Jérémy Paget
ActiveSummary
Jérémy Paget has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €322k and a net result of €64k. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 31% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-3
Solvency64▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.41 against 1.04 in 2024; short-term debt: 12.5% and cash: 16.1% of total assets), and 60.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.2%
Return on assets
7.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
14 d early
2023
16 d early
2022
19 d early
2021
13 d early
2020
1 d early
2019
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€322k▲ 24.3%
2024 · €259k
2018: €179k
2019: €193k
2020: €191k
2021: €159k
2022: €215k
2023: €237k
2024: €259k
2018 → 2025
Total assets
€822k▼ 2.6%
2024 · €843k
2018: €375k
2019: €395k
2020: €354k
2021: €326k
2022: €355k
2023: €345k
2024: €843k
2018 → 2025
Net result
€64k▼ 21.6%
2024 · €82k
2018: €25k
2019: €33k
2020: €-2k
2021: €23k
2022: €58k
2023: €47k
2024: €82k
2018 → 2025
Working capital
€42k▲ 696%
2024 · €5k
2018: €70k
2019: €91k
2020: €93k
2021: €71k
2022: €148k
2023: €178k
2024: €5k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€159k-€215k▲ 35.8%€237k▲ 9.9%€259k▲ 9.5%€322k▲ 24.3%
Operating result€33k-€83k▲ 152%€67k▼ 19.3%€115k▲ 71.6%€99k▼ 13.5%
Net result€23k-€58k▲ 154%€47k▼ 18.1%€82k▲ 73.1%€64k▼ 21.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €822k
Fixed assets
€677k ▼ 2.7%
Current assets
€144k ▼ 1.9%
Equity and liabilities €822k
Equity
€322k ▲ 24.3%
Debt
€499k ▼ 14.5%
Debt's share of the balance-sheet total falls from 69.3% to 60.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€159k▲
2024 · €149k
Cash flow
€123k▲
2024 · €116k
Current ratio
1.41▲
2024 · 1.04
Quick ratio
1.31▲
2024 · 0.95
Debt to equity
1.55▼
2024 · 2.25
ROE
19.8%▼
2024 · 31.5%
ROA
7.8%▼
2024 · 9.7%
Interest coverage
12.76▼
2024 · 70.69
Debt ≤ 1 year
€103k▼
2024 · €142k
Debt > 1 year
€397k▼
2024 · €442k
Income taxes
€24k▼
2024 · €32k
Staff costs
€17k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€843k€822k▼
Fixed assets21/28€696k€677k▼
Tangible fixed assets22/27€696k€677k▼
Land and buildings22€650k€621k▼
Plant, machinery and equipment23€26k€23k▼
Furniture and vehicles24€15k€7k▼
Other tangible fixed assets26€6k€26k▲
Current assets29/58€147k€144k▼
Stocks and contracts in progress3€12k€10k▼
Stocks30/36€12k€10k▼
Amounts receivable within one year40/41€15k-
Other amounts receivable41€15k-
Cash at bank and in hand54/58€117k€132k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€843k€822k▼
Equity10/15€259k€322k▲
Contributions10/11€19k€19k=
Outside capital11€19k-
Share premium1100/10€19k-
Reserves13€226k€290k▲
Tax-exempt reserves132€15k€15k=
Distributable reserves133€211k€275k▲
Profit (loss) carried forward14€15k€14k▼
Amounts payable17/49€584k€499k▼
Amounts payable after more than one year17€442k€397k▼
Financial debts170/4€442k€397k▼
Amounts payable within one year42/48€142k€103k▼
Current portion of amounts payable after more than one year42€47k€46k▼
Trade debts44€12k€7k▼
Suppliers440/4€12k€7k▼
Taxes, remuneration and social security45€8k€7k▼
Taxes450/3€8k€7k▼
Other amounts payable47/48€74k€43k▼
Income statement
Code20242025
Remuneration, social security and pensions62€4k€17k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€59k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€155k€178k▲
Operating profit (loss)9901€115k€99k▼
Financial income75/76B€742€866▲
Recurring financial income75€742€866▲
Financial charges65/66B€2k€12k▲
Recurring financial charges65€2k€12k▲
Profit (loss) for the period before taxes9903€113k€88k▼
Income taxes67/77€32k€24k▼
Profit (loss) for the period9904€82k€64k▼
Profit (loss) for the period to be appropriated9905€82k€64k▼
Appropriation of the result
Profit (loss) to be appropriated9906€97k€78k▼
Profit (loss) brought forward from the previous period14P€15k€15k▼
Transfer from equity791/2€58k-
Transfer to equity691/2€82k€64k▼
To other reserves6921€82k€64k▼
Profit to be distributed694/7€59k€833▼
Return on contributions (dividend)694€59k€833▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €82k ▲73.1%
Operating result €115k, net result €82k, both a record.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €215k ▲35.8%
2 profitable years in a row build equity to €215k.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-2k ▼106%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dour · 2 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Chapelle 827370 DourGround area
527 m²
Building footprint
131 m²
Volume, LiDAR
1,020 m³
2 parcels, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Jérémy Paget
since 20112.200.616.630
Rue de la Chapelle 84, 7370 Dour
since 20242.362.302.465
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53021B0603/00Y002 | Wallonia | 439 m² | 1 · 77 m² | 9.9 m · 3 fl. |
| 53021B0603/00X002 | Wallonia | 88 m² | 1 · 53 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Cabinet Dentaire Thierry PIRLET
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SRL CABINET DENTAIRE DURIEUX
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PERALBO
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Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 3,672 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2011
Fiscal year end31-12
Activities, NACEBEL 2025
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.