François Louis W.D.D.
ActiveSummary
François Louis W.D.D. has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €466k and a net result of €39k. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+8
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 22.29 against 34.0 in 2024; short-term debt: 4.4% and cash: 68.3% of total assets), and 4.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.6%
Return on assets
8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
on the day
2023
19 d early
2022
56 d early
2021
51 d early
2020
74 d early
2019
57 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€466k▼ 17.4%
2024 · €564k
2018: €411k
2019: €462k
2020: €501k
2022: €543k
2023: €555k
2024: €564k
2018 → 2025
Total assets
€488k▼ 16.1%
2024 · €581k
2018: €446k
2019: €488k
2020: €526k
2022: €562k
2023: €570k
2024: €581k
2018 → 2025
Net result
€39k▲ 337%
2024 · €9k
2018: €55k
2019: €52k
2020: €39k
2022: €9k
2023: €12k
2024: €9k
2018 → 2025
Working capital
€457k▼ 16.9%
2024 · €549k
2018: €352k
2019: €419k
2020: €473k
2022: €528k
2023: €536k
2024: €549k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€501k-€543k▲ 8.4%€555k▲ 2.2%€564k▲ 1.6%€466k▼ 17.4%
Operating result€60k-€14k▼ 77.3%€17k▲ 21.1%€11k▼ 34.4%€56k▲ 417%
Net result€39k-€9k▼ 76.9%€12k▲ 34.0%€9k▼ 26.0%€39k▲ 337%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 417% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €488k
Fixed assets
€9k ▼ 37.1%
Current assets
€478k ▼ 15.5%
Equity and liabilities €488k
Equity
€466k ▼ 17.4%
Debt
€21k ▲ 28.9%
Debt's share of the balance-sheet total rises from 2.9% to 4.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€62k▲
2024 · €16k
Cash flow
€44k▲
2024 · €14k
Current ratio
22.29▼
2024 · 34.00
Quick ratio
15.96▼
2024 · 26.29
Debt to equity
0.05▲
2024 · 0.03
ROE
8.4%▲
2024 · 1.6%
ROA
8.0%▲
2024 · 1.5%
Interest coverage
190.52▲
2024 · 68.99
Debt ≤ 1 year
€21k▲
2024 · €17k
Income taxes
€19k▲
2024 · €4k
Staff costs
€15k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€581k€488k▼
Fixed assets21/28€15k€9k▼
Tangible fixed assets22/27€14k€9k▼
Plant, machinery and equipment23€7k€4k▼
Furniture and vehicles24€828€464▼
Other tangible fixed assets26€7k€5k▼
Financial fixed assets28€190€190=
Current assets29/58€566k€478k▼
Amounts receivable after more than one year29€125k-
Other amounts receivable291€125k-
Stocks and contracts in progress3€128k€136k▲
Stocks30/36€128k€136k▲
Amounts receivable within one year40/41€37k€4k▼
Trade receivables40€313€2k▲
Other amounts receivable41€37k€2k▼
Cash at bank and in hand54/58€270k€333k▲
Deferred charges and accrued income490/1€6k€6k▲
Equity and liabilities
Total equity and liabilities10/49€581k€488k▼
Equity10/15€564k€466k▼
Contributions10/11€81k€81k=
Reserves13€478k€380k▼
Distributable reserves133€478k€380k▼
Profit (loss) carried forward14€6k€6k▲
Amounts payable17/49€17k€21k▲
Amounts payable within one year42/48€17k€21k▲
Current portion of amounts payable after more than one year42-€5k
Trade debts44€7k€4k▼
Suppliers440/4€7k€4k▼
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€640€818▲
Remuneration and social security454/9€2k€2k▼
Other amounts payable47/48€7k€10k▲
Income statement
Code20242025
Non-recurring operating income76A-€736
Remuneration, social security and pensions62€15k€15k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Other operating charges640/8€387€751▲
Non-recurring operating charges66A-€72
Gross operating margin9900€32k€78k▲
Operating profit (loss)9901€11k€56k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€236€323▲
Recurring financial charges65€236€323▲
Profit (loss) for the period before taxes9903€13k€58k▲
Income taxes67/77€4k€19k▲
Profit (loss) for the period9904€9k€39k▲
Profit (loss) for the period to be appropriated9905€9k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€45k▲
Profit (loss) brought forward from the previous period14P€6k€6k▲
Transfer from equity791/2-€137k
Transfer to equity691/2€9k€39k▲
To other reserves6921€9k€39k▲
Profit to be distributed694/7-€137k
Return on contributions (dividend)694-€137k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €9k ▼26%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €500kEq €501k ▲8.4%
3 profitable years in a row build equity to €501k.
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
06-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braives · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Presbytère 114260 BraivesGround area
39 m²
Building footprint
46 m²
Volume, LiDAR
232 m³
Parcel 64017A0574/00E000, Wallonia · tallest building 6.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FRANCOIS LOUIS WDD
since 20092.176.806.001
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64017A0574/00E000 | Wallonia | 39 m² | 1 · 45 m² | 6.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VAN AMMERS
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Of 1,170 companies in sector 46499 we hold annual accounts for 743. 551 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-02-2009
Fiscal year end31-12
Activities, NACEBEL 2025
32200Other manufacturing
46499Wholesale of other household goods
33190Repair, maintenance and installation of machinery and equipment
47690Retail sale of other cultural and recreation goods
47793Retail sale of other second-hand goods, excluding clothing
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.