OPTIEK KATRIEN
ActiveOPTIEK KATRIEN has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €578k and a net result of €187k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 68% of 18207 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+3
Solvency80▼-20
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 2.21 against 5.13 in 2024; short-term debt: 44.6% and cash: 93.6% of total assets), and 44.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.4%
Return on assets
17.9%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
26 d early
2023
27 d early
2022
3 d early
2021
3 d early
2020
4 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€578k▼ 26.2%
2024 · €783k
2018: €391k
2019: €491k
2020: €552k
2021: €650k
2022: €672k
2023: €734k
2024: €783k
2018 → 2025
Total assets
€1.04M▲ 7.6%
2024 · €970k
2018: €504k
2019: €562k
2020: €693k
2021: €794k
2022: €845k
2023: €881k
2024: €970k
2018 → 2025
Net result
€187k▲ 25.8%
2024 · €149k
2018: €72k
2019: €100k
2020: €110k
2021: €173k
2022: €120k
2023: €132k
2024: €149k
2018 → 2025
Working capital
€563k▼ 27.1%
2024 · €773k
2018: €391k
2019: €479k
2020: €543k
2021: €644k
2022: €667k
2023: €733k
2024: €773k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€650k-€672k▲ 3.4%€734k▲ 9.2%€783k▲ 6.6%€578k▼ 26.2%
Operating result€248k-€171k▼ 31.3%€182k▲ 6.8%€208k▲ 14.1%€257k▲ 23.5%
Net result€173k-€120k▼ 30.3%€132k▲ 9.7%€149k▲ 12.7%€187k▲ 25.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 23% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.04M
Fixed assets
€15k▲ 48.6%
Current assets
€1.03M▲ 7.2%
Equity and liabilities €1.04M
Equity
€578k▼ 26.2%
Debt
€466k▲ 149%
The debt ratio rises from 19.3% to 44.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€259k▲
2024 · €209k
Cash flow
€189k▲
2024 · €150k
Solvency
55.4%▼
2024 · 80.7%
Current ratio
2.21▼
2024 · 5.13
Quick ratio
2.16▼
2024 · 4.99
Debt / equity
0.81▲
2024 · 0.24
ROE
32.4%▲
2024 · 19.0%
ROA
17.9%▲
2024 · 15.3%
Interest coverage
90.64▲
2024 · 50.28
Debt
€466k▲
2024 · €187k
Debt ≤ 1 year
€466k▲
2024 · €187k
Income taxes
€72k▲
2024 · €65k
Staff costs
€21k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€970k€1.04M▲
Fixed assets21/28€10k€15k▲
Intangible fixed assets21-€5k
Tangible fixed assets22/27€10k€9k▼
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€6k€6k▼
Furniture and vehicles24€1k€662▼
Financial fixed assets28€50€50=
Current assets29/58€960k€1.03M▲
Stocks and contracts in progress3€25k€25k▼
Stocks30/36€25k€25k▼
Amounts receivable within one year40/41€29k€25k▼
Trade receivables40€1k-
Other amounts receivable41€27k€25k▼
Cash at bank and in hand54/58€894k€977k▲
Deferred charges and accrued income490/1€13k€2k▼
Equity and liabilities
Total equity and liabilities10/49€970k€1.04M▲
Equity10/15€783k€578k▼
Contributions10/11€13k€13k=
Reserves13€752k€547k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€750k€545k▼
Profit (loss) carried forward14€19k€19k▲
Amounts payable17/49€187k€466k▲
Amounts payable within one year42/48€187k€466k▲
Trade debts44€23k€35k▲
Suppliers440/4€23k€35k▲
Advances received on contracts in progress46€17k€8k▼
Taxes, remuneration and social security45€52k€54k▲
Taxes450/3€44k€53k▲
Remuneration and social security454/9€8k€2k▼
Other amounts payable47/48€95k€368k▲
Income statement
Code20242025
Remuneration, social security and pensions62€24k€21k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€5k€5k▲
Gross operating margin9900€238k€284k▲
Operating profit (loss)9901€208k€257k▲
Financial income75/76B€10k€6k▼
Recurring financial income75€10k€6k▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€214k€259k▲
Income taxes67/77€65k€72k▲
Profit (loss) for the period9904€149k€187k▲
Profit (loss) for the period to be appropriated9905€149k€187k▲
Appropriation of the result
Profit (loss) to be appropriated9906€167k€206k▲
Profit (loss) brought forward from the previous period14P€18k€19k▲
Transfer from equity791/2€100k€392k▲
Transfer to equity691/2€148k€187k▲
To other reserves6921€148k€187k▲
Profit to be distributed694/7€100k€392k▲
Return on contributions (dividend)694€100k€392k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €187k ▲25.8%
Operating result €257k, net result €187k, both a record.
04-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €500kEq €552k ▲12.3%
3 profitable years in a row build equity to €552k.
15-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopold II Laan(Odk) 2138670 KoksijdeGround area
9,344 m²
Building footprint
245 m²
Volume, LiDAR
3,753 m³
Parcel 38502F0213/00B000, Flanders · tallest building 22.2 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Optiek Katrien
since 20102.188.616.938
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38502F0213/00B000 | Flanders | 9,344 m² | 1 · 245 m² | 22.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Similar companies · same sector, comparable size
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BE 0779.434.194
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JUST.BLONDÉ
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SOMERS OPTIEK
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OPTIEK ANNYS
BE 0880.475.631
Asse · Eq €585k
Of 1,730 companies in sector 47742 we hold annual accounts for 1,138. 766 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-04-2010
Fiscal year end30-09
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
33130Repair, maintenance and installation of machinery and equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.