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MAV Company

Active
Private limited companyfounded 20224 yrs activeOttergemsesteenweg-Zuid 808, 9000 Gent, BelgiumKBO/BCE: BE 0790.707.277
Summary

MAV Company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €9k. Equity is shrinking by ~53.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 14% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
60 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▲+65
Solvency31▲+31
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
6%
Return on assets
11.1%
Age of the figures
18 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 31694 sector peers (2025).
NBB · sector comparison
Position among 31694 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
on the day
2024
8 d early
2023
1 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€5k
2024 · €-4k
2023: €10k 2024: €-4k
2023 → 2025
Total assets
€84k▲ 2,601%
2024 · €3k
2023: €27k 2024: €3k
2023 → 2025
Net result
€9k
2024 · €-15k
2023: €8k 2024: €-15k
2023 → 2025
Working capital
€5k
2024 · €-4k
2023: €10k 2024: €-4k
2023 → 2025
Multi-year overview
Available amounts per fiscal year
Line202320242025Trend
Equity€10k-€-4k€5k
Operating result€10k-€-15k€10k
Net result€8k-€-15k€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-10k€0€10kOperating result 2023: €10k€10kNet result 2023: €8k€8kOperating result 2024: €-15k€-15kNet result 2024: €-15k€-15kOperating result 2025: €10k€10kNet result 2025: €9k€9k202320242025€-20k€-10k€0€10kOperating result 2023: €10k€9.9kNet result 2023: €8k€7.8kOperating result 2024: €-15k€-15kNet result 2024: €-15k€-15kOperating result 2025: €10k€10kNet result 2025: €9k€9.3k202320242025
The operating result returns to profit in 2025: €10k after a loss of €15k in 2024, the highest result in the available series.
Balance-sheet composition
Assets €84k
Fixed assets €435
Current assets €83k
Equity and liabilities €84k
Equity €5k
Debt €79k
Debt finances 94.0% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
Current ratio
1.06
Debt to equity
15.74
ROE
185.1%
ROA
11.1%
Debt ≤ 1 year
€79k
2024 · €7k
Income taxes
€911
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€3k€84k
Fixed assets21/28-€435
Financial fixed assets28-€435
Current assets29/58€3k€83k
Amounts receivable within one year40/41€690€17k
Trade receivables40€0€17k
Other amounts receivable41€690-
Cash at bank and in hand54/58€2k€66k
Equity and liabilities
Total equity and liabilities10/49€3k€84k
Equity10/15€-4k€5k
Contributions10/11€3k€3k=
Outside capital11-€3k
Other1109/19-€3k
Reserves13€0-
Distributable reserves133€0-
Profit (loss) carried forward14€-7k€2k
Amounts payable17/49€7k€79k
Amounts payable within one year42/48€7k€79k
Trade debts44€530€45k
Suppliers440/4€530€45k
Taxes, remuneration and social security45€4k€1k
Taxes450/3€4k€1k
Remuneration and social security454/9€0-
Other amounts payable47/48€3k€32k
Income statement Code20242025
Other operating charges640/8-€290
Gross operating margin9900€-15k€11k
Operating profit (loss)9901€-15k€10k
Financial charges65/66B€71€151
Recurring financial charges65€71€151
Profit (loss) for the period before taxes9903€-15k€10k
Income taxes67/77€0€911
Profit (loss) for the period9904€-15k€9k
Profit (loss) for the period to be appropriated9905€-15k€9k
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€2k
Profit (loss) brought forward from the previous period14P€346€-7k
Transfer from equity791/2€8k-
Transfer to equity691/2€0-
To other reserves6921€0-

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
31-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial Back to profitnet €9k
Net result €9k after one loss-making year.
31-03
Financial Liquidity triplescurrent ratio 1.06
Current ratio from 0.42 to 1.06.
2024
23-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial Weakest financial yearnet €-15k ▼286%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
2023
30-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ottergemsesteenweg-Zuid 8089000 Gent
Ground area
3.3 ha
Building footprint
2.1 ha
Volume, LiDAR
254,515 m³
2 parcels, Flanders · tallest building 40.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
MAV Company
Baarledorpstraat 55, 9031 GentFinancial service activities, except insurance and pension funding
since 20222.335.456.231
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44808H0602/00T003 Flanders 3.2 ha 1 · 2.0 ha 40.8 m · 4 fl.
44017D1016/00P000 Flanders 1,404 m² 1 · 547 m² 10.0 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 15,590 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded12-09-2022
Fiscal year end31-03
Activities, NACEBEL 2025
43410Roofing work
70200Business and other management consultancy
43990Other specialised construction activities
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.