DEBRA-CONSULTANCY
ActiveSummary
DEBRA-CONSULTANCY has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €917k and a net result of €95k. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 35% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+6
Solvency56▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity short (current ratio 0.45 against 0.45 in 2024; short-term debt: 24.1% and cash: 0.7% of total assets), and 68.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.2%
Return on assets
3.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
2 d early
2024
6 d early
2023
54 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€917k▲ 11.6%
2024 · €822k
2023: €746k
2024: €822k
2023 → 2025
Total assets
€2.94M▲ 6.9%
2024 · €2.75M
2023: €2.38M
2024: €2.75M
2023 → 2025
Net result
€95k▲ 24.9%
2024 · €76k
2023: €24k
2024: €76k
2023 → 2025
Working capital
€-390k▲ 1.1%
2024 · €-395k
2023: €168k
2024: €-395k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€746k-€822k▲ 10.2%€917k▲ 11.6%
Operating result€49k-€132k▲ 170%€168k▲ 27.4%
Net result€24k-€76k▲ 221%€95k▲ 24.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 27% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.94M
Fixed assets
€2.62M ▲ 7.8%
Current assets
€317k ▼ 0.1%
Equity and liabilities €2.94M
Equity
€917k ▲ 11.6%
Debt
€2.02M ▲ 4.9%
Debt's share of the balance-sheet total falls from 70.1% to 68.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€237k▲
2024 · €176k
Cash flow
€164k▲
2024 · €121k
Current ratio
0.45▲
2024 · 0.45
Debt to equity
2.20▼
2024 · 2.34
ROE
10.4%▲
2024 · 9.3%
ROA
3.2%▲
2024 · 2.8%
Interest coverage
5.99▲
2024 · 5.35
Debt ≤ 1 year
€707k▼
2024 · €712k
Debt > 1 year
€1.31M▲
2024 · €1.21M
Income taxes
€38k▲
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.75M€2.94M▲
Fixed assets21/28€2.43M€2.62M▲
Tangible fixed assets22/27€2.24M€2.43M▲
Land and buildings22€2.24M€2.43M▲
Plant, machinery and equipment23€2k€653▼
Furniture and vehicles24€371€11▼
Financial fixed assets28€192k€192k=
Current assets29/58€317k€317k▼
Amounts receivable after more than one year29€284k€259k▼
Trade receivables290€18k€0▼
Other amounts receivable291€266k€259k▼
Amounts receivable within one year40/41€24k€32k▲
Trade receivables40€24k€4k▼
Other amounts receivable41€0€27k▲
Cash at bank and in hand54/58€3k€21k▲
Deferred charges and accrued income490/1€6k€6k=
Equity and liabilities
Total equity and liabilities10/49€2.75M€2.94M▲
Equity10/15€822k€917k▲
Contributions10/11€1k€1k=
Reserves13€816k€910k▲
Distributable reserves133€816k€910k▲
Profit (loss) carried forward14€5k€6k▲
Amounts payable17/49€1.93M€2.02M▲
Amounts payable after more than one year17€1.21M€1.31M▲
Financial debts170/4€1.21M€1.31M▲
Amounts payable within one year42/48€712k€707k▼
Current portion of amounts payable after more than one year42€110k€138k▲
Trade debts44€51k€28k▼
Suppliers440/4€51k€28k▼
Advances received on contracts in progress46€33k€0▼
Taxes, remuneration and social security45€20k€15k▼
Taxes450/3€20k€15k▼
Other amounts payable47/48€497k€526k▲
Income statement
Code20242025
Non-recurring operating income76A€15k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€69k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€46k€0▼
Other operating charges640/8€2k€18k▲
Gross operating margin9900€225k€255k▲
Operating profit (loss)9901€132k€168k▲
Financial income75/76B€8k€4k▼
Recurring financial income75€8k€4k▼
Non-recurring financial income76B€0-
Financial charges65/66B€33k€40k▲
Recurring financial charges65€33k€40k▲
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€107k€133k▲
Income taxes67/77€31k€38k▲
Profit (loss) for the period9904€76k€95k▲
Profit (loss) for the period to be appropriated9905€76k€95k▲
Appropriation of the result
Profit (loss) to be appropriated9906€80k€100k▲
Profit (loss) brought forward from the previous period14P€4k€5k▲
Transfer to equity691/2€75k€94k▲
To other reserves6921€75k€94k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2023net €95k ▲24.9%
Operating result €168k, net result €95k, both a record.
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diksmuide · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wikkelaarstraat(V) 288600 DiksmuideGround area
3.3 ha
Building footprint
405 m²
Volume, LiDAR
552 m³
Parcel 32024D0624/00A000, Flanders · tallest building 5.6 m. Linked by address, not a title deed.
1 establishment unit
DEBRA-CONSULTANCY
since 20162.250.035.754
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32024D0624/00A000 | Flanders | 3.3 ha | 1 · 405 m² | 5.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 4,724 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2016
Fiscal year end30-09
Trade name NL
FIBONACCI
Activities, NACEBEL 2025
82990Other business support services
64210Activities of holding companies
64999Other financial services
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70200Business and other management consultancy
73300Public relations and communication consultancy
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:thomas@debra.be