RADI-X
ActiveRADI-X has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €145k and a net result of €103k. Equity is growing by ~57.7% per year across the filed fiscal years. Its solvency ranks better than 47% of 19906 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency89▲+25
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 3.0 against 1.92 in 2023; short-term debt: 26.7% and cash: 8.5% of total assets), and 35.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-09-2025, 40 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
40 d late
2023
28 d late
2022
31 d late
2021
78 d late
2020
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€145k▲ 63.0%
2023 · €89k
2020: €27k
2021: €30k
2022: €12k
2023: €89k
2020 → 2024
Total assets
€225k▼ 0.3%
2023 · €226k
2020: €163k
2021: €183k
2022: €158k
2023: €226k
2020 → 2024
Net result
€103k▲ 33.2%
2023 · €77k
2020: €25k
2021: €5k
2022: €-18k
2023: €77k
2020 → 2024
Working capital
€120k▲ 103%
2023 · €59k
2020: €-5k
2021: €-9k
2022: €-26k
2023: €59k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€27k-€30k▲ 13.9%€12k▼ 59.6%€89k▲ 624%€145k▲ 63.0%
Operating result€37k-€15k▼ 58.3%€-9k€110k€143k▲ 29.6%
Net result€25k-€5k▼ 81.9%€-18k€77k€103k▲ 33.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 30% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €225k
Fixed assets
€45k▼ 56.5%
Current assets
€180k▲ 46.5%
Equity and liabilities €225k
Equity
€145k▲ 63.0%
Debt
€80k▼ 41.4%
The debt ratio falls from 60.7% to 35.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€162k▲
2023 · €148k
Cash flow
€122k▲
2023 · €115k
Solvency
64.3%▲
2023 · 39.3%
Current ratio
3.00▲
2023 · 1.92
Quick ratio
3.00▲
2023 · 1.92
Debt / equity
0.55▼
2023 · 1.54
ROE
71.1%▼
2023 · 87.1%
ROA
45.8%▲
2023 · 34.3%
Interest coverage
24.31▲
2023 · 18.52
Debt
€80k▼
2023 · €137k
Debt ≤ 1 year
€60k▼
2023 · €64k
Debt > 1 year
€16k▼
2023 · €46k
Income taxes
€33k▲
2023 · €25k
Staff costs
€18k▲
2023 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€226k€225k▼
Fixed assets21/28€103k€45k▼
Intangible fixed assets21€11k€7k▼
Tangible fixed assets22/27€91k€38k▼
Plant, machinery and equipment23€944€2k▲
Furniture and vehicles24€40k€32k▼
Leasing and similar rights25€46k-
Other tangible fixed assets26€4k€4k▼
Current assets29/58€123k€180k▲
Amounts receivable within one year40/41€29k€123k▲
Other amounts receivable41€29k€123k▲
Cash at bank and in hand54/58€20k€19k▼
Deferred charges and accrued income490/1€74k€38k▼
Equity and liabilities
Total equity and liabilities10/49€226k€225k▼
Equity10/15€89k€145k▲
Contributions10/11€3k€3k=
Reserves13€80k€80k=
Tax-exempt reserves132€67k€67k=
Distributable reserves133€13k€13k=
Profit (loss) carried forward14€6k€62k▲
Amounts payable17/49€137k€80k▼
Amounts payable after more than one year17€46k€16k▼
Financial debts170/4€46k€16k▼
Amounts payable within one year42/48€64k€60k▼
Current portion of amounts payable after more than one year42€30k€9k▼
Financial debts43-€17k
Credit institutions430/8-€17k
Trade debts44€5k€852▼
Suppliers440/4€5k€852▼
Taxes, remuneration and social security45€28k€34k▲
Taxes450/3€25k€29k▲
Remuneration and social security454/9€4k€6k▲
Other amounts payable47/48€800-
Accrued charges and deferred income492/3€26k€4k▼
Income statement
Code20232024
Remuneration, social security and pensions62€17k€18k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€20k▼
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A-€15k
Gross operating margin9900€167k€198k▲
Operating profit (loss)9901€110k€143k▲
Financial income75/76B€72€96▲
Recurring financial income75€72€96▲
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€102k€136k▲
Income taxes67/77€25k€33k▲
Profit (loss) for the period9904€77k€103k▲
Transfer to tax-exempt reserves689€67k-
Profit (loss) for the period to be appropriated9905€10k€103k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€109k▲
Profit (loss) brought forward from the previous period14P€-3k€6k▲
Profit to be distributed694/7€800€47k▲
Return on contributions (dividend)694€800€47k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 40 days late
2024
31-12
Financial
Highest result since 2020net €103k ▲33.2%
Operating result €143k, net result €103k, both a record.
31-12
Financial
Equity above €100kEq €145k ▲63%
2 profitable years in a row build equity to €145k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Back to profitnet €77k
Net result €77k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.92
Current ratio from 0.65 to 1.92; short-term debt falls from €76k to €64k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-18k ▼501%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Esneux · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Corniche 124130 EsneuxGround area
96 m²
Building footprint
63 m²
Volume, LiDAR
614 m³
Parcel 62032E0836/00B002, Wallonia · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Corniche 12, 4130 Esneux
since 20202.305.531.038
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62032E0836/00B002 | Wallonia | 95 m² | 1 · 63 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LC LAB
BE 0698.703.470
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DR. E. SCHREURS
BE 0459.653.108
Tremelo · Eq €148k
CliniCAP
BE 0790.915.927
Herzele · Eq €148k
PROF.DR.BEULS
BE 0891.733.272
Hasselt · Eq €149k
Dr. Tim Decraecke, huisarts
BE 0665.553.028
Zwalm · Eq €149k
Of 699 companies in sector 86910 we hold annual accounts for 521. 384 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-03-2020
Fiscal year end31-12
Activities, NACEBEL
86901Human health activities
86910Medical imaging and medical laboratories
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.