Larminium
ActiveLarminium has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155k and a net result of €56k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 75% of 7031 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 4.55 against 2.7 in 2024; short-term debt: 21.8% and cash: 71.3% of total assets), and 21.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.2%
Return on assets
28.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
49 d early
2023
9 d early
2022
on the day
2021
69 d early
2020
67 d early
2019
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€155k▲ 33.4%
2024 · €116k
2018: €96k
2019: €120k
2020: €120k
2021: €63k
2022: €62k
2023: €92k
2024: €116k
2018 → 2025
Total assets
€198k▲ 7.3%
2024 · €185k
2018: €107k
2019: €162k
2020: €197k
2021: €185k
2022: €149k
2023: €122k
2024: €185k
2018 → 2025
Net result
€56k▼ 17.1%
2024 · €68k
2018: €18k
2019: €55k
2020: €59k
2021: €56k
2022: €62k
2023: €48k
2024: €68k
2018 → 2025
Working capital
€154k▲ 32.6%
2024 · €116k
2018: €92k
2019: €119k
2020: €120k
2021: €59k
2022: €60k
2023: €91k
2024: €116k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€63k-€62k▼ 2.9%€92k▲ 48.8%€116k▲ 26.8%€155k▲ 33.4%
Operating result€71k-€78k▲ 9.6%€67k▼ 14.4%€93k▲ 39.2%€75k▼ 19.2%
Net result€56k-€62k▲ 9.6%€48k▼ 22.4%€68k▲ 40.6%€56k▼ 17.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €198k
Fixed assets
€1k▲ 131%
Current assets
€197k▲ 7.0%
Equity and liabilities €198k
Equity
€155k▲ 33.4%
Debt
€43k▼ 36.9%
The debt ratio falls from 37.1% to 21.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€75k▼
2024 · €93k
Cash flow
€57k▼
2024 · €68k
Solvency
78.2%▲
2024 · 62.9%
Current ratio
4.55▲
2024 · 2.70
Quick ratio
4.55▲
2024 · 2.70
Debt / equity
0.28▼
2024 · 0.59
ROE
36.1%▼
2024 · 58.2%
ROA
28.2%▼
2024 · 36.6%
Interest coverage
74.48▼
2024 · 780.80
Debt
€43k▼
2024 · €69k
Debt ≤ 1 year
€43k▼
2024 · €68k
Income taxes
€20k▼
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€185k€198k▲
Fixed assets21/28€499€1k▲
Tangible fixed assets22/27€499€1k▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24€499€129▼
Current assets29/58€184k€197k▲
Amounts receivable within one year40/41€18k€35k▲
Trade receivables40€18k€35k▲
Current investments50/53€60k€20k▼
Cash at bank and in hand54/58€106k€141k▲
Deferred charges and accrued income490/1€0€1k▲
Equity and liabilities
Total equity and liabilities10/49€185k€198k▲
Equity10/15€116k€155k▲
Contributions10/11€550€550=
Reserves13€116k€154k▲
Distributable reserves133€116k€154k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€69k€43k▼
Amounts payable within one year42/48€68k€43k▼
Trade debts44€6k€4k▼
Suppliers440/4€6k€4k▼
Taxes, remuneration and social security45€19k€21k▲
Taxes450/3€19k€21k▲
Other amounts payable47/48€43k€18k▼
Accrued charges and deferred income492/3€322€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€500€530▲
Other operating charges640/8€408€808▲
Gross operating margin9900€94k€76k▼
Operating profit (loss)9901€93k€75k▼
Financial income75/76B€967€2k▲
Recurring financial income75€967€2k▲
Financial charges65/66B€119€1k▲
Recurring financial charges65€119€1k▲
Profit (loss) for the period before taxes9903€93k€76k▼
Income taxes67/77€26k€20k▼
Profit (loss) for the period9904€68k€56k▼
Profit (loss) for the period to be appropriated9905€68k€56k▼
Appropriation of the result
Profit (loss) to be appropriated9906€68k€56k▼
Transfer from equity791/2€43k€0▼
Transfer to equity691/2€68k€39k▼
To other reserves6921€68k€39k▼
Profit to be distributed694/7€43k€17k▼
Return on contributions (dividend)694€43k€17k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €155k ▲33.4%
8 profitable years in a row build equity to €155k.
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €68k ▲40.6%
Operating result €93k, net result €68k, both a record.
31-12
Financial
Equity above €100kEq €116k ▲26.8%
7 profitable years in a row build equity to €116k.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 3.95
Current ratio from 1.68 to 3.95; short-term debt falls from €87k to €31k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €120k ▲25.9%
2 profitable years in a row build equity to €120k.
23-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Clem. Vanophemstraat 1063090 OverijseGround area
491 m²
Building footprint
141 m²
Volume, LiDAR
836 m³
Parcel 23544C0009/00W002, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LARMINIUM
since 20152.240.219.552
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23544C0009/00W002 | Flanders | 491 m² | 1 · 141 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 1,650 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 1,650 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
C2C Consulting
BE 0804.094.465
La Hulpe · Eq €155k
JOLIEVISION
BE 0686.668.641
Nazareth-De Pinte · Eq €155k
PAUL COURANT
BE 0885.209.429
Brugge · Eq €155k
DHANDELION
BE 0731.632.693
Etterbeek · Eq €155k
KATIE BAECK
BE 0785.880.340
Antwerpen · Eq €155k
Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 5,428 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-03-2015
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.