OXFIMMO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €959k and a net result of €25k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 83% of 5498 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
123 d early
2024
99 d early
2023
92 d early
2022
118 d early
2021
81 d early
2020
32 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€959k▼ 7.3%
2024 · €1.03M
2018: €1.26M
2019: €903k
2020: €951k
2021: €1.03M
2022: €1.07M
2023: €1.03M
2024: €1.03M
2018 → 2025
Net result
€25k▼ 34.1%
2024 · €38k
2018: €35k
2019: €34k
2020: €48k
2021: €83k
2022: €41k
2023: €40k
2024: €38k
2018 → 2025
Total assets
€1.09M▼ 4.2%
2024 · €1.13M
2018: €1.50M
2019: €1.42M
2020: €1.24M
2021: €1.33M
2022: €1.17M
2023: €1.10M
2024: €1.13M
2018 → 2025
Solvency
88.4%▼ 2.9pp
2024 · 91.2%
2018: 83.7%
2019: 63.5%
2020: 76.8%
2021: 77.5%
2022: 91.7%
2023: 93.8%
2024: 91.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.03M-€1.07M▲ 3.9%€1.03M▼ 3.8%€1.03M=€959k▼ 7.3%
Operating result€108k-€57k▼ 47.3%€55k▼ 2.4%€50k▼ 9.8%€35k▼ 30.5%
Net result€83k-€41k▼ 51.4%€40k▼ 2.1%€38k▼ 4.8%€25k▼ 34.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 30% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.09M
Fixed assets
€776k▼ 11.6%
Current assets
€309k▲ 21.1%
Equity and liabilities €1.09M
Equity
€959k▼ 7.3%
Debt
€126k▲ 27.2%
The debt ratio rises from 8.8% to 11.6%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
88.4%▼
2024 · 91.2%
ROE
2.6%▼
2024 · 3.7%
ROA
2.3%▼
2024 · 3.3%
Debt
€126k▲
2024 · €99k
Debt ≤ 1 year
€126k▲
2024 · €86k
Debt > 1 year
€0▼
2024 · €13k
Income taxes
€10k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.13M€1.09M▼
Fixed assets21/28€878k€776k▼
Tangible fixed assets22/27€878k€776k▼
Land and buildings22€845k€762k▼
Plant, machinery and equipment23€1k€585▼
Furniture and vehicles24€32k€14k▼
Current assets29/58€255k€309k▲
Amounts receivable within one year40/41€29k€55k▲
Trade receivables40€16k€41k▲
Other amounts receivable41€13k€14k▲
Current investments50/53€100k€0▼
Cash at bank and in hand54/58€125k€251k▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.13M€1.09M▼
Equity10/15€1.03M€959k▼
Contributions10/11€153k€153k=
Reserves13€881k€806k▼
Tax-exempt reserves132€4k€4k=
Distributable reserves133€877k€802k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€99k€126k▲
Amounts payable after more than one year17€13k€0▼
Financial debts170/4€13k€0▼
Amounts payable within one year42/48€86k€126k▲
Current portion of amounts payable after more than one year42€16k€13k▼
Trade debts44€17k€968▼
Suppliers440/4€17k€968▼
Taxes, remuneration and social security45€925€428▼
Taxes450/3€925€428▼
Other amounts payable47/48€52k€111k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€102k€102k=
Other operating charges640/8€16k€17k▲
Gross operating margin9900€168k€154k▼
Operating profit (loss)9901€50k€35k▼
Financial income75/76B€2k€791▼
Recurring financial income75€2k€791▼
Financial charges65/66B€592€413▼
Recurring financial charges65€592€413▼
Profit (loss) for the period before taxes9903€51k€35k▼
Income taxes67/77€14k€10k▼
Profit (loss) for the period9904€38k€25k▼
Profit (loss) for the period to be appropriated9905€38k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€25k▼
Transfer from equity791/2€0€75k▲
Transfer to equity691/2€83€0▼
To other reserves6921€83€0▼
Profit to be distributed694/7€38k€100k▲
Return on contributions (dividend)694€38k€100k▲
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €25k ▼34.1%
Net result drops to €25k, the lowest in the series.
23-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
04-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity triplescurrent ratio 1.70
Current ratio from 0.62 to 1.70; short-term debt falls from €239k to €52k.
11-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €83k ▲75.7%
Operating result €108k, net result €83k, both a record.
31-12
Financial
Equity above €1MEq €1.03M ▲8.8%
4 profitable years in a row build equity to €1.03M.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groene Dreef(Rol) 318510 KortrijkGround area
1,144 m²
Building footprint
282 m²
Volume, LiDAR
1,396 m³
Parcel 34033C0218/00M000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OXFIMMO
since 20172.265.471.820
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34033C0218/00M000 | Flanders | 1,144 m² | 1 · 282 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 12,759 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-05-2017
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.