PERALBO
ActivePERALBO has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €323k and a net result of €101k. Equity is growing by ~33.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 4.38 against 8.07 in 2024; short-term debt: 17.8% and cash: 6.4% of total assets), and 17.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.2%
Return on assets
25.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-04-2026, 109 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
109 d early
2024
51 d early
2023
34 d early
2022
20 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, unclassified schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€101k▼ 5.3%
2024 · €106k
2022: €92k
2023: €74k
2024: €106k
2022 → 2025
Working capital
€236k▲ 28.5%
2024 · €184k
2022: €97k
2023: €114k
2024: €184k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€97k-€170k▲ 76.2%€277k▲ 62.4%€323k▲ 16.7%
Operating result€131k-€103k▼ 21.3%€134k▲ 29.4%€138k▲ 3.3%
Net result€92k-€74k▼ 19.6%€106k▲ 44.3%€101k▼ 5.3%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 3% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €393k
Fixed assets
€87k▼ 25.2%
Current assets
€306k▲ 45.9%
Equity and liabilities €393k
Equity
€323k▲ 16.7%
Debt
€70k▲ 42.5%
The debt ratio rises from 15.1% to 17.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€167k▼
2024 · €178k
Cash flow
€130k▼
2024 · €150k
Solvency
82.2%▼
2024 · 84.9%
Current ratio
4.38▼
2024 · 8.07
Quick ratio
4.35▼
2024 · 8.00
Debt / equity
0.22▲
2024 · 0.18
ROE
31.2%▼
2024 · 38.4%
ROA
25.6%▼
2024 · 32.6%
Interest coverage
160.54▼
2024 · 164.84
Debt
€70k▲
2024 · €49k
Debt ≤ 1 year
€70k▲
2024 · €26k
Debt > 1 year
€0▼
2024 · €23k
Income taxes
€41k▲
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€326k€393k▲
Fixed assets21/28€116k€87k▼
Intangible fixed assets21€114k€86k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€0-
Current assets29/58€210k€306k▲
Stocks and contracts in progress3€2k€1k▼
Stocks30/36€2k€1k▼
Amounts receivable within one year40/41€3k€2k▼
Trade receivables40€805€70▼
Other amounts receivable41€2k€2k=
Current investments50/53€130k€276k▲
Cash at bank and in hand54/58€74k€25k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€326k€393k▲
Equity10/15€277k€323k▲
Contributions10/11€5k€5k=
Reserves13€217k€318k▲
Tax-exempt reserves132€53k€53k=
Distributable reserves133€165k€265k▲
Profit (loss) carried forward14€54k€0▼
Amounts payable17/49€49k€70k▲
Amounts payable after more than one year17€23k€0▼
Other amounts payable178/9€23k€0▼
Amounts payable within one year42/48€26k€70k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€8k€19k▲
Taxes450/3€8k€19k▲
Other amounts payable47/48€14k€47k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€29k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€160
Other operating charges640/8€974€1k▲
Gross operating margin9900€179k€169k▼
Operating profit (loss)9901€134k€138k▲
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€137k€142k▲
Income taxes67/77€31k€41k▲
Profit (loss) for the period9904€106k€101k▼
Transfer to tax-exempt reserves689€53k€0▼
Profit (loss) for the period to be appropriated9905€54k€101k▲
Appropriation of the result
Profit (loss) to be appropriated9906€54k€155k▲
Profit (loss) brought forward from the previous period14P€772€54k▲
Transfer to equity691/2€0€101k▲
To other reserves6921€0€101k▲
Profit to be distributed694/7-€54k
Return on contributions (dividend)694-€54k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2025 · unclassified schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema
2024
31-12
Financial
Highest result since 2022net €106k ▲44.3%
Net result €106k, the highest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 8.07
Current ratio from 2.02 to 8.07; short-term debt falls from €112k to €26k.
31-12
Financial
Equity above €200kEq €277k ▲62.4%
3 profitable years in a row build equity to €277k.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema
2023
31-12
Financial
Weakest financial yearnet €74k ▼19.6%
Net result drops to €74k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €170k ▲76.2%
2 profitable years in a row build equity to €170k.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eupen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Binsterweg 1054700 Eupen1 establishment unit
PERALBO
since 20212.325.185.614
Recognitions · licences · registrations
Legal Entity Identifier
648826P1QAC75C30EA25
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Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 3,673 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2021
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filings
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:087553215