PDB
ActiveSummary
PDB has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €919k and a net result of €909k. Its solvency ranks better than 75% of 2276 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency98
Growth-
Track record67
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days only on tighter terms
Liquidity ample (current ratio 2.94; short-term debt: 27.4% and cash: 13.3% of total assets), and 27.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.6%
Return on assets
71.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
2 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, abbreviated schema
Equity
€919k
Total assets
€1.27M
Net result
€909k
Working capital
€671k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €1.27M
Fixed assets
€248k
Current assets
€1.02M
Equity and liabilities €1.27M
Equity
€919k
Debt
€347k
Debt finances 27.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€1.21M
Cash flow
€909k
Current ratio
2.94
Debt to equity
0.38
ROE
98.9%
ROA
71.8%
Interest coverage
12885.19
Debt ≤ 1 year
€347k
Income taxes
€310k
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet
Code2025
Assets
Total assets20/58€1.27M
Fixed assets21/28€248k
Tangible fixed assets22/27€48k
Plant, machinery and equipment23€953
Furniture and vehicles24€47k
Financial fixed assets28€200k
Current assets29/58€1.02M
Amounts receivable within one year40/41€99k
Trade receivables40€99k
Current investments50/53€750k
Cash at bank and in hand54/58€168k
Equity and liabilities
Total equity and liabilities10/49€1.27M
Equity10/15€919k
Contributions10/11€10k
Profit (loss) carried forward14€909k
Amounts payable17/49€347k
Amounts payable within one year42/48€347k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€345k
Taxes450/3€345k
Other amounts payable47/48€448
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€220
Other operating charges640/8€1k
Gross operating margin9900€1.21M
Operating profit (loss)9901€1.21M
Financial income75/76B€6k
Recurring financial income75€6k
Financial charges65/66B€94
Recurring financial charges65€94
Profit (loss) for the period before taxes9903€1.22M
Income taxes67/77€310k
Profit (loss) for the period9904€909k
Profit (loss) for the period to be appropriated9905€909k
Appropriation of the result
Profit (loss) to be appropriated9906€909k
Social balance
Average headcount (FTE)90870.0
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
05-11
State Gazette act
Board meeting · Director appointment
Permanent representative
29-10
State Gazette act
Board meeting · Director appointment
Permanent representative
State Gazette actNBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wichelen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorp 119260 WichelenGround area
2,420 m²
Building footprint
201 m²
Volume, LiDAR
2,000 m³
Parcel 42018A0530/00L000, Flanders · tallest building 15.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
PDB
since 20242.359.571.718
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42018A0530/00L000 | Flanders | 2,420 m² | 1 · 201 m² | 15.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Structure & network
Connections & network
8 connected companiesLinked via shared directors
Shared director
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Shared director
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Shared director
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Shared director
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Show 4 more companies with a shared director
Shared director
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Shared director
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Shared director
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Shared director
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 4,723 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-05-2024
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.