Optiek Synhaeve
ActiveSummary
Optiek Synhaeve has been active since 1980 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.50M and a net result of €640k. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 74% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+1
Solvency87▼-11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €190k at 30 days acceptable
Liquidity ample (current ratio 2.07 against 2.88 in 2024; short-term debt: 38.5% and cash: 13.8% of total assets), and 38.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.5%
Return on assets
15.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
37 d early
2023
55 d late
2022
57 d late
2021
53 d late
2020
87 d late
2019
101 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.50M▼ 11.0%
2024 · €2.80M
2018: €1.45M
2019: €1.52M
2020: €1.67M
2021: €2.02M
2022: €2.40M
2023: €2.56M
2024: €2.80M
2018 → 2025
Total assets
€4.06M▲ 6.3%
2024 · €3.82M
2018: €2.30M
2019: €3.06M
2020: €2.94M
2021: €3.49M
2022: €3.61M
2023: €3.54M
2024: €3.82M
2018 → 2025
Net result
€640k▲ 13.1%
2024 · €566k
2018: €320k
2019: €229k
2020: €316k
2021: €505k
2022: €546k
2023: €414k
2024: €566k
2018 → 2025
Working capital
€1.67M▼ 12.5%
2024 · €1.91M
2018: €833k
2019: €638k
2020: €615k
2021: €1.14M
2022: €1.68M
2023: €1.73M
2024: €1.91M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.02M-€2.40M▲ 19.1%€2.56M▲ 6.5%€2.80M▲ 9.6%€2.50M▼ 11.0%
Operating result€673k-€732k▲ 8.7%€601k▼ 17.9%€777k▲ 29.2%€916k▲ 17.9%
Net result€505k-€546k▲ 8.1%€414k▼ 24.1%€566k▲ 36.5%€640k▲ 13.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 18% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.06M
Fixed assets
€826k ▼ 7.8%
Current assets
€3.23M ▲ 10.6%
Equity and liabilities €4.06M
Equity
€2.50M ▼ 11.0%
Provisions
€0 ▼ 100%
Debt
€1.56M ▲ 54.1%
Debt's share of the balance-sheet total rises from 26.5% to 38.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€1.01M▲
2024 · €884k
Cash flow
€735k▲
2024 · €673k
Current ratio
2.07▼
2024 · 2.88
Quick ratio
1.98▼
2024 · 2.76
Debt to equity
0.63▲
2024 · 0.36
ROE
25.6%▲
2024 · 20.2%
ROA
15.8%▲
2024 · 14.8%
Interest coverage
18.62▲
2024 · 15.24
Debt ≤ 1 year
€1.56M▲
2024 · €1.01M
Income taxes
€298k▲
2024 · €188k
Staff costs
€240k▲
2024 · €235k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.82M€4.06M▲
Fixed assets21/28€896k€826k▼
Tangible fixed assets22/27€896k€826k▼
Land and buildings22€755k€710k▼
Plant, machinery and equipment23€20k€10k▼
Furniture and vehicles24€121k€105k▼
Current assets29/58€2.92M€3.23M▲
Stocks and contracts in progress3€127k€147k▲
Stocks30/36€127k€147k▲
Amounts receivable within one year40/41€38k€81k▲
Trade receivables40€38k€81k▲
Other amounts receivable41-€42
Current investments50/53€2.42M€2.44M▲
Cash at bank and in hand54/58€333k€559k▲
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€3.82M€4.06M▲
Equity10/15€2.80M€2.50M▼
Contributions10/11€19k€19k=
Reserves13€2.79M€2.48M▼
Tax-exempt reserves132€57k€56k▼
Distributable reserves133€2.73M€2.42M▼
Profit (loss) carried forward14-€0
Provisions and deferred taxes16€130€0▼
Deferred taxes168€130€0▼
Amounts payable17/49€1.01M€1.56M▲
Amounts payable within one year42/48€1.01M€1.56M▲
Trade debts44€206k€64k▼
Suppliers440/4€206k€64k▼
Taxes, remuneration and social security45€268k€336k▲
Taxes450/3€208k€283k▲
Remuneration and social security454/9€60k€53k▼
Other amounts payable47/48€539k€1.16M▲
Accrued charges and deferred income492/3€123€0▼
Income statement
Code20242025
Non-recurring operating income76A-€8k
Remuneration, social security and pensions62€235k€240k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€107k€96k▼
Other operating charges640/8€8k€11k▲
Non-recurring operating charges66A€300-
Gross operating margin9900€1.13M€1.26M▲
Operating profit (loss)9901€777k€916k▲
Financial income75/76B€33k€76k▲
Recurring financial income75€33k€76k▲
Financial charges65/66B€58k€54k▼
Recurring financial charges65€58k€54k▼
Profit (loss) for the period before taxes9903€752k€938k▲
Transfer from deferred taxes780€2k€130▼
Income taxes67/77€188k€298k▲
Profit (loss) for the period9904€566k€640k▲
Transfer from tax-exempt reserves789€5k€369▼
Profit (loss) for the period to be appropriated9905€571k€640k▲
Appropriation of the result
Profit (loss) to be appropriated9906€571k€640k▲
Transfer from equity791/2€160k€948k▲
Transfer to equity691/2€411k€640k▲
To other reserves6921€411k€640k▲
Profit to be distributed694/7€320k€948k▲
Return on contributions (dividend)694€160k€948k▲
Directors or managers695€160k€0▼
Social balance
Average headcount (FTE)90874.54.5=
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 18 days late
2025
31-12
Financial
Highest result since 2018net €640k ▲13.1%
Operating result €916k, net result €640k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 55 days late
2023
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 57 days late
2022
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 53 days late
2021
31-12
Financial
Equity above €2MEq €2.02M ▲20.6%
4 profitable years in a row build equity to €2.02M.
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 87 days late
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 101 days late
2019
31-12
Financial
Weakest financial yearnet €229k ▼28.5%
Net result drops to €229k, the lowest in the series; recovery starts the following year.
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 57 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 59 days late
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 1980
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beukenhofstraat 218570 AnzegemGround area
3,679 m²
Building footprint
1,263 m²
Volume, LiDAR
12,762 m³
2 parcels, Flanders · tallest building 16.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Vichteplaats 49, 8570 Anzegem
since 19802.018.603.949
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34038B0275/00L006 | Flanders | 2,405 m² | 1 · 317 m² | 7.3 m · 1 fl. |
| 34038B0105/00S000 | Flanders | 1,274 m² | 1 · 946 m² | 16.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,730 companies in sector 47742 we hold annual accounts for 1,138. 342 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-12-1980
Fiscal year end31-12
Activities, NACEBEL 2025
47742Retail sale of prescription glasses, lenses and sunglasses
Sources
Crossroads Bank for EnterprisesNational Bank · 44 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.