PLUGERS
ActivePLUGERS has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €510k and a net result of €3k. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 76% of 18120 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-3
Solvency90▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 4.04 against 3.57 in 2024; short-term debt: 12.3% and cash: 22.8% of total assets), and 35% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65%
Return on assets
0.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
22 d late
2023
14 d late
2022
23 d late
2021
24 d late
2020
26 d late
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€510k▲ 0.6%
2024 · €507k
2018: €352k
2019: €364k
2020: €391k
2021: €418k
2022: €462k
2023: €483k
2024: €507k
2018 → 2025
Total assets
€784k▼ 3.6%
2024 · €813k
2018: €733k
2019: €686k
2020: €688k
2021: €693k
2022: €829k
2023: €797k
2024: €813k
2018 → 2025
Net result
€3k▼ 86.5%
2024 · €24k
2018: €-8k
2019: €12k
2020: €27k
2021: €27k
2022: €44k
2023: €21k
2024: €24k
2018 → 2025
Working capital
€293k▲ 8.2%
2024 · €271k
2018: €105k
2019: €130k
2020: €162k
2021: €201k
2022: €205k
2023: €233k
2024: €271k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€418k-€462k▲ 10.5%€483k▲ 4.6%€507k▲ 4.9%€510k▲ 0.6%
Operating result€37k-€56k▲ 53.0%€36k▼ 36.5%€39k▲ 10.6%€11k▼ 72.6%
Net result€27k-€44k▲ 63.0%€21k▼ 51.8%€24k▲ 11.5%€3k▼ 86.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 73% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €784k
Fixed assets
€396k▼ 9.6%
Current assets
€389k▲ 3.5%
Equity and liabilities €784k
Equity
€510k▲ 0.6%
Provisions
€9k▼ 10.1%
Debt
€265k▼ 10.5%
The debt ratio falls from 36.4% to 33.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€53k▼
2024 · €87k
Cash flow
€45k▼
2024 · €71k
Solvency
65.0%▲
2024 · 62.3%
Current ratio
4.04▲
2024 · 3.57
Quick ratio
3.14▲
2024 · 2.74
Debt / equity
0.52▼
2024 · 0.58
ROE
0.6%▼
2024 · 4.7%
ROA
0.4%▼
2024 · 2.9%
Interest coverage
7.21▼
2024 · 10.53
Debt
€265k▼
2024 · €296k
Debt ≤ 1 year
€96k▼
2024 · €105k
Debt > 1 year
€168k▼
2024 · €191k
Income taxes
€4k▼
2024 · €12k
Staff costs
€117k▲
2024 · €85k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€813k€784k▼
Fixed assets21/28€437k€396k▼
Tangible fixed assets22/27€437k€396k▼
Land and buildings22€400k€371k▼
Furniture and vehicles24€483€60▼
Leasing and similar rights25€37k€24k▼
Current assets29/58€376k€389k▲
Stocks and contracts in progress3€87k€86k▼
Stocks30/36€87k€86k▼
Amounts receivable within one year40/41€9k€21k▲
Trade receivables40€483€364▼
Other amounts receivable41€9k€20k▲
Current investments50/53€100k€100k=
Cash at bank and in hand54/58€176k€179k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€813k€784k▼
Equity10/15€507k€510k▲
Contributions10/11€372k€372k=
Reserves13€170k€167k▼
Tax-exempt reserves132€31k€28k▼
Distributable reserves133€139k€139k=
Profit (loss) carried forward14€-35k€-29k▲
Provisions and deferred taxes16€10k€9k▼
Deferred taxes168€10k€9k▼
Amounts payable17/49€296k€265k▼
Amounts payable after more than one year17€191k€168k▼
Financial debts170/4€66k€43k▼
Other amounts payable178/9€125k€125k=
Amounts payable within one year42/48€105k€96k▼
Current portion of amounts payable after more than one year42€23k€23k▲
Trade debts44€16k€21k▲
Suppliers440/4€16k€21k▲
Taxes, remuneration and social security45€52k€50k▼
Taxes450/3€33k€27k▼
Remuneration and social security454/9€18k€23k▲
Other amounts payable47/48€15k€2k▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Remuneration, social security and pensions62€85k€117k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€42k▼
Other operating charges640/8€10k€9k▼
Gross operating margin9900€181k€179k▼
Operating profit (loss)9901€39k€11k▼
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€35k€6k▼
Transfer from deferred taxes780€1k€1k=
Income taxes67/77€12k€4k▼
Profit (loss) for the period9904€24k€3k▼
Transfer from tax-exempt reserves789€3k€3k=
Profit (loss) for the period to be appropriated9905€27k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-29k▼
Profit (loss) brought forward from the previous period14P€-36k€-35k▲
Transfer to equity691/2€26k€0▼
To other reserves6921€26k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Equity above €500kEq €507k ▲4.9%
6 profitable years in a row build equity to €507k.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Highest result since 2018net €44k ▲63%
Operating result €56k, net result €44k, both a record.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
19-01-2026
Resigned as Director
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 2 establishment units since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Truiderstraat 283700 Tongeren-BorgloonGround area
527 m²
Building footprint
379 m²
Volume, LiDAR
2,887 m³
Parcel 73083C0798/00C000, Flanders · tallest building 13.8 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
PLUGERS
since 19892.042.663.216
PLUGERS
since 20082.216.182.061
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73083C0798/00C000 | Flanders | 527 m² | 2 · 379 m² | 13.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PHILIANE SOLUTIONS
BE 0809.944.555
Vorst · Eq €512k
GRIS
BE 0425.079.338
Gent · Eq €512k
MAGGY TEXTILES
BE 0476.873.972
Dendermonde · Eq €508k
G-STAR RETAIL BELGIUM
BE 0688.603.295
Antwerpen · Eq €513k
GARY AND JUNE SPRL
BE 0560.967.034
Liège · Eq €513k
Of 6,501 companies in sector 47716 we hold annual accounts for 2,438. 1,434 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-03-1989
Fiscal year end31-12
Activities, NACEBEL
47540Retail sale of electrical household appliances
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
52450
47120Other non-specialised retail sale
47559Retail sale of other household articles
47599Retail trade
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.