Binoptics
ActiveSummary
Binoptics has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.50M and a net result of €516k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 66% of 2008 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+5
Solvency85▼-15
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170k at 30 days acceptable
Liquidity tight (current ratio 1.42 against 4.01 in 2024; short-term debt: 39.2% and cash: 9.9% of total assets), and 39.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.5%
Return on assets
12.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
2 d early
2023
29 d late
2022
89 d late
2021
131 d late
2020
90 d late
2019
119 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€516k▲ 1,808%
2024 · €27k
2018: €199k
2019: €-79k
2020: €200k
2021: €-41k
2022: €-130k
2023: €80k
2024: €27k
2018 → 2025
Working capital
€679k▼ 35.7%
2024 · €1.06M
2018: €517k
2019: €474k
2020: €739k
2021: €566k
2022: €519k
2023: €609k
2024: €1.06M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€947k-€817k▼ 13.7%€898k▲ 9.8%€1.65M▲ 83.9%€2.50M▲ 51.6%
Operating result€65k-€-131k€98k€24k▼ 75.2%€862k▲ 3,449%
Net result€-41k-€-130k▼ 218%€80k€27k▼ 66.4%€516k▲ 1,808%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 3,449% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.14M
Fixed assets
€1.84M ▲ 209%
Current assets
€2.30M ▲ 63.7%
Equity and liabilities €4.14M
Equity
€2.50M ▲ 51.6%
Debt
€1.64M ▲ 366%
Debt's share of the balance-sheet total rises from 17.5% to 39.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.18M▲
2024 · €101k
Cash flow
€832k▲
2024 · €103k
Current ratio
1.42▼
2024 · 4.01
Quick ratio
0.74▼
2024 · 3.97
Debt to equity
0.65▲
2024 · 0.21
ROE
20.6%▲
2024 · 1.6%
ROA
12.5%▲
2024 · 1.4%
Interest coverage
4.92▼
2024 · 19.98
Debt ≤ 1 year
€1.62M▲
2024 · €351k
Debt > 1 year
€13k
Income taxes
€159k▲
2024 · €691
Staff costs
€623k▲
2024 · €57k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.00M€4.14M▲
Fixed assets21/28€595k€1.84M▲
Intangible fixed assets21€71k€374k▲
Tangible fixed assets22/27€346k€1.28M▲
Plant, machinery and equipment23€309k€432k▲
Furniture and vehicles24€38k€69k▲
Leasing and similar rights25-€21k
Other tangible fixed assets26-€763k
Financial fixed assets28€178k€178k▲
Current assets29/58€1.41M€2.30M▲
Stocks and contracts in progress3€15k€1.11M▲
Stocks30/36€15k€1.11M▲
Amounts receivable within one year40/41€1.33M€728k▼
Trade receivables40€1.20M€287k▼
Other amounts receivable41€132k€441k▲
Cash at bank and in hand54/58€19k€411k▲
Deferred charges and accrued income490/1€39k€57k▲
Equity and liabilities
Total equity and liabilities10/49€2.00M€4.14M▲
Equity10/15€1.65M€2.50M▲
Contributions10/11€1.42M€1.76M▲
Reserves13€40k€40k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€40k€40k=
Profit (loss) carried forward14€187k€702k▲
Amounts payable17/49€351k€1.64M▲
Amounts payable after more than one year17-€13k
Financial debts170/4-€13k
Amounts payable within one year42/48€351k€1.62M▲
Current portion of amounts payable after more than one year42-€7k
Trade debts44€313k€1.14M▲
Suppliers440/4€313k€1.14M▲
Advances received on contracts in progress46€9k€27k▲
Taxes, remuneration and social security45€28k€448k▲
Taxes450/3€23k€382k▲
Remuneration and social security454/9€5k€66k▲
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€23€0▼
Income statement
Code20242025
Non-recurring operating income76A-€70k
Remuneration, social security and pensions62€57k€623k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€76k€317k▲
Other operating charges640/8€13k€52k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€171k€1.85M▲
Operating profit (loss)9901€24k€862k▲
Financial income75/76B€8k€52k▲
Recurring financial income75€8k€52k▲
Financial charges65/66B€5k€240k▲
Recurring financial charges65€5k€240k▲
Profit (loss) for the period before taxes9903€28k€674k▲
Income taxes67/77€691€159k▲
Profit (loss) for the period9904€27k€516k▲
Profit (loss) for the period to be appropriated9905€27k€516k▲
Appropriation of the result
Profit (loss) to be appropriated9906€187k€702k▲
Profit (loss) brought forward from the previous period14P€160k€187k▲
Social balance
Average headcount (FTE)90877.012.1▲
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €516k ▲1808%
Operating result €862k, net result €516k, both a record.
31-12
Financial
Equity above €2MEq €2.50M ▲51.6%
3 profitable years in a row build equity to €2.50M.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €1MEq €1.65M ▲83.9%
2 profitable years in a row build equity to €1.65M.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-12
Financial
Back to profitnet €80k
Net result €80k after 2 loss-making years.
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 89 days late
2022
31-12
Financial
Weakest financial yearnet €-130k
Net result drops to €-130k, the lowest in the series; recovery starts the following year.
09-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 131 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 90 days late
2020
31-12
Financial
Back to profitnet €200k
Net result €200k after one loss-making year.
Show earlier events
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 119 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 61 days late
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 9 days late
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 8 establishment units since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terhulpsesteenweg 1501170 Watermaal-BosvoordeGround area
3.3 ha
Building footprint
2.6 ha
Volume, LiDAR
368,324 m³
8 parcels, Brussels, Flanders, Wallonia · tallest building 38.1 m, ±7 floors. Linked by address, not a title deed.
8 establishment units
BINOPTICS
since 20132.228.026.355
Terhulpsesteenweg 150, 1170 Watermaal-Bosvoorde
since 20242.366.628.467
NOOZ
since 20242.366.628.665
NOOZ
since 20242.366.628.566
Nooz Hasselt
since 20252.379.598.852
Nooz Antwerpen
since 20252.379.599.545
Show 2 more locations
NOOZ WAASLAND
since 20262.384.291.771
NOOZ LOUVAIN-LA-NEUVE
since 20262.390.136.022
8 parcels
Flanders
3
(37.5%)
Wallonia
3
(37.5%)
Brussels
2
(25%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25386B0123/00V002 | Wallonia | 2.5 ha | 1 · 2.1 ha | 24.1 m · 4 fl. |
| 21652E0035/00R005 | Brussels | 4,415 m² | 1 · 2,124 m² | 36.1 m · 7 fl. |
| 21822R0226/00W011 | Brussels | 3,529 m² | 1 · 1,878 m² | 38.1 m · 7 fl. |
| 25763L0374/00E000 | Wallonia | 544 m² | 1 · 211 m² | 12.8 m · 4 fl. |
| 11382C0161/00W000 | Flanders | 125 m² | 1 · 124 m² | 11.0 m · 1 fl. |
| 71022H0318/00E000 | Flanders | 100 m² | 1 · 95 m² | 14.5 m · 4 fl. |
| 92094C0043/00A000 | Wallonia | 98 m² | 1 · 104 m² | 15.2 m · 4 fl. |
| 11803C1761/00A000 | Flanders | 67 m² | 1 · 36 m² | 17.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 7
8 of 8 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,550 companies in sector 71121 we hold annual accounts for 6,563. 2,055 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2014
Fiscal year end31-12
Activities, NACEBEL 2025
47742Retail sale of prescription glasses, lenses and sunglasses
71121Engineering and related technical consultancy, excluding land surveyors
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.