HUYFIN
ActiveHUYFIN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €959k and a net result of €239k. Equity is growing by ~26.1% per year across the filed fiscal years. Its solvency ranks better than 71% of 5495 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
16 d early
2024
20 d early
2023
44 d early
2022
20 d early
2021
38 d early
2020
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€959k▲ 33.2%
2024 · €720k
2020: €103k
2021: €254k
2022: €580k
2023: €749k
2024: €720k
2020 → 2025
Net result
€239k▲ 40.3%
2024 · €170k
2020: €83k
2021: €151k
2022: €346k
2023: €220k
2024: €170k
2020 → 2025
Total assets
€1.29M▼ 0.2%
2024 · €1.29M
2020: €1.16M
2021: €1.27M
2022: €1.55M
2023: €1.72M
2024: €1.29M
2020 → 2025
Solvency
74.3%▲ 18.7pp
2024 · 55.6%
2020: 8.9%
2021: 20.0%
2022: 37.3%
2023: 43.6%
2024: 55.6%
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€254k-€580k▲ 128%€749k▲ 29.3%€720k▼ 4.0%€959k▲ 33.2%
Operating result€29k-€65k▲ 124%€57k▼ 13.0%€115k▲ 102%€94k▼ 18.0%
Net result€151k-€346k▲ 129%€220k▼ 36.5%€170k▼ 22.4%€239k▲ 40.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.29M
Fixed assets
€1.13M▼ 1.0%
Current assets
€159k▲ 5.9%
Equity and liabilities €1.29M
Equity
€959k▲ 33.2%
Debt
€332k▼ 42.2%
The debt ratio falls from 44.4% to 25.7%: equity grows while debt is paid down.
Key figures and ratios
Solvency
74.3%▲
2024 · 55.6%
ROE
24.9%▲
2024 · 23.7%
ROA
18.5%▲
2024 · 13.2%
Debt
€332k▼
2024 · €574k
Debt ≤ 1 year
€91k▼
2024 · €285k
Debt > 1 year
€240k▼
2024 · €289k
Income taxes
€43k▲
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.29M€1.29M▼
Fixed assets21/28€1.14M€1.13M▼
Tangible fixed assets22/27€276k€264k▼
Land and buildings22€276k€264k▼
Financial fixed assets28€868k€868k=
Current assets29/58€150k€159k▲
Amounts receivable within one year40/41€30k€30k=
Trade receivables40€29k€29k=
Other amounts receivable41€1k€1k=
Cash at bank and in hand54/58€111k€117k▲
Deferred charges and accrued income490/1€10k€11k▲
Equity and liabilities
Total equity and liabilities10/49€1.29M€1.29M▼
Equity10/15€720k€959k▲
Contributions10/11€20k€20k=
Reserves13€270k€509k▲
Distributable reserves133€270k€509k▲
Profit (loss) carried forward14€430k€430k=
Amounts payable17/49€574k€332k▼
Amounts payable after more than one year17€289k€240k▼
Financial debts170/4€289k€240k▼
Amounts payable within one year42/48€285k€91k▼
Current portion of amounts payable after more than one year42€49k€49k▲
Financial debts43€13k€7k▼
Credit institutions430/8€13k€7k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€19k€30k▲
Taxes450/3€16k€27k▲
Remuneration and social security454/9€3k€3k▼
Other amounts payable47/48€200k€4k▼
Accrued charges and deferred income492/3€93-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k=
Other operating charges640/8€3k€4k▲
Gross operating margin9900€130k€110k▼
Operating profit (loss)9901€115k€94k▼
Financial income75/76B€101k€201k▲
Recurring financial income75€101k€201k▲
Financial charges65/66B€13k€13k▲
Recurring financial charges65€13k€13k▲
Profit (loss) for the period before taxes9903€203k€282k▲
Income taxes67/77€33k€43k▲
Profit (loss) for the period9904€170k€239k▲
Profit (loss) for the period to be appropriated9905€170k€239k▲
Appropriation of the result
Profit (loss) to be appropriated9906€730k€669k▼
Profit (loss) brought forward from the previous period14P€560k€430k▼
Transfer to equity691/2€100k€239k▲
To other reserves6921€100k€239k▲
Profit to be distributed694/7€200k-
Return on contributions (dividend)694€200k-
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity triplescurrent ratio 1.74
Current ratio from 0.53 to 1.74; short-term debt falls from €285k to €91k.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2020net €346k ▲129%
Net result €346k, the highest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 4.97
Current ratio from 1.30 to 4.97.
31-12
Financial
Equity above €500kEq €580k ▲128%
3 profitable years in a row build equity to €580k.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Liquidity triplescurrent ratio 1.30
Current ratio from 0.41 to 1.30.
31-12
Financial
Equity above €200kEq €254k ▲146%
2 profitable years in a row build equity to €254k.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huy · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Ch. et L. Godin 54500 Huy1 establishment unit
HUYFIN
since 20202.297.200.520
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Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 12,726 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-12-2019
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filings
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.