018: €53k
2019: €52k
2020: €50k
2021: €51k
2022: €63k
2023: €64k
2024: €62k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€51k-€63k▲ 23.0%€64k▲ 0.7%€62k▼ 2.4%€66k▲ 5.6%
Operating result€2k-€-595€437€-2k€4k
Net result€1k-€-607€431€-2k€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €2k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €77k
Equity
€66k ▲ 5.6%
Debt
€11k ▲ 7.9%
Debt's share of the balance-sheet total rises from 14.4% to 14.6%. Equity and debt are higher.
Key figures and ratios
Current ratio
6.83▼
2024 · 6.97
Quick ratio
0.85▲
2024 · 0.51
Debt to equity
0.17▲
2024 · 0.17
ROE
5.3%▲
2024 · -2.4%
ROA
4.5%▲
2024 · -2.1%
Debt ≤ 1 year
€11k▲
2024 · €10k
Income taxes
€346
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet
Code20242025
Assets
Total assets20/58€72k€77k▲
Current assets29/58€72k€77k▲
Stocks and contracts in progress3€67k€67k=
Stocks30/36€67k€67k=
Amounts receivable within one year40/41€213-
Other amounts receivable41€213-
Cash at bank and in hand54/58€5k€10k▲
Equity and liabilities
Total equity and liabilities10/49€72k€77k▲
Equity10/15€62k€66k▲
Contributions10/11€19k€19k=
Reserves13€43k€47k▲
Distributable reserves133€43k€47k▲
Amounts payable17/49€10k€11k▲
Amounts payable within one year42/48€10k€11k▲
Trade debts44€202€209▲
Suppliers440/4€202€209▲
Taxes, remuneration and social security45-€820
Taxes450/3-€820
Other amounts payable47/48€10k€10k=
Income statement
Code20242025
Other operating charges640/8€387€400▲
Gross operating margin9900€-1k€4k▲
Operating profit (loss)9901€-2k€4k▲
Profit (loss) for the period before taxes9903€-2k€4k▲
Income taxes67/77-€346
Profit (loss) for the period9904€-2k€3k▲
Profit (loss) for the period to be appropriated9905€-2k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€3k▲
Transfer from equity791/2€2k-
Transfer to equity691/2-€3k
To other reserves6921-€3k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €431
Net result €431 after one loss-making year.
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 7.74
Current ratio from 3.30 to 7.74; short-term debt falls from €22k to €9k.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €1k
Net result €1k after 3 loss-making years.
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Baty d'Ernage,Sauv. 45030 GemblouxGround area
4,558 m²
Building footprint
767 m²
Parcel 92253D0246/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
RC CARS
since 20032.135.111.243
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92253D0246/00G000 | Wallonia | 4,558 m² | 1 · 767 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MICHAEL VAN KUYK
BE 0808.730.669
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L & M. MOTORS
BE 0452.297.637
Sankt Vith · Eq €65,428
EWA CARS
BE 0675.862.643
Zonhoven · Eq €65,374
TOURISM TROPHY CAR and BIKE
BE 0878.322.033
Chaumont-Gistoux · Eq €65,279
PHYMMO
BE 0865.487.250
Knokke-Heist · Eq €65,206
Of 2,128 companies in sector 46711 we hold annual accounts for 1,126. 761 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-09-2003
Fiscal year end31-12
Activities, NACEBEL 2025
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.