OVAD Management
ActiveOVAD Management has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €678k and a net result of €79k. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 56% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+4
Solvency87▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity tight (current ratio 1.08 against 0.79 in 2024; short-term debt: 8.5% of total assets), and 38% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62%
Return on assets
7.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
71 d early
2024
66 d early
2023
76 d early
2022
70 d early
2021
59 d early
2020
75 d early
2019
87 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€678k▲ 13.2%
2024 · €599k
2018: €258k
2019: €294k
2020: €319k
2021: €383k
2022: €470k
2023: €545k
2024: €599k
2018 → 2025
Total assets
€1.09M▼ 11.6%
2024 · €1.24M
2018: €497k
2019: €486k
2020: €501k
2021: €799k
2022: €877k
2023: €907k
2024: €1.24M
2018 → 2025
Net result
€79k▲ 46.2%
2024 · €54k
2018: €23k
2019: €36k
2020: €25k
2021: €63k
2022: €87k
2023: €76k
2024: €54k
2018 → 2025
Working capital
€8k
2024 · €-64k
2018: €-41k
2019: €-22k
2020: €-7k
2021: €-20k
2022: €14k
2023: €61k
2024: €-64k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€383k-€470k▲ 22.8%€545k▲ 16.1%€599k▲ 9.9%€678k▲ 13.2%
Operating result€102k-€138k▲ 35.6%€123k▼ 10.7%€91k▼ 26.2%€127k▲ 39.8%
Net result€63k-€87k▲ 37.5%€76k▼ 13.3%€54k▼ 28.6%€79k▲ 46.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 40% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.09M
Fixed assets
€993k▼ 0.9%
Current assets
€100k▼ 57.3%
Equity and liabilities €1.09M
Equity
€678k▲ 13.2%
Debt
€415k▼ 34.9%
The debt ratio falls from 51.5% to 38.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€136k▲
2024 · €103k
Cash flow
€88k▲
2024 · €66k
Solvency
62.0%▲
2024 · 48.5%
Current ratio
1.08▲
2024 · 0.79
Quick ratio
1.08▲
2024 · 0.79
Debt / equity
0.61▼
2024 · 1.06
ROE
11.6%▲
2024 · 9.0%
ROA
7.2%▲
2024 · 4.4%
Interest coverage
13.89▲
2024 · 13.14
Debt
€415k▼
2024 · €637k
Debt ≤ 1 year
€92k▼
2024 · €298k
Debt > 1 year
€322k▼
2024 · €339k
Income taxes
€39k▲
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.24M€1.09M▼
Fixed assets21/28€1.00M€993k▼
Tangible fixed assets22/27€22k€13k▼
Furniture and vehicles24€22k€13k▼
Financial fixed assets28€980k€980k=
Current assets29/58€234k€100k▼
Amounts receivable within one year40/41€6k€6k=
Trade receivables40€0-
Other amounts receivable41€6k€6k=
Current investments50/53€226k€91k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.24M€1.09M▼
Equity10/15€599k€678k▲
Contributions10/11€14k€14k=
Outside capital11€14k€14k=
Other1109/19€14k€14k=
Reserves13€565k€642k▲
Distributable reserves133€565k€642k▲
Profit (loss) carried forward14€20k€22k▲
Amounts payable17/49€637k€415k▼
Amounts payable after more than one year17€339k€322k▼
Financial debts170/4€243k€177k▼
Other amounts payable178/9€96k€146k▲
Amounts payable within one year42/48€298k€92k▼
Current portion of amounts payable after more than one year42€36k€49k▲
Trade debts44€235k€3k▼
Suppliers440/4€235k€3k▼
Taxes, remuneration and social security45€6k€15k▲
Taxes450/3€6k€15k▲
Other amounts payable47/48€21k€25k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€9k▼
Other operating charges640/8€805€711▼
Gross operating margin9900€104k€137k▲
Operating profit (loss)9901€91k€127k▲
Financial income75/76B€1€1▲
Recurring financial income75€1€1▲
Financial charges65/66B€8k€10k▲
Recurring financial charges65€8k€10k▲
Profit (loss) for the period before taxes9903€83k€118k▲
Income taxes67/77€29k€39k▲
Profit (loss) for the period9904€54k€79k▲
Profit (loss) for the period to be appropriated9905€54k€79k▲
Appropriation of the result
Profit (loss) to be appropriated9906€72k€99k▲
Profit (loss) brought forward from the previous period14P€19k€20k▲
Transfer to equity691/2€52k€78k▲
To other reserves6921€52k€78k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500kEq €545k ▲16.1%
6 profitable years in a row build equity to €545k.
22-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €87k ▲37.5%
Operating result €138k, net result €87k, both a record.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Arthur Snaps 691390 Grez-DoiceauGround area
1,814 m²
Building footprint
107 m²
Volume, LiDAR
830 m³
Parcel 25012A0155/00E003, Wallonia · tallest building 9.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
OVAD Management
since 20112.201.991.456
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25012A0155/00E003 | Wallonia | 1,814 m² | 1 · 107 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 31,866 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-07-2011
Fiscal year end31-12
Abbreviation FR
OVADM
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64999Other financial services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.