OPTIEK ANNYS
ActiveOPTIEK ANNYS has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €585k and a net result of €45k. Equity is growing by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 58% of 10289 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-5
Solvency69▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity short (current ratio 0.3 against 0.56 in 2024; short-term debt: 55.1% and cash: 5.2% of total assets), and 55.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.4%
Return on assets
3.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
26 d late
2023
61 d late
2022
67 d late
2021
57 d late
2020
18 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€585k▲ 40.9%
2024 · €415k
2018: €213k
2019: €232k
2020: €211k
2021: €211k
2022: €221k
2023: €326k
2024: €415k
2018 → 2025
Total assets
€1.32M▼ 5.7%
2024 · €1.40M
2018: €368k
2019: €1.20M
2020: €1.18M
2021: €1.80M
2022: €1.68M
2023: €1.59M
2024: €1.40M
2018 → 2025
Net result
€45k▼ 58.6%
2024 · €108k
2018: €20k
2019: €19k
2020: €32k
2021: €400
2022: €10k
2023: €115k
2024: €108k
2018 → 2025
Working capital
€-509k▼ 190%
2024 · €-175k
2018: €53k
2019: €12k
2020: €35k
2021: €-131k
2022: €-207k
2023: €-116k
2024: €-175k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€211k-€221k▲ 4.7%€326k▲ 47.3%€415k▲ 27.3%€585k▲ 40.9%
Operating result€12k-€23k▲ 99.6%€141k▲ 515%€171k▲ 20.8%€71k▼ 58.4%
Net result€400-€10k▲ 2,392%€115k▲ 1,049%€108k▼ 5.7%€45k▼ 58.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 58% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.32M
Fixed assets
€1.10M▼ 6.3%
Current assets
€216k▼ 2.9%
Equity and liabilities €1.32M
Equity
€585k▲ 40.9%
Debt
€732k▼ 25.4%
The debt ratio falls from 70.3% to 55.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€249k▼
2024 · €318k
Cash flow
€223k▼
2024 · €256k
Solvency
44.4%▲
2024 · 29.7%
Current ratio
0.30▼
2024 · 0.56
Quick ratio
0.13▼
2024 · 0.16
Debt / equity
1.25▼
2024 · 2.36
ROE
7.7%▼
2024 · 26.0%
ROA
3.4%▼
2024 · 7.7%
Interest coverage
33.96▲
2024 · 13.30
Debt
€732k▼
2024 · €981k
Debt ≤ 1 year
€725k▲
2024 · €398k
Income taxes
€24k▼
2024 · €44k
Staff costs
€97k▲
2024 · €94k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.40M€1.32M▼
Fixed assets21/28€1.17M€1.10M▼
Intangible fixed assets21€239-
Tangible fixed assets22/27€1.17M€1.10M▼
Land and buildings22€602k€576k▼
Plant, machinery and equipment23€138k€165k▲
Furniture and vehicles24€38k€63k▲
Other tangible fixed assets26€394k€294k▼
Financial fixed assets28€2k€2k=
Current assets29/58€223k€216k▼
Stocks and contracts in progress3€157k€119k▼
Stocks30/36€157k€119k▼
Amounts receivable within one year40/41€26k€23k▼
Trade receivables40€10k€4k▼
Other amounts receivable41€16k€19k▲
Cash at bank and in hand54/58€34k€69k▲
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€1.40M€1.32M▼
Equity10/15€415k€585k▲
Contributions10/11€65k€190k▲
Reserves13€297k€342k▲
Distributable reserves133€297k€342k▲
Profit (loss) carried forward14€52k€52k=
Amounts payable17/49€981k€732k▼
Amounts payable after more than one year17€583k-
Financial debts170/4€583k-
Amounts payable within one year42/48€398k€725k▲
Current portion of amounts payable after more than one year42€165k€139k▼
Trade debts44€51k€91k▲
Suppliers440/4€51k€91k▲
Taxes, remuneration and social security45€76k€57k▼
Taxes450/3€63k€40k▼
Remuneration and social security454/9€14k€17k▲
Other amounts payable47/48€106k€439k▲
Accrued charges and deferred income492/3-€6k
Income statement
Code20242025
Remuneration, social security and pensions62€94k€97k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€148k€178k▲
Other operating charges640/8€10k€12k▲
Gross operating margin9900€423k€358k▼
