P. GUILLAUME
ActiveP. GUILLAUME has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €657k and a net result of €40k. Equity is growing by ~16.5% per year across the filed fiscal years. Its solvency ranks better than 69% of 213 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74=
Solvency88▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 2.6 against 6.94 in 2024; short-term debt: 37.2% and cash: 31.2% of total assets), and 37.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.8%
Return on assets
3.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
28 d late
2023
19 d late
2022
44 d early
2021
65 d early
2020
50 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€657k▲ 6.5%
2024 · €617k
2018: €255k
2019: €260k
2020: €305k
2021: €350k
2022: €407k
2023: €579k
2024: €617k
2018 → 2025
Total assets
€1.05M▲ 4.5%
2024 · €1.00M
2018: €460k
2019: €494k
2020: €454k
2021: €574k
2022: €613k
2023: €737k
2024: €1.00M
2018 → 2025
Net result
€40k▲ 5.5%
2024 · €38k
2018: €1k
2019: €5k
2020: €65k
2021: €69k
2022: €73k
2023: €171k
2024: €38k
2018 → 2025
Working capital
€623k▼ 25.4%
2024 · €835k
2018: €278k
2019: €314k
2020: €316k
2021: €411k
2022: €476k
2023: €688k
2024: €835k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€350k-€407k▲ 16.5%€579k▲ 42.1%€617k▲ 6.6%€657k▲ 6.5%
Operating result€95k-€88k▼ 7.4%€174k▲ 96.8%€100k▼ 42.2%€67k▼ 33.0%
Net result€69k-€73k▲ 4.9%€171k▲ 136%€38k▼ 77.8%€40k▲ 5.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 33% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.05M
Fixed assets
€34k▲ 31.6%
Current assets
€1.01M▲ 3.7%
Equity and liabilities €1.05M
Equity
€657k▲ 6.5%
Debt
€389k▲ 1.2%
The debt ratio falls from 38.4% to 37.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€75k▼
2024 · €107k
Cash flow
€48k▲
2024 · €45k
Solvency
62.8%▲
2024 · 61.6%
Current ratio
2.60▼
2024 · 6.94
Quick ratio
1.68▼
2024 · 4.95
Debt / equity
0.59▼
2024 · 0.62
ROE
6.1%▼
2024 · 6.2%
ROA
3.8%▲
2024 · 3.8%
Interest coverage
18.93▼
2024 · 23.53
Debt
€389k▲
2024 · €384k
Debt ≤ 1 year
€389k▲
2024 · €141k
Income taxes
€24k▼
2024 · €58k
Staff costs
€190k▼
2024 · €208k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.00M€1.05M▲
Fixed assets21/28€26k€34k▲
Tangible fixed assets22/27€26k€34k▲
Land and buildings22€917€416▼
Plant, machinery and equipment23€14k€26k▲
Furniture and vehicles24€11k€8k▼
Financial fixed assets28€180€180=
Current assets29/58€975k€1.01M▲
Stocks and contracts in progress3€280k€360k▲
Stocks30/36€280k€360k▲
Amounts receivable within one year40/41€515k€320k▼
Trade receivables40€485k€290k▼
Other amounts receivable41€30k€30k=
Cash at bank and in hand54/58€167k€326k▲
Deferred charges and accrued income490/1€14k€6k▼
Equity and liabilities
Total equity and liabilities10/49€1.00M€1.05M▲
Equity10/15€617k€657k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€596k€637k▲
Amounts payable17/49€384k€389k▲
Amounts payable after more than one year17€244k-
Financial debts170/4€244k-
Amounts payable within one year42/48€141k€389k▲
Current portion of amounts payable after more than one year42€86k-
Trade debts44€17k€313k▲
Suppliers440/4€17k€313k▲
Taxes, remuneration and social security45€26k€36k▲
Taxes450/3-€7k
Remuneration and social security454/9€26k€29k▲
Other amounts payable47/48€12k€40k▲
Income statement
Code20242025
Remuneration, social security and pensions62€208k€190k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€8k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€317k€266k▼
Operating profit (loss)9901€100k€67k▼
Financial income75/76B€156€480▲
Recurring financial income75€156€480▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€96k€64k▼
Income taxes67/77€58k€24k▼
Profit (loss) for the period9904€38k€40k▲
Profit (loss) for the period to be appropriated9905€38k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€596k€637k▲
Profit (loss) brought forward from the previous period14P€558k€596k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial
Highest result since 2018net €171k ▲136%
Operating result €174k, net result €171k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 22.24
Current ratio from 5.30 to 22.24; short-term debt falls from €111k to €32k.
31-12
Financial
Equity above €500kEq €579k ▲42.1%
6 profitable years in a row build equity to €579k.
17-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ernest Allardstraat 381000 BrusselGround area
124 m²
Building footprint
124 m²
Volume, LiDAR
2,164 m³
Parcel 21808H0870/00K000, Brussels · tallest building 20.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Ernest Allardstraat 38, 1000 Brussel
since 19982.131.272.716
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21808H0870/00K000 | Brussels | 124 m² | 1 · 124 m² | 20.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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contius foundation
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Of 248 companies in sector 32200 we hold annual accounts for 47. 26 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-10-1998
Fiscal year end31-12
Activities, NACEBEL
32200Other manufacturing
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.