PAUL COURANT
ActiveSummary
PAUL COURANT has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155k and a net result of €4k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▲+2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
short-term debt: 0% and cash: 0.1% of total assets, and 0% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
100%
Return on assets
2.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-01-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
7 d early
2023
1 d early
2022
on the day
2021
4 d early
2020
3 d early
2019
42 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€155k▲ 2.7%
2024 · €151k
2019: €123k
2020: €116k
2021: €125k
2022: €139k
2023: €149k
2024: €151k
2019 → 2025
Total assets
€155k▲ 2.6%
2024 · €151k
2019: €127k
2020: €153k
2021: €137k
2022: €143k
2023: €153k
2024: €151k
2019 → 2025
Net result
€4k▲ 119%
2024 · €2k
2019: €-10k
2020: €-7k
2021: €9k
2022: €13k
2023: €11k
2024: €2k
2019 → 2025
Working capital
€154k▲ 3.2%
2024 · €149k
2019: €110k
2020: €110k
2021: €121k
2022: €135k
2023: €147k
2024: €149k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€125k-€139k▲ 10.6%€149k▲ 7.8%€151k▲ 1.3%€155k▲ 2.7%
Operating result€5k-€8k▲ 57.4%€4k▼ 48.7%€-4k€-2k▲ 36.0%
Net result€9k-€13k▲ 42.4%€11k▼ 19.4%€2k▼ 82.3%€4k▲ 119%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €4k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €155k
Fixed assets
€1k ▼ 33.3%
Current assets
€154k ▲ 3.1%
Equity and liabilities €155k
Equity
€155k ▲ 2.7%
Debt
€37 ▼ 86.4%
Debt's share of the balance-sheet total falls from 0.2% to 0.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€-2k▲
2024 · €-3k
Cash flow
€5k▲
2024 · €3k
Debt to equity
0.00▼
2024 · 0.00
ROE
2.7%▲
2024 · 1.3%
ROA
2.7%▲
2024 · 1.3%
Interest coverage
-8.99▲
2024 · -16.09
Debt ≤ 1 year
€37▼
2024 · €276
A ratio outside any meaningful range has been withheld (balance sheet total €155k, equity €155k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€151k€155k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Land and buildings22€2k€1k▼
Current assets29/58€149k€154k▲
Amounts receivable within one year40/41€149k€154k▲
Trade receivables40€33k€33k=
Other amounts receivable41€116k€121k▲
Cash at bank and in hand54/58€398€123▼
Equity and liabilities
Total equity and liabilities10/49€151k€155k▲
Equity10/15€151k€155k▲
Contributions10/11€19k€19k=
Reserves13€313k€313k=
Distributable reserves133€313k€313k=
Profit (loss) carried forward14€-180k€-176k▲
Amounts payable17/49€276€37▼
Amounts payable within one year42/48€276€37▼
Trade debts44€257-
Suppliers440/4€257-
Taxes, remuneration and social security45€19€37▲
Taxes450/3€19€37▲
Income statement
Code20242025
Non-recurring operating income76A€108€108=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€684€684=
Other operating charges640/8€518€470▼
Gross operating margin9900€-3k€-1k▲
Operating profit (loss)9901€-4k€-2k▲
Financial income75/76B€6k€7k▲
Recurring financial income75€6k€7k▲
Financial charges65/66B€196€197▲
Recurring financial charges65€196€197▲
Profit (loss) for the period before taxes9903€2k€4k▲
Profit (loss) for the period9904€2k€4k▲
Profit (loss) for the period to be appropriated9905€2k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-180k€-176k▲
Profit (loss) brought forward from the previous period14P€-182k€-180k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity times 8current ratio 4109.08
Current ratio from 541.97 to 4109.08; short-term debt falls from €276 to €37.
24-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Liquidity times 12current ratio 541.97
Current ratio from 44.13 to 541.97; short-term debt falls from €3k to €276.
30-06
Financial
Equity above €150kEq €151k ▲1.3%
4 profitable years in a row build equity to €151k.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €13k ▲42.4%
Operating result €8k, net result €13k, both a record.
30-06
Financial
Liquidity triplescurrent ratio 30.42
Current ratio from 11.46 to 30.42; short-term debt falls from €12k to €5k.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €9k
Net result €9k after 2 loss-making years.
30-06
Financial
Liquidity triplescurrent ratio 11.46
Current ratio from 4.07 to 11.46; short-term debt falls from €36k to €12k.
Show earlier events
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Gilliskerkstraat 18000 BruggeGround area
179 m²
Building footprint
139 m²
Volume, LiDAR
1,001 m³
Parcel 31805E0525/00F000, Flanders · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PAUL COURANT
since 20062.157.786.972
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31805E0525/00F000 | Flanders | 178 m² | 1 · 139 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 5,427 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-11-2006
Fiscal year end30-06
Activities, NACEBEL 2025
73300Public relations and communication consultancy
85510Sports and recreation education
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.