PHILIANE SOLUTIONS
ActivePHILIANE SOLUTIONS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €512k and a net result of €65k. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 68% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+5
Solvency100▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 4.45 against 3.74 in 2024; short-term debt: 22.1% and cash: 58.2% of total assets), and 24.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.6%
Return on assets
9.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
30 d early
2023
13 d early
2022
27 d early
2021
5 d early
2020
2 d early
2019
52 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€512k▲ 1.0%
2024 · €507k
2018: €321k
2019: €401k
2020: €461k
2021: €505k
2022: €549k
2023: €540k
2024: €507k
2018 → 2025
Total assets
€677k▼ 4.4%
2024 · €708k
2018: €402k
2019: €484k
2020: €558k
2021: €614k
2022: €651k
2023: €720k
2024: €708k
2018 → 2025
Net result
€65k▲ 50.0%
2024 · €43k
2018: €72k
2019: €80k
2020: €61k
2021: €44k
2022: €43k
2023: €56k
2024: €43k
2018 → 2025
Working capital
€515k▲ 0.1%
2024 · €515k
2018: €246k
2019: €343k
2020: €420k
2021: €473k
2022: €526k
2023: €527k
2024: €515k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€505k-€549k▲ 8.6%€540k▼ 1.5%€507k▼ 6.2%€512k▲ 1.0%
Operating result€66k-€67k▲ 1.8%€84k▲ 24.9%€66k▼ 20.8%€98k▲ 47.7%
Net result€44k-€43k▼ 2.2%€56k▲ 28.7%€43k▼ 22.6%€65k▲ 50.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 48% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €677k
Fixed assets
€12k▲ 116%
Current assets
€665k▼ 5.4%
Equity and liabilities €677k
Equity
€512k▲ 1.0%
Debt
€165k▼ 18.2%
The debt ratio falls from 28.5% to 24.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€99k▲
2024 · €77k
Cash flow
€66k▲
2024 · €54k
Solvency
75.6%▲
2024 · 71.5%
Current ratio
4.45▲
2024 · 3.74
Quick ratio
3.49▲
2024 · 2.95
Debt / equity
0.32▼
2024 · 0.40
ROE
12.6%▲
2024 · 8.5%
ROA
9.6%▲
2024 · 6.1%
Interest coverage
12.25▲
2024 · 8.40
Debt
€165k▼
2024 · €202k
Debt ≤ 1 year
€150k▼
2024 · €188k
Income taxes
€27k▲
2024 · €19k
Staff costs
€84k▲
2024 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€708k€677k▼
Fixed assets21/28€5k€12k▲
Tangible fixed assets22/27€5k€12k▲
Furniture and vehicles24€3k€10k▲
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€207€207=
Current assets29/58€703k€665k▼
Stocks and contracts in progress3€148k€144k▼
Stocks30/36€148k€144k▼
Amounts receivable within one year40/41€34k€31k▼
Trade receivables40€16k€20k▲
Other amounts receivable41€18k€10k▼
Current investments50/53€199k€90k▼
Cash at bank and in hand54/58€312k€394k▲
Deferred charges and accrued income490/1€11k€7k▼
Equity and liabilities
Total equity and liabilities10/49€708k€677k▼
Equity10/15€507k€512k▲
Contributions10/11€6k€6k=
Reserves13€460k€465k▲
Distributable reserves133€460k€465k▲
Profit (loss) carried forward14€40k€40k=
Amounts payable17/49€202k€165k▼
Amounts payable within one year42/48€188k€150k▼
Trade debts44€9k€8k▼
Suppliers440/4€9k€8k▼
Taxes, remuneration and social security45€17k€17k▲
Taxes450/3€10k€10k▼
Remuneration and social security454/9€7k€7k▲
Other amounts payable47/48€162k€124k▼
Accrued charges and deferred income492/3€13k€15k▲
Income statement
Code20242025
Remuneration, social security and pensions62€82k€84k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€1k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€6k€4k▼
Other operating charges640/8€860€2k▲
Non-recurring operating charges66A€979€1k▲
Gross operating margin9900€167k€191k▲
Operating profit (loss)9901€66k€98k▲
Financial income75/76B€5k€2k▼
Recurring financial income75€5k€2k▼
Financial charges65/66B€9k€8k▼
Recurring financial charges65€9k€8k▼
Profit (loss) for the period before taxes9903€62k€91k▲
Income taxes67/77€19k€27k▲
Profit (loss) for the period9904€43k€65k▲
Profit (loss) for the period to be appropriated9905€43k€65k▲
Appropriation of the result
Profit (loss) to be appropriated9906€84k€105k▲
Profit (loss) brought forward from the previous period14P€40k€40k=
Transfer from equity791/2€77k€59k▼
Transfer to equity691/2€43k€65k▲
To other reserves6921€43k€65k▲
Profit to be distributed694/7€77k€59k▼
Return on contributions (dividend)694€77k€59k▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €43k ▼22.6%
Net result drops to €43k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €500kEq €505k ▲9.6%
4 profitable years in a row build equity to €505k.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
2019
31-12
Financial
Highest result since 2018net €80k ▲11.5%
Operating result €119k, net result €80k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 2 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijnoogstdreef 101190 VorstGround area
568 m²
Building footprint
205 m²
Volume, LiDAR
2,286 m³
2 parcels, Brussels · tallest building 16.5 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Philiane Solutions
since 20092.176.681.879
ABSOLUDANCE
since 20092.183.234.527
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21384D0290/00Y013 | Brussels | 284 m² | 1 · 68 m² | 9.8 m · 2 fl. |
| 21016B0025/00F003 | Brussels | 284 m² | 1 · 137 m² | 16.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ZIGGU
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RAO TECH
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 11,866 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2009
Fiscal year end31-12
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
62020IT consultancy
62200Computer consultancy and computer facilities management
47712Retail trade
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.