OSTEOSERV
ActiveSummary
OSTEOSERV has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €325k and a net result of €33k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 82% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-4
Solvency98▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 7.84 against 5.79 in 2024; short-term debt: 5.3% and cash: 30.1% of total assets), and 26.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.4%
Return on assets
7.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
30 d early
2023
30 d early
2022
28 d early
2021
30 d early
2020
30 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€325k▲ 11.4%
2024 · €292k
2018: €164k
2019: €196k
2020: €219k
2021: €200k
2022: €238k
2023: €282k
2024: €292k
2018 → 2025
Total assets
€443k▲ 2.7%
2024 · €431k
2018: €419k
2019: €427k
2020: €435k
2021: €404k
2022: €423k
2023: €440k
2024: €431k
2018 → 2025
Net result
€33k▼ 28.7%
2024 · €46k
2018: €20k
2019: €33k
2020: €23k
2021: €14k
2022: €39k
2023: €44k
2024: €46k
2018 → 2025
Working capital
€159k▲ 22.5%
2024 · €130k
2018: €43k
2019: €59k
2020: €74k
2021: €60k
2022: €79k
2023: €122k
2024: €130k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€200k-€238k▲ 19.3%€282k▲ 18.5%€292k▲ 3.3%€325k▲ 11.4%
Operating result€55k-€56k▲ 1.9%€65k▲ 15.9%€68k▲ 4.7%€49k▼ 26.9%
Net result€14k-€39k▲ 174%€44k▲ 14.4%€46k▲ 5.4%€33k▼ 28.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €443k
Fixed assets
€260k ▼ 5.0%
Current assets
€183k ▲ 16.2%
Equity and liabilities €443k
Equity
€325k ▲ 11.4%
Debt
€118k ▼ 15.3%
Debt's share of the balance-sheet total falls from 32.3% to 26.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€63k▼
2024 · €84k
Cash flow
€47k▼
2024 · €63k
Current ratio
7.84▲
2024 · 5.79
Debt to equity
0.36▼
2024 · 0.48
ROE
10.2%▼
2024 · 15.9%
ROA
7.5%▼
2024 · 10.8%
Interest coverage
29.55▼
2024 · 40.06
Debt ≤ 1 year
€23k▼
2024 · €27k
Debt > 1 year
€95k▼
2024 · €112k
Income taxes
€15k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€431k€443k▲
Fixed assets21/28€274k€260k▼
Tangible fixed assets22/27€274k€260k▼
Land and buildings22€261k€253k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€7k€3k▼
Current assets29/58€157k€183k▲
Amounts receivable within one year40/41€12k€2k▼
Trade receivables40€10k-
Other amounts receivable41€3k€2k▼
Current investments50/53€41k€47k▲
Cash at bank and in hand54/58€103k€133k▲
Deferred charges and accrued income490/1€962-
Equity and liabilities
Total equity and liabilities10/49€431k€443k▲
Equity10/15€292k€325k▲
Contributions10/11€7k€7k=
Reserves13€285k€318k▲
Distributable reserves133€285k€318k▲
Amounts payable17/49€139k€118k▼
Amounts payable after more than one year17€112k€95k▼
Financial debts170/4€112k€95k▼
Amounts payable within one year42/48€27k€23k▼
Current portion of amounts payable after more than one year42€17k€17k=
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€5k€2k▼
Taxes450/3€5k€2k▼
Other amounts payable47/48€1k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€14k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€86k€66k▼
Operating profit (loss)9901€68k€49k▼
Financial income75/76B€1k€582▼
Recurring financial income75€1k€582▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€67k€48k▼
Income taxes67/77€20k€15k▼
Profit (loss) for the period9904€46k€33k▼
Profit (loss) for the period to be appropriated9905€46k€33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€33k▼
Transfer from equity791/2€37k-
Transfer to equity691/2€46k€33k▼
To other reserves6921€46k€33k▼
Profit to be distributed694/7€37k-
Return on contributions (dividend)694€37k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €46k ▲5.4%
Operating result €68k, net result €46k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €238k ▲19.3%
5 profitable years in a row build equity to €238k.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €14k ▼38.4%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €219k ▲11.6%
3 profitable years in a row build equity to €219k.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kinrooi · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterstraat(Kin) 253640 KinrooiGround area
2,030 m²
Building footprint
292 m²
Volume, LiDAR
1,378 m³
Parcel 72018B0419/00G003, Flanders · tallest building 9.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
OSTEOSERV
since 20042.302.058.735
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72018B0419/00G003 | Flanders | 2,030 m² | 1 · 292 m² | 9.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 407 EUR awarded · 407 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 407 EUR | 407 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
MAUDENS JEROEN
BE 0884.829.347
Sint-Genesius-Rode · Eq €324,786
FALIPHARMA
BE 0422.990.373
Sambreville · Eq €324,777
PHARMACIE MARIE-ANNE LEFEBURE
BE 0827.755.141
Sint-Pieters-Woluwe · Eq €324,897
STEVENS PHARMA
BE 0442.284.960
Wezembeek-Oppem · Eq €324,659
APOTHEEK DE LOORE ZWEVEZELE
BE 0898.945.619
Wingene · Eq €325,065
Of 5,220 companies in sector 47730 we hold annual accounts for 3,861. 3,486 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2004
Fiscal year end31-12
Activities, NACEBEL 2025
47730Retail sale of pharmaceutical products
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.