Operating profit (loss)9901€171k€71k▼
Financial income75/76B€6k€5k▼
Recurring financial income75€6k€5k▼
Financial charges65/66B€24k€7k▼
Recurring financial charges65€24k€7k▼
Profit (loss) for the period before taxes9903€152k€69k▼
Income taxes67/77€44k€24k▼
Profit (loss) for the period9904€108k€45k▼
Profit (loss) for the period to be appropriated9905€108k€45k▼
Appropriation of the result
Profit (loss) to be appropriated9906€161k€97k▼
Profit (loss) brought forward from the previous period14P€52k€52k=
Transfer from equity791/2€19k-
Transfer to equity691/2€108k€45k▼
To other reserves6921€108k€45k▼
Profit to be distributed694/7€19k-
Return on contributions (dividend)694€19k-
Social balance
Average headcount (FTE)90871.91.9=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
13-02
State Gazette act
RestructuringDemerger · Corporate purpose · Share issue8 facts ▸
State Gazette act
Restructuring
Demerger · Corporate purpose · Share issue8 facts ▸
- Demerger, 2026-02-02
- Corporate purpose, De vennootschap heeft tot doel, zowel in België als in het buitenland, voor eigen rekening of voor rekening van derden, of door deelname van dezen: - De uitbati…
- Corporate purpose, De vennootschap heeft tot voorwerp in België en in het buitenland, uitsluitend voor eigen rekening en in eigen naam: 1)Het aanleggen, het oordeelkundig uitbouwe…
- Share issue, aandelen op naam, 100
- Accounting effect, 2026-01-01
- Real estate, het handelsgelijkvloers, met twee berkingen en drie parkings, gelegen te 1730 Asse, Kalkoven 63, gekadastreerd Asse, 2e afdeling, sectie L, nrs. 0478AP0032, 047…
- Share distribution, a rato van hun aandelen in de BV OPTIEK ANNYS
- Profit participation, 2026-01-01
2025
31-12
Financial
Equity above €500kEq €585k ▲40.9%
8 profitable years in a row build equity to €585k.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 61 days late
2023
31-12
Financial
Highest result since 2018net €115k ▲1049%
Net result €115k, the highest in the series.
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
26-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 57 days late
2021
31-12
Financial
Weakest financial yearnet €400 ▼98.8%
Net result drops to €400, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2020
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-06-2020
Resigned as Director
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kalkoven 631730 AsseGround area
691 m²
Building footprint
634 m²
Volume, LiDAR
3,959 m³
Parcel 23322L0478/00A000, Flanders · tallest building 13.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Optiek Annys
since 20062.153.295.179
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23322L0478/00A000 | Flanders | 691 m² | 1 · 634 m² | 13.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Acquisitions and mergers
1 transactionContributed a business line to:OPTICASA
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 3,075 EUR awarded · 3,075 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 1,650 EUR |
| 2024 | 1 | 1,650 EUR | 0 EUR |
| 2023 | 1 | 0 EUR | 1,425 EUR |
| 2022 | 1 | 1,425 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
GOFRAME
BE 0864.540.214
Hannut · Eq €585k
HISTOIRES D'OPTICIENS
BE 0828.074.152
La Louvière · Eq €585k
SOMERS OPTIEK
BE 0421.953.859
Antwerpen · Eq €584k
ZOULA
BE 0472.956.261
Huy · Eq €586k
Mr. Boo
BE 0676.392.084
Brasschaat · Eq €583k
Of 1,729 companies in sector 47742 we hold annual accounts for 1,138. 766 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-2006
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
52485
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
52320
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.