MICHAEL VAN KUYK
ActiveSummary
MICHAEL VAN KUYK has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65k and a net result of €272. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 32% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▼-26
Solvency44▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.41 against 0.4 in 2024; short-term debt: 30.2% and cash: 1.4% of total assets), and 81.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.6%
Return on assets
0.1%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €65k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
36 d early
2023
50 d early
2022
33 d early
2021
31 d early
2020
30 d early
2019
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€65k▲ 0.4%
2024 · €65k
2018: €11k
2019: €-2k
2020: €-38k
2021: €-439
2022: €11k
2023: €40k
2024: €65k
2018 → 2025
Total assets
€353k▼ 6.5%
2024 · €377k
2018: €76k
2019: €92k
2020: €80k
2021: €333k
2022: €375k
2023: €383k
2024: €377k
2018 → 2025
Net result
€272▼ 98.9%
2024 · €25k
2018: €5k
2019: €-14k
2020: €-36k
2021: €17k
2022: €11k
2023: €29k
2024: €25k
2018 → 2025
Working capital
€-62k▲ 7.0%
2024 · €-67k
2018: €-13k
2019: €4k
2020: €-36k
2021: €-37k
2022: €-117k
2023: €-74k
2024: €-67k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-439-€11k€40k▲ 275%€65k▲ 62.4%€65k▲ 0.4%
Operating result€25k-€21k▼ 16.0%€46k▲ 119%€44k▼ 4.8%€13k▼ 71.4%
Net result€17k-€11k▼ 35.0%€29k▲ 164%€25k▼ 14.9%€272▼ 98.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 71% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €353k
Fixed assets
€308k ▼ 7.2%
Current assets
€44k ▼ 1.5%
Equity and liabilities €353k
Equity
€65k ▲ 0.4%
Debt
€287k ▼ 8.0%
Debt's share of the balance-sheet total falls from 82.7% to 81.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€45k▼
2024 · €74k
Cash flow
€33k▼
2024 · €55k
Current ratio
0.41▲
2024 · 0.40
Quick ratio
0.18▼
2024 · 0.19
Debt to equity
4.38▼
2024 · 4.79
ROE
0.4%▼
2024 · 38.4%
ROA
0.1%▼
2024 · 6.6%
Interest coverage
3.89▼
2024 · 6.88
Debt ≤ 1 year
€107k▼
2024 · €112k
Debt > 1 year
€181k▼
2024 · €200k
Income taxes
€760▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€377k€353k▼
Fixed assets21/28€332k€308k▼
Tangible fixed assets22/27€332k€307k▼
Land and buildings22€263k€254k▼
Plant, machinery and equipment23€34k€29k▼
Furniture and vehicles24€186€106▼
Leasing and similar rights25€35k€24k▼
Financial fixed assets28€500€1k▲
Current assets29/58€45k€44k▼
Stocks and contracts in progress3€23k€26k▲
Stocks30/36€23k€26k▲
Amounts receivable within one year40/41€15k€14k▼
Trade receivables40€15k€10k▼
Other amounts receivable41-€4k
Cash at bank and in hand54/58€4k€5k▲
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€377k€353k▼
Equity10/15€65k€65k▲
Contributions10/11€19k€19k=
Revaluation surpluses12€20k€20k=
Reserves13€29k€29k=
Distributable reserves133€29k€29k=
Profit (loss) carried forward14€-2k€-2k▲
Amounts payable17/49€312k€287k▼
Amounts payable after more than one year17€200k€181k▼
Financial debts170/4€200k€181k▼
Amounts payable within one year42/48€112k€107k▼
Current portion of amounts payable after more than one year42€34k€34k▲
Financial debts43€10k€22k▲
Credit institutions430/8€10k€22k▲
Trade debts44€21k€4k▼
Suppliers440/4€21k€4k▼
Taxes, remuneration and social security45€8k€13k▲
Taxes450/3€7k€13k▲
Remuneration and social security454/9€650-
Other amounts payable47/48€39k€34k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€33k▲
Other operating charges640/8€7k€6k▼
Gross operating margin9900€81k€51k▼
Operating profit (loss)9901€44k€13k▼
Financial income75/76B€259€97▼
Recurring financial income75€91€97▲
Non-recurring financial income76B€168-
Financial charges65/66B€11k€12k▲
Recurring financial charges65€11k€12k▲
Profit (loss) for the period before taxes9903€33k€1k▼
Income taxes67/77€8k€760▼
Profit (loss) for the period9904€25k€272▼
Profit (loss) for the period to be appropriated9905€25k€272▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-2k▲
Profit (loss) brought forward from the previous period14P€-27k€-2k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €29k ▲164%
Operating result €46k, net result €29k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-36k
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenweg 942830 WillebroekGround area
5,882 m²
Building footprint
2,720 m²
Volume, LiDAR
17,068 m³
Parcel 12342C0582/00H000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MVK Cars
since 20092.175.785.125
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12342C0582/00H000 | Flanders | 5,882 m² | 1 · 2,720 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RC CARS
BE 0860.754.145
Gembloux · Eq €65,543
L & M. MOTORS
BE 0452.297.637
Sankt Vith · Eq €65,428
EWA CARS
BE 0675.862.643
Zonhoven · Eq €65,374
TOURISM TROPHY CAR and BIKE
BE 0878.322.033
Chaumont-Gistoux · Eq €65,279
PHYMMO
BE 0865.487.250
Knokke-Heist · Eq €65,206
Of 2,128 companies in sector 46711 we hold annual accounts for 1,126. 760 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2008
Fiscal year end31-12
Activities, NACEBEL 2025
46711Wholesale of cars and light vans (up to 3.5 tonnes)
41001General construction of residential buildings
43221Plumbing work
43240Other construction installation
43990Other specialised construction activities
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47830Retail sale of motorcycles and motorcycle parts and accessories
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.