HISTOIRES D'OPTICIENS
ActiveHISTOIRES D'OPTICIENS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €585k and a net result of €150k. Equity is growing by ~19% per year across the filed fiscal years. Its solvency ranks better than 67% of 26048 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability86▲+4
Solvency78▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 2.4 against 1.93 in 2023; short-term debt: 23.6% and cash: 30% of total assets), and 47% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
53%
Return on assets
13.6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-06-2025, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
39 d early
2023
42 d late
2022
71 d late
2021
29 d late
2020
51 d late
2019
76 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€150k▲ 32.9%
2023 · €113k
2018: €59k
2019: €29k
2020: €107k
2021: €129k
2022: €66k
2023: €113k
2018 → 2024
Working capital
€365k▲ 32.4%
2023 · €276k
2018: €100k
2019: €107k
2020: €220k
2021: €215k
2022: €226k
2023: €276k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€276k-€380k▲ 37.6%€411k▲ 8.2%€465k▲ 13.1%€585k▲ 25.9%
Operating result€161k-€173k▲ 7.4%€97k▼ 43.8%€173k▲ 78.0%€199k▲ 14.5%
Net result€107k-€129k▲ 20.1%€66k▼ 48.7%€113k▲ 70.5%€150k▲ 32.9%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 14% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.10M
Fixed assets
€478k▼ 3.4%
Current assets
€626k▲ 9.4%
Equity and liabilities €1.10M
Equity
€585k▲ 25.9%
Debt
€519k▼ 13.9%
The debt ratio falls from 56.4% to 47.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€246k▲
2023 · €216k
Cash flow
€197k▲
2023 · €155k
Solvency
53.0%▲
2023 · 43.6%
Current ratio
2.40▲
2023 · 1.93
Quick ratio
1.88▲
2023 · 1.49
Debt / equity
0.89▼
2023 · 1.30
ROE
25.6%▲
2023 · 24.2%
ROA
13.6%▲
2023 · 10.6%
Interest coverage
24.87▲
2023 · 19.14
Debt
€519k▼
2023 · €602k
Debt ≤ 1 year
€260k▼
2023 · €296k
Debt > 1 year
€258k▼
2023 · €306k
Income taxes
€47k▼
2023 · €50k
Staff costs
€76k▼
2023 · €96k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.07M€1.10M▲
Fixed assets21/28€495k€478k▼
Tangible fixed assets22/27€495k€478k▼
Land and buildings22€441k€416k▼
Plant, machinery and equipment23€53k€60k▲
Furniture and vehicles24€263€2k▲
Current assets29/58€572k€626k▲
Amounts receivable after more than one year29€168k€108k▼
Other amounts receivable291€168k€108k▼
Stocks and contracts in progress3€130k€135k▲
Stocks30/36€130k€135k▲
Amounts receivable within one year40/41€21k€50k▲
Trade receivables40€15k€3k▼
Other amounts receivable41€6k€47k▲
Cash at bank and in hand54/58€249k€331k▲
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.07M€1.10M▲
Equity10/15€465k€585k▲
Contributions10/11€19k€19k=
Reserves13€446k€417k▼
Distributable reserves133€446k€417k▼
Profit (loss) carried forward14-€150k
Amounts payable17/49€602k€519k▼
Amounts payable after more than one year17€306k€258k▼
Financial debts170/4€306k€258k▼
Amounts payable within one year42/48€296k€260k▼
Current portion of amounts payable after more than one year42€48k€66k▲
Trade debts44€50k€78k▲
Suppliers440/4€50k€78k▲
Taxes, remuneration and social security45€76k€86k▲
Taxes450/3€65k€78k▲
Remuneration and social security454/9€11k€8k▼
Other amounts payable47/48€122k€30k▼
Income statement
Code20232024
Remuneration, social security and pensions62€96k€76k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€47k▲
Other operating charges640/8€5k€6k▲
Non-recurring operating charges66A-€12k
Gross operating margin9900€318k€340k▲
Operating profit (loss)9901€173k€199k▲
Financial income75/76B€557€8k▲
Recurring financial income75€557€8k▲
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€163k€197k▲
Income taxes67/77€50k€47k▼
Profit (loss) for the period9904€113k€150k▲
Profit (loss) for the period to be appropriated9905€113k€150k▲
Appropriation of the result
Profit (loss) to be appropriated9906€113k€150k▲
Transfer from equity791/2€61k€29k▼
Transfer to equity691/2€115k-
To contributions691€2k-
To other reserves6921€113k-
Profit to be distributed694/7€59k€29k▼
Return on contributions (dividend)694€59k€29k▼
Social balance
Average headcount (FTE)90872.4-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €150k ▲32.9%
Operating result €199k, net result €150k, both a record.
31-12
Financial
Equity above €500kEq €585k ▲25.9%
7 profitable years in a row build equity to €585k.
11-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 42 days late
2023
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 71 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
20-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 51 days late
2020
31-12
Financial
Equity above €200kEq €276k ▲63.7%
3 profitable years in a row build equity to €276k.
15-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 76 days late
2019
31-12
Financial
Weakest financial yearnet €29k ▼50.4%
Net result drops to €29k, the lowest in the series; recovery starts the following year.
11-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 72 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
14-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Sylvain Guyaux(L.L) 137100 La LouvièreGround area
235 m²
Building footprint
58 m²
Volume, LiDAR
946 m³
Parcel 55372C0059/00S107, Wallonia · tallest building 18.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Histoires d'Opticiens
since 20102.191.282.953
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55372C0059/00S107 | Wallonia | 235 m² | 1 · 58 m² | 18.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GOFRAME
BE 0864.540.214
Hannut · Eq €585k
ZOULA
BE 0472.956.261
Huy · Eq €586k
OPTIEK ANNYS
BE 0880.475.631
Asse · Eq €585k
SOMERS OPTIEK
BE 0421.953.859
Antwerpen · Eq €584k
Mr. Boo
BE 0676.392.084
Brasschaat · Eq €583k
Of 1,729 companies in sector 47742 we hold annual accounts for 1,138. 766 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-07-2010
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.