GESTION BIENS ET SERVICES
ActiveGESTION BIENS ET SERVICES has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €678k and a net result of €12k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 83% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+11
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 4.04 against 4.03 in 2024; short-term debt: 8.7% and cash: 15.1% of total assets), and 14.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.3%
Return on assets
1.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
4 d early
2022
2 d late
2021
16 d early
2020
on the day
2019
128 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
2021 · €0
2018: €0
2019: €0
2020: €0
2021: €0
2018 → 2022
EBIT margin
Not included in this filing
Net result
€12k
2024 · €-55k
2018: €26k
2019: €2k
2020: €625
2021: €3k
2022: €2k
2023: €227k
2024: €-55k
2018 → 2025
Working capital
€210k▲ 11.6%
2024 · €188k
2018: €244k
2019: €264k
2020: €274k
2021: €295k
2022: €317k
2023: €584k
2024: €188k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0-€0
Equity€539k-€529k▼ 1.7%€745k▲ 40.7%€678k▼ 9.0%€678k=
Operating result€-13k-€-10k▲ 21.7%€212k€-9k€-1k▲ 88.7%
Net result€3k-€2k▼ 33.1%€227k▲ 9,849%€-55k€12k
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €9k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €795k
Fixed assets
€516k▼ 9.5%
Current assets
€279k▲ 11.5%
Equity and liabilities €795k
Equity
€678k=
Provisions
€8k▼ 33.3%
Debt
€109k▼ 16.4%
The debt ratio falls from 15.9% to 13.7%. Debt is lower.
Key figures and ratios
EBITDA
€63k▲
2024 · €49k
Cash flow
€75k▲
2024 · €3k
Solvency
85.3%▲
2024 · 82.6%
Current ratio
4.04▲
2024 · 4.03
Quick ratio
4.04▲
2024 · 4.03
Debt / equity
0.16▼
2024 · 0.19
ROE
1.7%▲
2024 · -8.1%
ROA
1.5%▲
2024 · -6.7%
Interest coverage
18.22▼
2024 · 23.76
Debt
€109k▼
2024 · €131k
Debt ≤ 1 year
€69k▲
2024 · €62k
Debt > 1 year
€38k▼
2024 · €68k
Income taxes
€2k▼
2024 · €64k
Staff costs
€71k▼
2024 · €72k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€820k€795k▼
Fixed assets21/28€570k€516k▼
Tangible fixed assets22/27€318k€263k▼
Land and buildings22€316k€263k▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€1k€905▼
Financial fixed assets28€253k€253k=
Current assets29/58€250k€279k▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€180k€156k▼
Trade receivables40€50k€56k▲
Other amounts receivable41€130k€100k▼
Current investments50/53€0-
Cash at bank and in hand54/58€67k€120k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€820k€795k▼
Equity10/15€678k€678k=
Contributions10/11€19k€19k=
Reserves13€37k€25k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€35k€23k▼
Profit (loss) carried forward14€622k€634k▲
Provisions and deferred taxes16€12k€8k▼
Deferred taxes168€12k€8k▼
Amounts payable17/49€131k€109k▼
Amounts payable after more than one year17€68k€38k▼
Financial debts170/4€68k€38k▼
Amounts payable within one year42/48€62k€69k▲
Current portion of amounts payable after more than one year42€29k€29k▲
Trade debts44€13k€19k▲
Suppliers440/4€13k€19k▲
Taxes, remuneration and social security45€20k€21k▲
Taxes450/3€8k€9k▲
Remuneration and social security454/9€13k€11k▼
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€700€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€72k€71k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€64k▲
Other operating charges640/8€12k€10k▼
Gross operating margin9900€134k€144k▲
Operating profit (loss)9901€-9k€-1k▲
Financial income75/76B€5k€2k▼
Recurring financial income75€5k€2k▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€-7k€-2k▲
Transfer from deferred taxes780€16k€16k=
Income taxes67/77€64k€2k▼
Profit (loss) for the period9904€-55k€12k▲
Profit (loss) for the period to be appropriated9905€-55k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€622k€634k▲
Profit (loss) brought forward from the previous period14P€677k€622k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-55k ▼124%
Net result drops to €-55k, the lowest in the series; recovery starts the following year.
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €227k ▲9849%
Operating result €212k, net result €227k, both a record.
30-09
Financial
Liquidity doublescurrent ratio 11.63
Current ratio from 5.11 to 11.63; short-term debt falls from €77k to €55k.
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
14-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
24-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
27-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 27 days late
2018
02-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 2 days late
2017
02-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soumagne · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Reux(MEL) 134633 SoumagneGround area
9,138 m²
Building footprint
220 m²
Volume, LiDAR
1,612 m³
Parcel 62069C0144/00G000, Wallonia · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Reux(MEL) 13, 4633 Soumagne
since 19962.062.840.602
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62069C0144/00G000 | Wallonia | 9,138 m² | 1 · 220 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 31,869 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-02-1993
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.