PCA CONSULTING
ActivePCA CONSULTING has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-297) and a net result of €-5k. Its solvency ranks better than 9% of 30893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
7
/ 100
Critical▼ -61 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency35▲+1
Growth32
Stability94
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.59 against 1.04 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-3.4%
Return on assets
-59.6%
Age of the figures
8 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€297
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
27 d late
2024
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
05-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-297
2024 · €5k
2024: €5k
2024 → 2025
Total assets
€9k▼ 58.6%
2024 · €21k
2024: €21k
2024 → 2025
Net result
€-5k
2024 · €2k
2024: €2k
2024 → 2025
Working capital
€-4k
2024 · €606
2024: €606
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€5k-€-297
Operating result€4k-€-5k
Net result€2k-€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9k
Fixed assets
€3k▼ 21.2%
Current assets
€5k▼ 68.2%
Key figures and ratios
EBITDA
€-4k▼
2024 · €4k
Cash flow
€-4k▼
2024 · €2k
Solvency
-3.4%▼
2024 · 23.3%
Current ratio
0.59▼
2024 · 1.04
Quick ratio
0.59▼
2024 · 1.04
Debt / equity
-30.84▼
2024 · 3.29
ROE
1779.5%▲
2024 · 39.9%
ROA
-59.6%▼
2024 · 9.3%
Interest coverage
-12.00▼
2024 · 36.49
Debt
€9k▼
2024 · €16k
Debt ≤ 1 year
€9k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€21k€9k▼
Fixed assets
21/28€4k€3k▼
Tangible fixed assets
22/27€4k€3k▼
Current assets
29/58€17k€5k▼
Amounts receivable within one year
40/41€3k€5k▲
Cash & bank
54/58€4k€821▼
Total equity & liabilities
10/49€21k€9k▼
Equity
10/15€5k€-297▼
Contributions / capital
10/11€3k€3k=
Accumulated profits (losses)
14€2k€-3k▼
Amounts payable
17/49€16k€9k▼
Amounts payable within one year
42/48€16k€9k▼
Trade debts payable within one year
44€2k€793▼
Income statement
Code20242025
Gross operating margin
9900€4k€-4k▼
Operating result
9901€4k€-5k▼
Financial charges
65€102€335▲
Result before taxes
9903€3k€-5k▼
Income taxes
67/77€2k-
Net result for the period
9904€2k€-5k▼
Result to be appropriated
9905€2k€-5k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
Devi Bragalini
BE 1014.993.845
Brussel · Eq €5k
Next Management
BE 1015.326.219
Willebroek · Eq €5k
BLASRO
BE 0780.655.901
Watermaal-Bosvoorde · Eq €5k
MOBOCONSULT
BE 1006.281.562
Ganshoren · Eq €5k
MAV Company
BE 0790.707.277
Gent · Eq €5k
Of 82,369 companies in sector 70200 we hold annual accounts for 51,486. 14,836 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-04-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
66300Activities auxiliary to financial services and insurance activities
73110Advertising agencies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 24-08-2026. Scores and ratios are computed by Checked and are not a credit decision.